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Shape Up Your Finances: The Personal Finances Handbook is a concise and practical guide designed for individuals of any age in Australia. This handbook provides valuable insights and tips on managing personal finances at different life stages, including early years, working life, and retirement. With clear explanations and practical suggestions, it covers various financial processes such as earning income, controlling spending, building assets, taxes, entitlements, superannuation, and retirement planning. This resource empowers readers to gain confidence, improve financial organization, and live the lifestyle of their choice.
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Jesus --- seeking an intimate relationship with the Lord --- Abraham --- Moses --- God --- the importance of the Holy Spirit in a person's life --- possessing God's spirit --- Christ's sadness --- personal planning --- depending on God --- the unknown future --- repenting and turning to the Lord --- depending on governments and others --- the covenant land Israel --- true intimacy with God --- rejecting the Holy Spirit --- complete surrender to Jesus --- receiving the Holy Spirit --- reading the Bible --- the Sabbath --- watching and waiting on the Lord --- the diversions of the world --- God the Father --- the earth --- mankind's only savior, Jesus Christ --- prophetic dreams --- the book of Amos --- the importance of the Baptism of the Holy Spirit --- sins --- pornography
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