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The New Retirement Savings Time Bomb : How to Take Financial Control, Avoid Unnecessary Taxes, and Combat the Latest Threats to Your Retirement Savings
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ISBN: 0525506357 Year: 2021 Publisher: New York, NY : Penguin Books,

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"The premier guide for retirement and investment planning by "America's IRA Expert" (Mutual Funds magazine)-fully updated to reflect the recent tax rule changes With the possible exception of home property, the most valuable asset for most Americans is their retirement fund. Yet most people don't know that the IRS is waiting to grab up to 90 percent of their hard-earned retirement savings. Now, in this fully updated edition of The Retirement Savings Time Bomb, renowned tax advisor Ed Slott explains in clear-cut layman's terms what people need to know to keep their money and pass it on to their families"--


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Pension strategies in Europe and the United States
Authors: --- ---
ISBN: 9780262062725 0262062720 9786612099434 0262272571 1282099434 1435633083 9780262272575 9781435633087 9781282099432 6612099437 Year: 2008 Publisher: Cambridge: MIT Press,

Pensions, labor and individual choice
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ISBN: 0226902935 9786611431174 1281431176 0226903273 9780226903279 9780226902937 Year: 1985 Publisher: Chicago (Ill.): University of Chicago press,

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In recent years a decline in the labor force participation of older workers has combined with rapid current and projected increases in the number of older Americans, producing major policy debates over looming "crises" in social security and, to a lesser extent, in the private pension system. That private system is playing an increasing role in the support of retired workers and promises to be the subject of increasing scrutiny by economists and policymakers alike. Previous books on private pensions have largely neglected behavioral implications of the features of pension plans. The papers in this volume, developed from material presented at a recent National Bureau of Economic Research conference, address two aspects of the relation between varieties of labor coverage and participation in the labor force. First, age at retirement may be correlated with kind of pension coverage. The papers, in fact, provide strong evidence that individual decisions about when to retire are directly influenced by pension options. Second, pension plans usually impose a high cost on workers who change jobs, which suggests that pension coverage reduces instances of job change. Pensions, Labor, and Individual Choice quantifies these correlations and proposes a conceptual framework within which to view them.


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Dismantling solidarity : capitalist politics and American pensions since the New Deal
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ISBN: 9781501708206 1501708201 9781501708190 1501708198 9780801454226 0801454220 9781501713170 1501713175 Year: 2017 Publisher: Ithaca: ILR Press, An imprint of Cornell University Press,

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Why has old-age security become less solidaristic and increasingly tied to risky capitalist markets? Drawing on rich archival data that covers more than fifty years of American history, Michael A. McCarthy argues that the critical driver was policymakers' reactions to capitalist crises and their political imperative to promote capitalist growth.Pension development has followed three paths of marketization in America since the New Deal, each distinct but converging: occupational pension plans were adopted as an alternative to real increases in Social Security benefits after World War II, private pension assets were then financialized and invested into the stock market, and, since the 1970s, traditional pension plans have come to be replaced with riskier 401(k) retirement plans. Comparing each episode of change, Dismantling Solidarity mounts a forceful challenge to common understandings of America’s private pension system and offers an alternative political economy of the welfare state. McCarthy weaves together a theoretical framework that helps to explain pension marketization with structural mechanisms that push policymakers to intervene to promote capitalist growth and avoid capitalist crises and contingent historical factors that both drive them to intervene in the particular ways they do and shape how their interventions bear on welfare change. By emphasizing the capitalist context in which policymaking occurs, McCarthy turns our attention to the structural factors that drive policy change. Dismantling Solidarity is both theoretically and historically detailed and superbly argued, urging the reader to reconsider how capitalism itself constrains policymaking. It will be of interest to sociologists, political scientists, historians, and those curious about the relationship between capitalism and democracy.


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Pension funds and other institutional investors : performance and evaluation
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ISBN: 0669955132 9780669955132 Year: 1975 Publisher: Lexington, Mass.: Lexington books,

Issues in pension economics
Authors: --- --- ---
ISBN: 0226062848 9786611223120 1281223123 0226062902 9780226062907 9780226062846 Year: 1987 Publisher: Chicago: University of Chicago press,

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In the past several decades, pension plans have become one of the most significant institutional influences on labor and financial markets in the U.S. In an effort to understand the economic effects of this growth, the National Bureau of Economic Research embarked on a major research project in 1980. Issues in Pension Economics, the third in a series of four projected volumes to result from this study, covers a broad range of pension issues and utilizes new and richer data sources than have been previously available. The papers in this volume cover such issues as the interaction of pension-funding decisions and corporate finances; the role of pensions in providing adequate and secure retirement income, including the integration of pension plans with social security and significant drops in the U.S. saving rate; and the incentive effects of pension plans on labor market behavior and the implications of plans on labor market behavior and the implications of plans for different demographic groups. Issues in Pension Economics offers important empirical studies and makes valuable theoretical contributions to current thinking in an area that will most likely continue to be a source of controversy and debate for some time to come. The volume should prove useful to academics and policymakers, as well as to members of the business and labor communities.

