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Dissertation
Profiling consumers based on their choice of payment method in physical stores in Belgium. An empirical application.
Authors: --- --- ---
Year: 2021 Publisher: Liège Université de Liège (ULiège)

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Abstract

This master thesis explores what the individual characteristics and economic components are that make consumers choose their payment method when finalizing their transaction in physical stores in Belgium. In other words, this paper aims to enlighten consumers about the individual (gender, age, education and personal income, geographical location of main residence and consumer’s preferences) and economic reasons (product prices, innovation, consumer inertia, information disclosure, pain of paying/impulse buying and a pandemic), behind the choice of their usual payment method for in-store payments in Belgium. An empirical analysis was conducted, by carrying out a survey among the Management School of the University of Liège, namely HEC. An overview will be given of the followed procedure that led to the empirical findings and a contingency table, correlation table and linear regression will be presented to test the hypotheses in the literature review. Ce mémoire de master explore quelles sont les caractéristiques individuelles et les composantes économiques qui font que les consommateurs choisissent leur mode de paiement lors de la finalisation de leur transaction dans les magasins physiques en Belgique. En d'autres termes, ce mémoire vise à éclairer les consommateurs sur les raisons individuelles (sexe, âge, éducation et revenu personnel, localisation géographique de la résidence principale et préférences du consommateur) et économiques (prix des produits, innovation, inertie du consommateur, divulgation d'informations, douleur de payer/achat impulsif et pandémie), qui sous-tendent le choix de leur mode de paiement habituel pour les paiements en magasin en Belgique. Une analyse empirique a été menée, en réalisant une enquête auprès de la Management School de l'Université de Liège, à savoir HEC. Un aperçu sera donné de la procédure suivie qui a conduit aux résultats empiriques et un tableau de contingence, un tableau de corrélation et une régression linéaire seront présentés pour tester les hypothèses de la revue de littérature.


Book
Lab-on-PCB Devices
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Year: 2022 Publisher: Basel MDPI - Multidisciplinary Digital Publishing Institute

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Lab-on-PCB devices can be considered an emerging technology. In fact, most of the contributions have been published during the last 5 years. It is mainly focussed on both biomedical and electronic applications. The book includes an interesting guide for using the different layers of the Printed Circuit Boards for developing new devices; guidelines for fabricating PCB-based electrochemical biosensors, and an overview of fluid manipulation devices fabricated using Printed Circuit Boards. In addition, current PCB-based devices are reported, and studies for several aspects of research and development of lab-on-PCB devices are described.


Book
Lab-on-PCB Devices
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Year: 2022 Publisher: Basel MDPI - Multidisciplinary Digital Publishing Institute

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Lab-on-PCB devices can be considered an emerging technology. In fact, most of the contributions have been published during the last 5 years. It is mainly focussed on both biomedical and electronic applications. The book includes an interesting guide for using the different layers of the Printed Circuit Boards for developing new devices; guidelines for fabricating PCB-based electrochemical biosensors, and an overview of fluid manipulation devices fabricated using Printed Circuit Boards. In addition, current PCB-based devices are reported, and studies for several aspects of research and development of lab-on-PCB devices are described.


Book
Biometric Systems
Authors: ---
Year: 2021 Publisher: Basel, Switzerland MDPI - Multidisciplinary Digital Publishing Institute

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Abstract

Because of the accelerating progress in biometrics research and the latest nation-state threats to security, this book's publication is not only timely but also much needed. This volume contains seventeen peer-reviewed chapters reporting the state of the art in biometrics research: security issues, signature verification, fingerprint identification, wrist vascular biometrics, ear detection, face detection and identification (including a new survey of face recognition), person re-identification, electrocardiogram (ECT) recognition, and several multi-modal systems. This book will be a valuable resource for graduate students, engineers, and researchers interested in understanding and investigating this important field of study.

