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Risk management --- Risk (Insurance) --- Insurance --- Self-insurance

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Health insurance --- Self-employed --- Self-insurance --- Taxation

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Health insurance --- Self-insurance --- Law and legislation

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"The future of employer-provided health insurance is a #1 concern for business owners, financial executives and insurance professionals. Existing "health insurance" books focus only on public policy or consumers. Using the techniques outlined in this book, employers and their workers learn to save money on health insurance by migrating from group to individual plans at a total cost that is 20-60% lower for the same coverage (That's a savings of $4,000-$12,000 per year for a family of four). We are at the beginning of a huge transformation in the health insurance industry in which 120 million people are expected to move from group to individual insurance by 2025. Similar to the shift from defined benefit pensions to defined contribution 401(k) plans, the end of employer-provided health insurance will create opportunities for new entrants the way 401(k) plans led to the massive growth of Schwab, Fidelity and Vanguard"--

Health insurance --- Health care reform --- Self-insurance

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The struggle with employer-sponsored benefits plans isn't new. Employees want high levels of coverage without high premiums or co-payments. Employers want costs managed without compromising quality of service. One way to meet all of these goals is to self-insure benefits programs and transfer the risk away from a third party to the organization and its employees. Originally published by American Compensation Association (WorldatWork) in 1997, Self-Insuring Benefits Programs has been significantly updated and expanded to walk readers through everything from conducting an audit of the existing p

Compensation management --United States. --- Employee fringe benefits --Self-insurance --United States. --- Employee fringe benefits --- Compensation management --- Self-insurance