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A consumer credit industry insider-turned-outsider explains how banks lure Americans deep into debt, and how to break the cycle. Delinquent takes readers on a journey from Capital One's headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botella--formerly an industry insider who helped set credit policy at Capital One--reveals the underhanded and often predatory ways that banks induce American borrowers into debt they can't pay back. Combining Botella's insights from the banking industry, quantitative data, and research findings as well as personal stories from interviews with indebted families around the country, Delinquent provides a relatable and humane entry into understanding debt. Botella exposes the ways that bank marketing, product design, and customer management strategies exploit our common weaknesses and fantasies in how we think about money, and she also demonstrates why competition between banks has failed to make life better for Americans in debt. Delinquent asks: How can we make credit available to those who need it, responsibly and without causing harm? Looking to the future, Botella presents a thorough and incisive plan for reckoning with and reforming the industry.
Banks and banking --- Consumer credit --- History. --- bad credit. --- credit card. --- credit score. --- credit use. --- crisis. --- debt collection. --- debt. --- economics. --- faud. --- finances. --- good credit. --- hardships. --- market value. --- poverty. --- self help. --- value.
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Why, every year, tens of thousands of people are willing to risk their lives in perilous voyages across Africa and the Mediterranean Sea? Why do they face such an ordeal to reach European countries where their long-term prospects are often dismal? The Big Gamble answers these questions through a multi-sited ethnography with refugees, their families back, smugglers and relatives in the diaspora. By visiting family homes in Eritrea, living with refugees in camps and urban peripheries across Ethiopia, Sudan and Italy, the author untangles everyday challenges as well as images, desires and feelings of young Eritreans pursuing their desired destination in a context of protracted crisis and long-term displacement. Throughout the book the author shows the importance of recognizing the space for choices in contemporary refugee movements. It argues that imagination, morality and emotion are crucial elements to understand the trajectories and the motivations of those who bet not only their resources but also their lives to seek asylum in Europe.
Migration. Refugees --- Europe --- Eritrea --- Eritreans --- Africans --- Social aspects --- Migrations --- Social aspects. --- Europe. --- Ethnology --- Council of Europe countries --- Eastern Hemisphere --- Eurasia --- africa. --- blurred boundaries. --- camps. --- emotions. --- eritrea. --- eritreans. --- ethiopia. --- european countries. --- families. --- family expectations. --- family homes. --- forced migration. --- hardships. --- italy. --- mediterranean sea. --- refugee populations. --- refugees. --- risk their lives. --- smugglers. --- smuggling. --- sudan. --- transnational marriages. --- urban peripheries. --- visa officers. --- voluntary migration. --- voyages.
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There’s nothing quite like a relationship with an aged pet—a dog or cat who has been at our side for years, forming an ineffable bond. Pampered pets, however, are a rarity among animals who have been domesticated. Farm animals, for example, are usually slaughtered before their first birthday. We never stop to think about it, but the typical images we see of cows, chickens, pigs, and the like are of young animals. What would we see if they were allowed to grow old? Isa Leshko shows us, brilliantly, with this collection of portraits. To create these portraits, she spent hours with her subjects, gaining their trust and putting them at ease. The resulting images reveal the unique personality of each animal. It’s impossible to look away from the animals in these images as they unforgettably meet our gaze, simultaneously calm and challenging. In these photographs we see the cumulative effects of the hardships of industrialized farm life, but also the healing that time can bring, and the dignity that can emerge when farm animals are allowed to age on their own terms. Each portrait is accompanied by a brief biographical note about its subject, and the book is rounded out with essays that explore the history of animal photography, the place of beauty in activist art, and much more. Open this book to any page. Meet Teresa, a thirteen-year-old Yorkshire Pig, or Melvin, an eleven-year-old Angora Goat, or Tom, a seven-year-old Broad Breasted White Turkey. You’ll never forget them.
Domestic animals --- Animal sanctuaries --- Domestic animals --- Animal rights. --- animals, animal portraits, paintings, art, artwork, photos, photography, photographer, farms, farm sanctuaries, elderly, old, older, portrait, aging, relationships, bonds, industrialization, hardships, healing, dignity, cows, pigs, chickens, activism, activists, goat, turkey, presentation, trust, life stories, subject context, memorable, coffee table books.
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In the context of two hundred years of American colonial control in the Pacific, Katherine Irwin and Karen Umemoto shed light on the experiences of today's inner city and rural girls and boys in Hawai'i who face racism, sexism, poverty, and political neglect. Basing their book on nine years of ethnographic research, the authors highlight how legacies of injustice endure, prompting teens to fight for dignity and the chance to thrive in America, a nation that the youth describe as inherently "jacked up"-rigged-and "unjust." While the story begins with the youth battling multiple contingencies, it ends on a hopeful note with many of the teens overcoming numerous hardships, often with the guidance of steadfast, caring adults.