Keywords

Technology: general issues --- online signature verification --- shape contexts --- function features --- SC-DTW --- symbolic representation --- two-stage method --- finger features --- multimodal recognition --- local coding --- Gabor filter --- LGS --- human identification --- biomarker --- ECG --- machine learning --- Physionet --- Lviv Biometric Dataset --- biometry --- identification --- bloodstream --- image recognition --- multi-biometrics --- bit planes --- block --- mutual information --- cross-device --- dorsal hand vein recognition --- person re-identification --- superpixel --- temporally aligned pooling --- walking cycle --- automatic recognition --- face --- voice --- body motion --- autism spectrum disorder (ASD) --- assessment --- intervention --- curve similarity --- curve similarity model --- curve similarity transformation --- similarity distance --- segmentation matching --- evolutionary computation --- finger vein recognition --- hand vein recognition --- contactless acquisition device --- public vascular pattern dataset --- biometric recognition performance evaluation --- face verification --- optical correlation --- Hausdorff distance --- image classification --- face detection --- depth map ensemble --- filtering --- geometric deep learning --- ear detection --- structured prediction --- semantic segmentation --- rotation equivariance --- Gaussian mixture model --- superpixels --- face recognition systems --- person identification --- biometric systems --- survey --- automatic signature verification --- touch-screen sensor --- data quality --- enrollment phase --- performance assessment --- augmented signature --- security enhancement --- mobile conditions --- biometric recognition --- visible light iris images --- image quality assessment --- image covariates --- quality filtering --- vascular biometric recognition --- wrist vein recognition --- contactless dataset --- pattern recognition --- infrared camera --- non-contact devices --- Scale-Invariant Feature Transform (SIFT®) --- Speeded Up Robust Features (SURF®) --- Oriented FAST and Rotated BRIEF (ORB) --- fingerprint --- presentation attack detection --- deep learning --- online signature verification --- shape contexts --- function features --- SC-DTW --- symbolic representation --- two-stage method --- finger features --- multimodal recognition --- local coding --- Gabor filter --- LGS --- human identification --- biomarker --- ECG --- machine learning --- Physionet --- Lviv Biometric Dataset --- biometry --- identification --- bloodstream --- image recognition --- multi-biometrics --- bit planes --- block --- mutual information --- cross-device --- dorsal hand vein recognition --- person re-identification --- superpixel --- temporally aligned pooling --- walking cycle --- automatic recognition --- face --- voice --- body motion --- autism spectrum disorder (ASD) --- assessment --- intervention --- curve similarity --- curve similarity model --- curve similarity transformation --- similarity distance --- segmentation matching --- evolutionary computation --- finger vein recognition --- hand vein recognition --- contactless acquisition device --- public vascular pattern dataset --- biometric recognition performance evaluation --- face verification --- optical correlation --- Hausdorff distance --- image classification --- face detection --- depth map ensemble --- filtering --- geometric deep learning --- ear detection --- structured prediction --- semantic segmentation --- rotation equivariance --- Gaussian mixture model --- superpixels --- face recognition systems --- person identification --- biometric systems --- survey --- automatic signature verification --- touch-screen sensor --- data quality --- enrollment phase --- performance assessment --- augmented signature --- security enhancement --- mobile conditions --- biometric recognition --- visible light iris images --- image quality assessment --- image covariates --- quality filtering --- vascular biometric recognition --- wrist vein recognition --- contactless dataset --- pattern recognition --- infrared camera --- non-contact devices --- Scale-Invariant Feature Transform (SIFT®) --- Speeded Up Robust Features (SURF®) --- Oriented FAST and Rotated BRIEF (ORB) --- fingerprint --- presentation attack detection --- deep learning


Book
Biometric Systems
Authors: ---
Year: 2021 Publisher: Basel, Switzerland MDPI - Multidisciplinary Digital Publishing Institute

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Abstract

Because of the accelerating progress in biometrics research and the latest nation-state threats to security, this book's publication is not only timely but also much needed. This volume contains seventeen peer-reviewed chapters reporting the state of the art in biometrics research: security issues, signature verification, fingerprint identification, wrist vascular biometrics, ear detection, face detection and identification (including a new survey of face recognition), person re-identification, electrocardiogram (ECT) recognition, and several multi-modal systems. This book will be a valuable resource for graduate students, engineers, and researchers interested in understanding and investigating this important field of study.

Keywords

Technology: general issues --- online signature verification --- shape contexts --- function features --- SC-DTW --- symbolic representation --- two-stage method --- finger features --- multimodal recognition --- local coding --- Gabor filter --- LGS --- human identification --- biomarker --- ECG --- machine learning --- Physionet --- Lviv Biometric Dataset --- biometry --- identification --- bloodstream --- image recognition --- multi-biometrics --- bit planes --- block --- mutual information --- cross-device --- dorsal hand vein recognition --- person re-identification --- superpixel --- temporally aligned pooling --- walking cycle --- automatic recognition --- face --- voice --- body motion --- autism spectrum disorder (ASD) --- assessment --- intervention --- curve similarity --- curve similarity model --- curve similarity transformation --- similarity distance --- segmentation matching --- evolutionary computation --- finger vein recognition --- hand vein recognition --- contactless acquisition device --- public vascular pattern dataset --- biometric recognition performance evaluation --- face verification --- optical correlation --- Hausdorff distance --- image classification --- face detection --- depth map ensemble --- filtering --- geometric deep learning --- ear detection --- structured prediction --- semantic segmentation --- rotation equivariance --- Gaussian mixture model --- superpixels --- face recognition systems --- person identification --- biometric systems --- survey --- automatic signature verification --- touch-screen sensor --- data quality --- enrollment phase --- performance assessment --- augmented signature --- security enhancement --- mobile conditions --- biometric recognition --- visible light iris images --- image quality assessment --- image covariates --- quality filtering --- vascular biometric recognition --- wrist vein recognition --- contactless dataset --- pattern recognition --- infrared camera --- non-contact devices --- Scale-Invariant Feature Transform (SIFT®) --- Speeded Up Robust Features (SURF®) --- Oriented FAST and Rotated BRIEF (ORB) --- fingerprint --- presentation attack detection --- deep learning


