Choose an application

• Reference Manager
• EndNote
• RefWorks (Direct export to RefWorks)

Using a partially constructed panel database of 48 Sub-Saharan African countries from 2000 to 2013, this paper analyzes the structure of housing finance in Africa, its determinants, and its impact on inclusive growth. The findings show that market capitalization and urbanization are key positive determinants of housing finance, and the post-conflict environment is conductive to greater housing finance development. This result suggests that housing finance is driven by standard market forces of demand and supply. In addition, the analysis finds that housing finance development in Africa is not yet an effective tool for reducing economic inequality, at its current, very early stage. However, the paper shows that above a given threshold, housing finance could be efficient at reducing inequality. Finally, there is a slightly positive relationship between housing finance and greater economic development in Africa. All these findings suggest that policies to boost housing finance development in Africa would be fruitful in the medium to long terms.

Housing Finance --- Inclusive Growth --- Inequality And Shared Prosperity

Choose an application

• Reference Manager
• EndNote
• RefWorks (Direct export to RefWorks)

Low-income housing --- Law and legislation --- Finance. --- United States. --- New Hampshire Housing Finance Authority --- Auditing.

Choose an application

• Reference Manager
• EndNote
• RefWorks (Direct export to RefWorks)

Low-income housing --- Law and legislation --- Finance. --- United States. --- New Hampshire Housing Finance Authority --- Auditing.

Choose an application

• Reference Manager
• EndNote
• RefWorks (Direct export to RefWorks)

Housing --- Housing policy --- Mortgage loans --- Finance --- Government policy --- Finance&delete& --- Transition economies --- E-books --- Housing policy. --- Mortgage loans. --- Business & Economics --- Real Estate, Housing & Land Use --- Home loans --- Mortgage lending --- Real estate loans --- Loans --- Secondary mortgage market --- Affordable housing --- Homes --- Houses --- Housing needs --- Residences --- Slum clearance --- Urban housing --- City planning --- Dwellings --- Human settlements --- Housing and state --- State and housing --- Social policy --- Home finance --- Housing finance --- Finance. --- Government policy. --- Social aspects --- Housing - Finance --- Housing - Finance - Government policy

Choose an application

• Reference Manager
• EndNote
• RefWorks (Direct export to RefWorks)

Due to the financialization of housing in today’s market, housing risks are increasingly becoming financial risks. Financialization refers to the increasing dominance of financial actors, markets, practices, measurements and narratives. It also refers to the resulting structural transformation of economies, firms, states and households. This book asserts the centrality of housing to the contemporary capitalist political economy and places housing at the centre of the financialization debate. A global wall of money is looking for High-Quality Collateral (HQC) investments, and housing is one of the few asset classes considered HQC. This explains why housing is increasingly becoming financialized, but it does not explain its timing, politics and geography. Presenting a diverse range of case studies from the US, the UK, the Netherlands, Germany, Italy and Spain, the chapters in this book include coverage of the role of the state as the driver of financialization processes, and the part played by local and national histories and institutions. This cutting edge volume will pave the way for future research in the area. Where housing used to be something "local" or "national", the two-way coupling of housing to finance has been one crucial element in the recent crisis. It is time to reconsider the financialization of both homeownership and social housing. This book will be of interest to those who study international economics, economic geography and financialization.

Housing --- Home finance --- Housing finance --- Finance. --- Sociology of environment --- Land. Real estate --- Economic geography --- real estate --- housing [concept] --- Finance --- Economic aspects.