Keywords

Money market. Capital market --- United States --- Pension trusts --- Corporations --- Pensions --- Caisses de retraite --- Sociétés --- Congresses --- Finance --- Congrès --- Finances --- Sociétés --- Congrès --- Finance&delete& --- Superannuation schemes --- E-books --- Compensation --- Pension plans --- Retirement pensions --- Superannuation --- Retirement income --- Annuities --- Social security individual investment accounts --- Vested benefits --- Employee pension trusts --- Pension funds --- Trusts and trustees --- Business corporations --- C corporations --- Corporations, Business --- Corporations, Public --- Limited companies --- Publicly held corporations --- Publicly traded corporations --- Public limited companies --- Stock corporations --- Subchapter C corporations --- Business enterprises --- Corporate power --- Disincorporation --- Stocks --- Trusts, Industrial --- Geldmarkt. Kapitaalmarkt --- Verenigde Staten van Amerika --- Pension trusts - United States - Congresses. --- Corporations - United States - Finance - Congresses. --- Pensions - United States - Finance - Congresses. --- economy, finance, financial, retirement, workplace, worker, workforce, labor, institution, institutional, influence, influential, united states, usa, america, american, 1980s, research, scholarly, academic, study, data, corporate, income, behavior, demographics, empirical, theoretical, controversy, controversial, congresses, essay collection. --- United States of America

Pensions in the US economy
Authors: --- ---
ISBN: 0226062856 9786611430788 1281430781 0226062910 9780226062914 9780226062853 Year: 1988 Publisher: Chicago (Ill.): University of Chicago press,

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Pensions in the U.S. Economy is the fourth in a series on pensions from the National Bureau of Economic Research. For both economists and policymakers, this volume makes a valuable contribution to current research on pensions and the economics of the elderly. The contributors report on retirement saving of individuals and the saving that results from corporate funding of pension plans, and they examine particular aspects of the plans themselves from the employee's point of view. Steven F. Venti and David A. Wise offer a careful analysis of who contributes to IRAs and why. Benjamin M. Friedman and Mark Warshawsky look at the reasons more retirement saving is not used to purchase annuities. Personal saving through pension contribution is discussed by B. Douglas Bernheim and John B. Shoven in the context of recent government and corporate pension funding changes. Michael J. Boskin and John B. Shoven analyze indicators of the economic well-being of the elderly, addressing the problem of why a large fraction of the elderly remain poor despite a general improvement in the economic status of the group as a whole. The relative merits of defined contribution versus defined benefit plans, with emphasis on the risk aspects of the two types of plans for the individual, are examined by Zvi Bodie, Alan J. Marcus, and Robert C. Merton. In the final paper, pension plans and worker turnover are the focus of the discussion by Edward P. Lazear and Robert L. Moore, who propose pension option value rather than the commonly used accrued pension wealth as a measure of pension value.

Financial aspects of the United States pension system
Authors: ---
ISBN: 0226062813 9786611430771 1281430773 0226062899 9780226062891 9780226062815 Year: 1983 Publisher: Chicago (Ill.): University of Chicago press,

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This book provides valuable information and analysis to managers, policymakers, and investment counselors in the rapidly expanding field of pension funding. American workers, too, need answers and insights on how to invest their money and plan for their retirement. fifteen of America's leading financial analysts address such pressing questions as -What is the current financial status of the elderly, and how vulnerable are they to inflation? -What is the impact of inflation on the private pension system, and what are the effects of alternative indexing schemes? -What roles can the social security system play in the provision of retirement income? -What is the effect of the tax code and the Employee Retirement Income Security Act of 1974 (ERISA) on corporate pension policy? -How well funded are corporate pension plans, and is a firm's unfunded pension liability fully reflected in the market value of its common stock? Many of the conclusions these experts reach contradict and challenge popular views, thus providing fertile ground for innovation in pension planning.