Book
Biometric Systems
Authors: ---
Year: 2021 Publisher: Basel, Switzerland MDPI - Multidisciplinary Digital Publishing Institute

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Bookmark

Abstract

Because of the accelerating progress in biometrics research and the latest nation-state threats to security, this book's publication is not only timely but also much needed. This volume contains seventeen peer-reviewed chapters reporting the state of the art in biometrics research: security issues, signature verification, fingerprint identification, wrist vascular biometrics, ear detection, face detection and identification (including a new survey of face recognition), person re-identification, electrocardiogram (ECT) recognition, and several multi-modal systems. This book will be a valuable resource for graduate students, engineers, and researchers interested in understanding and investigating this important field of study.

Keywords

online signature verification --- shape contexts --- function features --- SC-DTW --- symbolic representation --- two-stage method --- finger features --- multimodal recognition --- local coding --- Gabor filter --- LGS --- human identification --- biomarker --- ECG --- machine learning --- Physionet --- Lviv Biometric Dataset --- biometry --- identification --- bloodstream --- image recognition --- multi-biometrics --- bit planes --- block --- mutual information --- cross-device --- dorsal hand vein recognition --- person re-identification --- superpixel --- temporally aligned pooling --- walking cycle --- automatic recognition --- face --- voice --- body motion --- autism spectrum disorder (ASD) --- assessment --- intervention --- curve similarity --- curve similarity model --- curve similarity transformation --- similarity distance --- segmentation matching --- evolutionary computation --- finger vein recognition --- hand vein recognition --- contactless acquisition device --- public vascular pattern dataset --- biometric recognition performance evaluation --- face verification --- optical correlation --- Hausdorff distance --- image classification --- face detection --- depth map ensemble --- filtering --- geometric deep learning --- ear detection --- structured prediction --- semantic segmentation --- rotation equivariance --- Gaussian mixture model --- superpixels --- face recognition systems --- person identification --- biometric systems --- survey --- automatic signature verification --- touch-screen sensor --- data quality --- enrollment phase --- performance assessment --- augmented signature --- security enhancement --- mobile conditions --- biometric recognition --- visible light iris images --- image quality assessment --- image covariates --- quality filtering --- vascular biometric recognition --- wrist vein recognition --- contactless dataset --- pattern recognition --- infrared camera --- non-contact devices --- Scale-Invariant Feature Transform (SIFT®) --- Speeded Up Robust Features (SURF®) --- Oriented FAST and Rotated BRIEF (ORB) --- fingerprint --- presentation attack detection --- deep learning


Book
Lab-on-PCB Devices
Author:
Year: 2022 Publisher: Basel MDPI - Multidisciplinary Digital Publishing Institute

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Abstract

Lab-on-PCB devices can be considered an emerging technology. In fact, most of the contributions have been published during the last 5 years. It is mainly focussed on both biomedical and electronic applications. The book includes an interesting guide for using the different layers of the Printed Circuit Boards for developing new devices; guidelines for fabricating PCB-based electrochemical biosensors, and an overview of fluid manipulation devices fabricated using Printed Circuit Boards. In addition, current PCB-based devices are reported, and studies for several aspects of research and development of lab-on-PCB devices are described.

Keywords

Technology: general issues --- History of engineering & technology --- lab-on-PCB --- microfluidics --- flow driving --- actuators --- biomedical applications --- MEA --- brain cells --- electrical recordings --- Organ-on-Chip --- Brain-on-Chip --- printed circuit boards --- electrochemical biosensors --- Lab-on-PCB --- electrode pre-treatment --- electrophoresis --- agarose --- PCB technology --- DNA amplification --- RPA --- microheaters --- E. coli --- molecular diagnostics --- printed circuit board --- organotypic culture --- microchip electrophoresis --- stray capacitance --- capacitively coupled contactless conductivity detection --- planar grounded electrode --- Printed Circuit Board (PCB) --- biomedical --- electronic --- engineering --- PCB --- rapid prototyping --- 3D printing --- PCB-MEMS --- PCB reliability --- embedded components --- finite element analysis --- thermal analysis --- electronics --- sensors --- biosensors --- lab-on-chip --- lab-on-PCB --- microfluidics --- flow driving --- actuators --- biomedical applications --- MEA --- brain cells --- electrical recordings --- Organ-on-Chip --- Brain-on-Chip --- printed circuit boards --- electrochemical biosensors --- Lab-on-PCB --- electrode pre-treatment --- electrophoresis --- agarose --- PCB technology --- DNA amplification --- RPA --- microheaters --- E. coli --- molecular diagnostics --- printed circuit board --- organotypic culture --- microchip electrophoresis --- stray capacitance --- capacitively coupled contactless conductivity detection --- planar grounded electrode --- Printed Circuit Board (PCB) --- biomedical --- electronic --- engineering --- PCB --- rapid prototyping --- 3D printing --- PCB-MEMS --- PCB reliability --- embedded components --- finite element analysis --- thermal analysis --- electronics --- sensors --- biosensors --- lab-on-chip


