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Jacob prospers as a moneylender and pig merchant by taking advantage of other people's misfortunes. But when he seeks to exploit the famine afflicting his village Tounga by lending money at high interest rates to poor villagers, he does not reckon what a sacrilege his pigs would commit which give the people an opportunity to feast on his own misfortune. When this happens community gives way to individual desires, and the stomach dictates to the head what it should think and believe in. Reason bends to absurdity and custom bows to bizarre novelty. Life explodes into a sinister mess that points to only one outcome: Jacob and society's ultimate ruin.

Nigerian fiction (English) --- Moneylenders. --- Lenders, Money --- Money lenders --- Capitalists and financiers --- English fiction --- Nigerian literature (English) --- Nigerian authors

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This book challenges a common historical narrative, which portrays medieval Jews as moneylenders who filled an essential economic role in Europe. Where Volume I traced the development of the narrative in the nineteenth and twentieth centuries and refuted it with an in-depth study of English Jewry, Volume II explores the significance of dissolving the Jewish narrative for European history. It extends the study from England to northern France, the Mediterranean, and central Europe and deploys the methodologies of legal, cultural, and religious history alongside economic history. Each chapter offers a novel interpretation of key topics, such as the Christian usury campaign, the commercial revolution, and gift economy / profit economy, to demonstrate how the revision of Jewish history leads to new insights in European history. .

Moneylenders --- Middle Ages --- Jews in public life --- Jews --- Historiography. --- History. --- Medievalists --- Lenders, Money --- Money lenders --- Capitalists and financiers --- Europe-History-476-1492. --- Labor-History. --- Social history. --- History of Medieval Europe. --- Labor History. --- Social History. --- Descriptive sociology --- Social conditions --- Social history --- History --- Sociology --- Europe—History—476-1492. --- Labor—History.

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This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources—all in the context of an established Canadian industry—provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland to South Africa and Australia.

Loans. --- Moneylenders --- Payday loans --- Finance. --- Bank marketing. --- Microeconomics. --- Economic history. --- Financial Services. --- Personal Finance/Wealth Management/Pension Planning. --- Economy-wide Country Studies. --- Economic conditions --- History, Economic --- Economics --- Price theory --- Banks and banking --- Marketing of bank services --- Marketing of banking services --- Marketing --- Funding --- Funds --- Currency question --- Lenders, Money --- Money lenders --- Capitalists and financiers --- Borrowing --- Lending --- Loans for consumption --- Finance --- Credit --- Investments --- Pay check advances --- Pay day advances --- Pay day loans --- Paycheck advances --- Payday advances --- Loans, Personal --- Personal finance. --- Finance, Personal --- Financial management, Personal --- Financial planning, Personal --- Personal finance --- Personal financial management --- Personal financial planning --- Financial literacy --- Planning --- Pension plans.

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Growing research and policy interest focuses on the misallocation of output and factors of production in developing economies. This paper considers the possible misallocation of financial loans. Using plant-level data on the organized and unorganized sectors, the paper describes the temporal, geographic, and industry distributions of financial loans. The focus of the analysis is the hypothesis that land misallocation might be an important determinant of financial misallocation (for example, because of the role of land as collateral against loans). Using district-industry variations, the analysis finds evidence to support this hypothesis, although it does not find a total reduction in the intensity of financial loans or those being given to new entrants. The analysis also considers differences by gender of business owners and workers in firms. Although potential early gaps for businesses with substantial female employment have disappeared in the organized sector, a sizeable and persistent gap remains in the unorganized sector.

Access to banking --- Access to credit --- Access to external finance --- Access to finance --- Access to financial services --- Access to formal credit --- Access to formal finance --- Access to loans --- Asymmetric information --- Bank branches --- Bank credit --- Bank financing --- Bank loan --- Bank loans --- Banking --- Banking services --- Banks --- Banks and banking reform --- Biases --- Borrower --- Borrowers --- Borrowing --- Business owners --- Business plans --- Capital --- Co-operative banks --- Collateral --- Collateral requirements --- Collateral support --- Commercial banks --- Cost of capital --- Credit --- Credit bureaus --- Credit information --- Credit market --- Credit markets --- Credit policy --- Credit registries --- Credit risk --- Credit support --- Credit-worthiness --- Creditworthiness --- Debt collectors --- Debt markets --- Directed credit --- Disparities in access --- Econometrics --- Economic activity --- Economic growth --- Economic policy --- Economics --- Employment --- Enterprise --- Enterprise development --- Entrepreneur --- Entrepreneurs --- Entrepreneurship --- Equity --- Exclusion --- External finance --- External financing --- Finance and financial sector development --- Financial access --- Financial deepening --- Financial depth --- Financial development --- Financial institutions --- Financial integration --- Financial markets --- Financial sector --- Financial sector development --- Financial services --- Financial strength --- Financing --- Fixed assets --- Formal credit --- Formal finance --- Gender --- Gender inequality --- Government policy --- Governments --- Guarantee --- Households --- Housing --- Human capital --- Inequality --- Information sharing --- Infrastructure --- Intangible assets --- Interest expense --- Interest payment --- Interest rate --- Investment --- Issue of access --- Job creation --- Labor --- Labor market --- Labor markets --- Lack of collateral --- Land markets --- Lenders --- Lending --- Liberalization --- Loan --- Loan access --- Loan demand --- Loans --- Macroeconomics --- Marginal revenue --- Market value --- Markets --- Micro enterprises --- Micro-credit --- Micro-enterprises --- Micro-entrepreneurs --- Micro-finance --- Micro-finance institutions --- Microfinance --- Monetary policy --- Money lenders --- Net value --- Outreach --- Outstanding loan --- Outstanding loans --- Overdraft --- Personal assets --- Private enterprise --- Private enterprises --- Profitability --- Property --- Real estate --- Repossession --- Reserve bank of india --- Resource allocation --- Revenue --- Risk --- Risk perception --- Rural bank --- Rural bank branches --- Services --- Sizes of loan --- Small business --- Small business owners --- Small businesses --- Strategies --- Tangible assets --- Taxes --- Trade credit --- Trade credits --- Transport --- Union --- Urban areas --- Value --- Villages --- Water & industry --- Water resources --- Water supply --- Working capital