Narrow your search

Library

National Bank of Belgium (1)

ULB (1)


Resource type

book (2)


Language

English (2)


Year
From To Submit

2009 (2)

Listing 1 - 2 of 2
Sort by

Book
Banks and Microbanks
Authors: --- ---
Year: 2009 Publisher: Washington, D.C., The World Bank,

Loading...
Export citation

Choose an application

Bookmark

Abstract

Using two new datasets, the authors examine whether the presence of banks affects the profitability and outreach of microfinance institutions. They find evidence that competition matters. Greater bank penetration in the overall economy is associated with microbanks pushing toward poorer markets, as reflected in smaller average loans sizes and greater outreach to women. The evidence is particularly strong for microbanks relying on commercial funding and using traditional bilateral lending contracts (rather than the group lending methods favored by microfinance nongovernmental organizations). The analysis considers plausible alternative explanations for the correlations, including relationships that run through the nature of the regulatory environment and the structure of the banking environment; but it fails to find strong support for these alternative hypotheses.


Book
Banks and Microbanks
Authors: --- ---
Year: 2009 Publisher: Washington, D.C., The World Bank,

Loading...
Export citation

Choose an application

Bookmark

Abstract

Using two new datasets, the authors examine whether the presence of banks affects the profitability and outreach of microfinance institutions. They find evidence that competition matters. Greater bank penetration in the overall economy is associated with microbanks pushing toward poorer markets, as reflected in smaller average loans sizes and greater outreach to women. The evidence is particularly strong for microbanks relying on commercial funding and using traditional bilateral lending contracts (rather than the group lending methods favored by microfinance nongovernmental organizations). The analysis considers plausible alternative explanations for the correlations, including relationships that run through the nature of the regulatory environment and the structure of the banking environment; but it fails to find strong support for these alternative hypotheses.

Listing 1 - 2 of 2
Sort by