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Psychometrics. --- Psychometric --- Statistics as Topic --- Psychometrics --- Measurement, Mental --- Measurement, Psychological --- Psychological measurement --- Psychological scaling --- Psychological statistics --- Psychology --- Psychometry (Psychophysics) --- Scaling, Psychological --- Psychological tests --- Scaling (Social sciences) --- Measurement --- Scaling --- Methodology

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This paper studies the use of psychometric tests, which were designed by the Entrepreneurial Finance Lab as a tool to screen out high credit risk and potentially increase access to credit for small business owners in Peru. The analysis uses administrative data covering the period from June 2011 to April 2014 to compare debt accrual and repayment behavior patterns across entrepreneurs who were offered a loan based on the traditional credit-scoring method versus the Entrepreneurial Finance Lab tool. The paper finds that the psychometric test can lower the risk of the loan portfolio when used as a secondary screening mechanism for already banked entrepreneurs-that is, those with a credit history. For unbanked entrepreneurs-those without a credit history-using the Entrepreneurial Finance Lab tool can increase access to credit without increasing portfolio risk.

Access to credit --- Access to finance --- Asymmetric information --- Bankruptcy and resolution of financial distress --- Banks and banking reform --- Credit risk --- Debt markets --- Finance and financial sector development --- Psychometric tests

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This volume comprises a selection of the papers presented at the 14th European Mathematical Psychology Group Meeting, held in Brussels, and three invited lectures. Presented are results and developments in mathematical psychology, especially in the theory of perception and learning, order and measurement, and data analysis.

Psychometrics --- Psychométrie --- Congresses --- Congrès --- congresses --- Psychometrics. --- 159.9.019 --- -Measurement, Mental --- Measurement, Psychological --- Psychological measurement --- Psychological scaling --- Psychological statistics --- Psychology --- Psychometry (Psychophysics) --- Scaling, Psychological --- Psychological tests --- Scaling (Social sciences) --- Psychometric --- Statistics as Topic --- Psychologische systemen.--Scholen in de psychologie --- Measurement --- Scaling --- Methodology --- -Psychologische systemen.--Scholen in de psychologie --- 159.9.019 Psychologische systemen.--Scholen in de psychologie --- -Psychometric --- Measurement, Mental --- Psychométrie --- Congrès --- Mathematical models --- Congresses. --- congresses. --- Psychométrie. (Congrès) --- Psychometrie. (Congres)

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The assimilation theory of verbal learning leads to meaningful learning wherein the learning outcomes take the form of concept maps—networks of some selected linguistic expressions and concepts. Concept-map-based education helps avoid rote learning, prepare content for effective on-ground and e-learning, and measure learning outcomes at the course, program, and institutional levels. As a result, it has been used at school, college, university, and professional levels. This book consists of five selected articles, providing insights into concept-map-based education, and will benefit students, teachers, and education managers.

History of engineering & technology --- concept map --- concept tree --- accounting theory --- accounting education --- curriculum development --- semantic density --- semantic gravity --- Legitimation Code Theory --- expertise --- theory-practice --- concept mapping --- salutogenesis --- pedagogic health --- academic development --- teaching --- creative imagination --- drawing --- storytelling --- primary education --- psychometric analysis --- learning --- semantic web --- knowledge representation --- epistemology --- n/a

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The assimilation theory of verbal learning leads to meaningful learning wherein the learning outcomes take the form of concept maps—networks of some selected linguistic expressions and concepts. Concept-map-based education helps avoid rote learning, prepare content for effective on-ground and e-learning, and measure learning outcomes at the course, program, and institutional levels. As a result, it has been used at school, college, university, and professional levels. This book consists of five selected articles, providing insights into concept-map-based education, and will benefit students, teachers, and education managers.

History of engineering & technology --- concept map --- concept tree --- accounting theory --- accounting education --- curriculum development --- semantic density --- semantic gravity --- Legitimation Code Theory --- expertise --- theory-practice --- concept mapping --- salutogenesis --- pedagogic health --- academic development --- teaching --- creative imagination --- drawing --- storytelling --- primary education --- psychometric analysis --- learning --- semantic web --- knowledge representation --- epistemology