Book
Microfluidics for Cells and Other Organisms
Author:
ISBN: 3039215639 3039215620 Year: 2019 Publisher: MDPI - Multidisciplinary Digital Publishing Institute

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Microfluidics-based devices play an important role in creating realistic microenvironments in which cell cultures can thrive. They can, for example, be used to monitor drug toxicity and perform medical diagnostics, and be in a static-, perfusion- or droplet-based device. They can also be used to study cell-cell, cell-matrix or cell-surface interactions. Cells can be either single cells, 3D cell cultures or co-cultures. Other organisms could include bacteria, zebra fish embryo, C. elegans, to name a few.


Book
Microbial Communities in Cultural Heritage and Their Control
Authors: ---
Year: 2022 Publisher: Basel MDPI - Multidisciplinary Digital Publishing Institute

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Cultural heritage plays a key role in understanding the history of humankind; therefore, the adoption of appropriate strategies for its conservation is essential. Microorganisms, such as bacteria, fungi and microalgae, which are usually organized on the surface in microbial communities as “biofilms”, can cause serious problems in the conservation of cultural heritage, making the adoption of prevention and conservation strategies a critical issue. This editorial focuses on studies published within the present Special Issue that present advances in the field of the biodeterioration of cultural heritage caused by microbial communities, with a particular focus on new methods for their elimination and control.


Book
Indoor Air Quality
Author:
Year: 2020 Publisher: Basel, Switzerland MDPI - Multidisciplinary Digital Publishing Institute

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The monitoring of indoor air pollutants in a spatio-temporal basis is challenging. A key element is the access to local (i.e., indoor residential, workplace, or public building) exposure measurements. Unfortunately, the high cost and complexity of most current air pollutant monitors result in a lack of detailed spatial and temporal resolution. As a result, individuals in vulnerable groups (children, pregnant, elderly, and sick people) have little insight into their personal exposure levels. This becomes significant in cases of hyper-local variations and short-term pollution events such as instant indoor activity (e.g., cooking, smoking, and dust resuspension). Advances in sensor miniaturization have encouraged the development of small, inexpensive devices capable of estimating pollutant concentrations. This new class of sensors presents new possibilities for indoor exposure monitoring. This Special Issue invites research in the areas of the triptych: indoor air pollution monitoring, indoor air modeling, and exposure to indoor air pollution. Topics of interest for the Special Issue include, but are not limited to, the following: low-cost sensors for indoor air monitoring; indoor particulate matter and volatile organic compounds; ozone-terpene chemistry; biological agents indoors; source apportionment; exposure assessment; health effects of indoor air pollutants; occupant perception; climate change impacts on indoor air quality.

Keywords

perceived indoor air quality --- building research --- indoor air questionnaires --- psychosocial work environment --- categorisation --- ventilation --- mould --- moisture --- man-made mineral fibres --- IAQ --- enhanced living environments --- IEQ --- IoT --- smart cities --- LEC --- passive space design --- tubular space --- physical building environment --- fieldwork test --- subway station building complex --- thermal comfort --- arousal level --- physiological indices --- electroencephalography --- electrocardiography --- airborne microorganisms --- bacteria --- fungi --- gyms --- indoor air quality --- libraries --- offices --- contactless measurements --- skin sensitivity index --- subtleness magnification --- deep learning --- piecewise stationary time series --- PM2.5 --- sensor --- correction --- pan frying --- secondhand smoke --- urban traffic --- allergens --- endotoxin --- biological agents --- laboratory animal allergy --- environmental monitoring --- occupational exposure --- perceived comfort --- sick building syndrome --- health effects --- internet of things --- e-nose --- smart home --- ESP32 --- teenagers --- children --- bedroom --- CO2 --- particulate matter --- perception --- response behavior --- psychological attribute --- indoor environment quality --- PPD --- TVOC --- BREEAM assessment --- occupant satisfaction --- children’s house --- industrial city --- window opening --- cooking --- STAMP --- STPA --- physical process --- indoor environment safety --- smart home systems --- IAQ improvement --- photo-paint --- NO --- Toluene degradation  --- n/a --- children's house

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