Keywords

Social security law --- Savings --- United States --- Old age pensions --- PENSIONS trusts --- addresses, essays, lectures --- finance --- 36 --- 351.84*4 <73> --- -Old age pensions --- -Pension trusts --- -09.09.b --- 06.04.g.USA --- Employee pension trusts --- Pension funds --- Pension plans --- Trusts and trustees --- Employees --- OASI (Old age and survivors insurance) --- Old age and survivors insurance --- Older people --- Retirement pensions --- Survivors' benefits (Old age pensions) --- Pensions --- Maatschappelijk werk --- Pensioenwetgeving--Verenigde Staten van Amerika. VSA. USA --- Finance --- Sociale verzekering ; Verenigde Staten ; Pensioenen --- Groepsverzekering ; Verenigde Staten --- 351.84*4 <73> Pensioenwetgeving--Verenigde Staten van Amerika. VSA. USA --- 36 Maatschappelijk werk --- Pension trusts --- 09.09.b --- Superannuation schemes. --- E-books --- Finance. --- 36 Safeguarding the mental and material necessities of life --- Safeguarding the mental and material necessities of life --- 36 Waarborgen van de mentale en materiële behoeften van het leven; maatschappelijk werk --- Waarborgen van de mentale en materiële behoeften van het leven; maatschappelijk werk --- Old age pensions - United States --- Pension trusts - United States --- Old age pensions - United States - Finance --- finance, income, wealth, economy, economics, usa, america, american, system, institutional, institution, analysis, management, manager, educational, higher ed, workplace, workforce, policymaker, investment, counselor, counseling, funding, worker, money, retirement, professional, financial, inflation, social security, employee, 1970s, 1974, erisa, questions, liability, asset, law, legal issues, investing. --- United States of America

Privatizing social security
Author:
ISBN: 0226241017 0226241025 9786611430894 1281430897 0226241823 9780226241821 9780226241012 Year: 1998 Volume: *17 Publisher: Chicago London University of Chicago Press

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This volume represents the most important work to date on one of the pressing policy issues of the moment: the privatization of social security. Although social security is facing enormous fiscal pressure in the face of an aging population, there has been relatively little published on the fundamentals of essential reform through privatization. Privatizing Social Security fills this void by studying the methods and problems involved in shifting from the current system to one based on mandatory saving in individual accounts. "Timely and important. . . . [Privatizing Social Security] presents a forceful case for a radical shift from the existing unfunded, pay-as-you-go single national program to a mandatory funded program with individual savings accounts. . . . An extensive analysis of how a privatized plan would work in the United States is supplemented with the experiences of five other countries that have privatized plans." -Library Journal "[A] high-powered collection of essays by top experts in the field."-Timothy Taylor, Public Interest

Keywords

AR / Argentina - Argentinië - Argentine --- AU / Australia - Australië - Australie --- CL / Chile - Chili --- GB / United Kingdom - Verenigd Koninkrijk - Royaume Uni --- MX / Mexico - Mexique --- US / United States of America - USA - Verenigde Staten - Etats Unis --- 368.03 --- 333.52 --- 368.43 --- 332.832 --- 336.024 --- 368.40 --- Pension trusts --- -Pension trusts --- -322.67254 --- Employee pension trusts --- Pension funds --- Pension plans --- Trusts and trustees --- Economische functie en beleggingspolitiek van de verzekeringen. --- Institutionele beleggers. --- Ouderdomsverzekering. Voorbarige dood. Weduwen en wezen. --- Pensioen. Brugpensioen. --- Sociale begroting, rekeningen en uitgaven. Gezondheid. --- Sociale voorzorg en verzekeringen. Sociale zekerheid: algemeenheden. --- Cross-cultural studies --- Social security individual investment accounts --- E-books --- 322.67254 --- Pensioen. Brugpensioen --- Institutionele beleggers --- Sociale begroting, rekeningen en uitgaven. Gezondheid --- Economische functie en beleggingspolitiek van de verzekeringen --- Sociale voorzorg en verzekeringen. Sociale zekerheid: algemeenheden --- Ouderdomsverzekering. Voorbarige dood. Weduwen en wezen --- United States --- Pension trusts - Cross-cultural studies. --- Pension trusts - United States. --- social security, retirement, finance, privatization, reform, investment, nonfiction, saving, individual accounts, pension trusts, chile, australia, mexico, argentina, united kingdom, england, administrative costs, public, private, government, policy, income, aging, employment, labor, personal financial decisions, taxation, mandate, economics, economy, budget.

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