Pacific Islander American teenagers --- Youth --- Youth and violence --- Teenagers, Pacific Islander American --- Teenagers --- Young people --- Young persons --- Youngsters --- Youths --- Age groups --- Life cycle, Human --- Violence and youth --- Violence --- Social conditions. --- american colonialism. --- american culture. --- american empire. --- american history. --- civic. --- colonial past. --- coming of age. --- criminology. --- education. --- ethnographic research. --- growing up. --- hardships. --- hawaii. --- inequality. --- inner city experiences. --- institutional failure. --- legacies of injustice. --- marginalized groups. --- pacific islanders. --- pacific. --- political neglect. --- politics. --- poverty. --- racism. --- sexism. --- social justice. --- teen. --- united states of america. --- violence. --- young people. --- youth incarceration. --- youth population.
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Every year over 200 million peasants flock to China's urban centers, providing a profusion of cheap labor that helps fuel the country's staggering economic growth. Award-winning journalist Michelle Dammon Loyalka follows the trials and triumphs of eight such migrants-including a vegetable vendor, an itinerant knife sharpener, a free-spirited recycler, and a cash-strapped mother-offering an inside look at the pain, self-sacrifice, and uncertainty underlying China's dramatic national transformation. At the heart of the book lies each person's ability to "eat bitterness"-a term that roughly means to endure hardships, overcome difficulties, and forge ahead. These stories illustrate why China continues to advance, even as the rest of the world remains embroiled in financial turmoil. At the same time, Eating Bitterness demonstrates how dealing with the issues facing this class of people constitutes China's most pressing domestic challenge.
China -- Social conditions -- 1976-2000. --- China -- Social conditions -- 2000-. --- Migration, Internal -- China -- History. --- Rural-urban migration -- China -- History. --- Rural-urban migration --- Migration, Internal --- Business & Economics --- Demography --- History --- History. --- China --- Social conditions --- Internal migration --- Mobility --- Cities and towns, Movement to --- Country-city migration --- Migration, Rural-urban --- Rural exodus --- Population geography --- Internal migrants --- Rural-urban relations --- Urbanization --- E-books --- asian studies. --- china. --- chinese culture and traditions. --- chinese culture. --- chinese economy. --- chinese family life. --- chinese labor. --- chinese oppression. --- chinese philosophers. --- chinese politics. --- chinese tradition. --- confucianism. --- history. --- how to create national change. --- how to endure hardships. --- labor laws. --- learning about chinese history. --- leisure reads. --- national transformation. --- overcome difficulties. --- problems in china. --- production in china. --- urban centers in china. --- vacation reads. --- whats it like to live in china.
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The Fear of French Negroes is an interdisciplinary study that explores how people of African descent responded to the collapse and reconsolidation of colonial life in the aftermath of the Haitian Revolution (1791-1845). Using visual culture, popular music and dance, periodical literature, historical memoirs, and state papers, Sara E. Johnson examines the migration of people, ideas, and practices across imperial boundaries. Building on previous scholarship on black internationalism, she traces expressions of both aesthetic and experiential transcolonial black politics across the Caribbean world, including Hispaniola, Louisiana and the Gulf South, Jamaica, and Cuba. Johnson examines the lives and work of figures as diverse as armed black soldiers and privateers, female performers, and newspaper editors to argue for the existence of "competing inter-Americanisms" as she uncovers the struggle for unity amidst the realities of class, territorial, and linguistic diversity. These stories move beyond a consideration of the well-documented anxiety insurgent blacks occasioned in slaveholding systems to refocus attention on the wide variety of strategic alliances they generated in their quests for freedom, equality and profit.
Blacks --- Negroes --- Ethnology --- Migrations --- History --- Race identity --- Haiti --- Ayiti --- Bohio --- Haichi --- Hayti --- Haytian Republic --- Quisqueya --- Repiblik Ayiti --- Repiblik d Ayiti --- Republic of Haiti --- République d'Haïti --- ハイチ --- هايتي --- Гаити --- Gaiti --- Saint-Domingue --- Influence. --- Black persons --- Black people --- Blacks -- Caribbean Area -- History -- 19th century.. --- Blacks -- Gulf Coast (U.S.) -- History -- 19th century.. --- Blacks -- Race identity -- Caribbean Area -- History -- 19th century.. --- Blacks -- Race identity -- Gulf Coast (U.S.) -- History -- 19th century.. --- Blacks -- Migrations -- History -- 19th century.. --- Haiti -- History -- Revolution, 1791-1804 -- Influence. --- 19th century history. --- african american demographics. --- african american studies. --- black history. --- black oppression. --- books for history lovers. --- caribbean literature. --- civil rights. --- discussion books. --- easy to read. --- engaging. --- french culture. --- french history. --- french politics. --- haitian history. --- haitian revolution. --- hardships of minorities. --- history and politics. --- history. --- home school history books. --- interdisciplinary study. --- latin american literature. --- literary criticism. --- migration of haitian culture. --- nonfiction history. --- politics.
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