Listing 1 - 7 of 7 |
Sort by
|
Choose an application
Financial crises. --- Bank loans. --- Bank profits. --- Bank earnings --- Profit --- Bank credit --- Loans --- Crashes, Financial --- Crises, Financial --- Financial crashes --- Financial panics --- Panics (Finance) --- Stock exchange crashes --- Stock market panics --- Crises
Choose an application
Banks and banking --- Bank profits --- Monetary policy --- Financial statements --- Balance sheets --- Corporate financial statements --- Earnings statements --- Financial reports --- Income statements --- Operating statements --- Profit and loss statements --- Statements, Financial --- Accounting --- Bookkeeping --- Business records --- Corporation reports --- Bank earnings --- Profit
Choose an application
"This publication provides information on financial statements and balance sheets of banks in all OECD member countries."
Bank profits --- Banks and banking --- Bank profits. --- Banks and banking. --- OECD countries. --- Bank earnings --- Agricultural banks --- Banking --- Banking industry --- Commercial banks --- Depository institutions --- OECD member countries --- Organisation for Economic Co-operation and Development countries --- Profit --- Finance --- Financial institutions --- Money --- Business, Economy and Management
Choose an application
This paper analyzes how different types of bank funding affect the extent to which banks ration credit to borrowers, and the impact that capital requirements have on that rationing. Using an extension of the standard Stiglitz-Weiss model of credit rationing, unsecured wholesale finance is shown to amplify the credit market impact of capital requirements as compared to funding by retail depositors. Unsecured finance surged in the pre-crisis years, but is increasingly replaced by secured funding. The collateralization of wholesale funding is found to expand the extent of credit rationing.
Bank assets --- Bank liabilities --- Bank profits --- Security (Law) --- Collateral security --- Secured transactions --- Commercial law --- Debtor and creditor --- Bank earnings --- Profit --- Liabilities (Accounting) --- Assets (Accounting) --- Econometric models. --- Econometric models --- E-books --- Banks and Banking --- Money and Monetary Policy --- Industries: Financial Services --- Banks --- Depository Institutions --- Micro Finance Institutions --- Mortgages --- Financial Institutions and Services: Government Policy and Regulation --- Monetary Policy, Central Banking, and the Supply of Money and Credit: General --- Banking --- Monetary economics --- Finance --- Loans --- Bank credit --- Credit --- Bank deposits --- Banks and banking
Choose an application
This paper explores the determinants of profitability across large euro area banks using a novel approach based on conditional profitability distributions. Real GDP growth and the NPL ratio are shown to be the most reliable determinants of bank profitability. However, the estimated conditional distributions reveal that, while higher growth would raise profits on average, a large swath of banks would most likely continue to struggle even amid a strong economic recovery. Therefore, for some banks, a determined reduction in NPLs combined with cost efficiency improvements and customized changes to their business models appears to be the most promising strategy for durably raising profitability.
Eurozone. --- Bank profits. --- Europe. --- Gay culture Europe --- Europe --- Bank earnings --- Profit --- Euro area --- Euro zone --- Monetary unions --- Banks and Banking --- Finance: General --- Macroeconomics --- Industries: Financial Services --- Banks --- Depository Institutions --- Micro Finance Institutions --- Mortgages --- General Financial Markets: Government Policy and Regulation --- Personal Income, Wealth, and Their Distributions --- Interest Rates: Determination, Term Structure, and Effects --- Financial Institutions and Services: Government Policy and Regulation --- Finance --- Banking --- Financial services law & regulation --- Bank soundness --- Nonperforming loans --- Personal income --- Yield curve --- Financial sector policy and analysis --- Financial institutions --- National accounts --- Financial services --- Loan loss provisions --- Financial regulation and supervision --- Banks and banking --- Loans --- Income --- Interest rates --- State supervision --- France
Choose an application
Bank profits are high in Sub-Saharan Africa (SSA) compared to other regions. This paper uses a sample of 389 banks in 41 SSA countries to study the determinants of bank profitability. We find that apart from credit risk, higher returns on assets are associated with larger bank size, activity diversification, and private ownership. Bank returns are affected by macroeconomic variables, suggesting that macroeconomic policies that promote low inflation and stable output growth does boost credit expansion. The results also indicate moderate persistence in profitability. Causation in the Granger sense from returns on assets to capital occurs with a considerable lag, implying that high returns are not immediately retained in the form of equity increases. Thus, the paper gives some support to a policy of imposing higher capital requirements in the region in order to strengthen financial stability.
Finance --- Business & Economics --- Banking --- Bank profits --- Banks and banking --- Bank earnings --- Agricultural banks --- Banking industry --- Commercial banks --- Depository institutions --- Profit --- Financial institutions --- Money --- Banks and Banking --- Finance: General --- Investments: Stocks --- Macroeconomics --- Inflation --- Financial Markets and the Macroeconomy --- Banks --- Depository Institutions --- Micro Finance Institutions --- Mortgages --- General Financial Markets: Government Policy and Regulation --- Financing Policy --- Financial Risk and Risk Management --- Capital and Ownership Structure --- Value of Firms --- Goodwill --- Pension Funds --- Non-bank Financial Institutions --- Financial Instruments --- Institutional Investors --- Personal Income, Wealth, and Their Distributions --- Price Level --- Deflation --- Financial services law & regulation --- Investment & securities --- Bank soundness --- Credit risk --- Stocks --- Personal income --- Financial sector policy and analysis --- Financial regulation and supervision --- National accounts --- Prices --- Financial risk management --- Income --- United States
Choose an application
Traditional theory suggests that more profitable banks should have lower risk-taking incentives. Then why did many profitable banks choose to invest in untested financial instruments before the crisis, realizing significant losses? We attempt to reconcile theory and evidence. In our setup, banks are endowed with a fixed core business. They take risk by levering up to engage in risky ‘side activities’(such as market-based investments) alongside the core business. A more profitable core business allows a bank to borrow more and take side risks on a larger scale, offsetting lower incentives to take risk of given size. Consequently, more profitable banks may have higher risk-taking incentives. The framework is consistent with cross-sectional patterns of bank risk-taking in the run up to the recent financial crisis.
Banks and banking --- Bank profits --- Financial risk --- Business risk (Finance) --- Money risk (Finance) --- Risk --- Bank earnings --- Profit --- Agricultural banks --- Banking --- Banking industry --- Commercial banks --- Depository institutions --- Finance --- Financial institutions --- Money --- Econometric models. --- Banks and Banking --- Finance: General --- Financial Risk Management --- Money and Monetary Policy --- Taxation --- Investments: Stocks --- Banks --- Depository Institutions --- Micro Finance Institutions --- Mortgages --- Investment Banking --- Venture Capital --- Brokerage --- Ratings and Ratings Agencies --- Financial Institutions and Services: Government Policy and Regulation --- General Financial Markets: Government Policy and Regulation --- Taxation, Subsidies, and Revenue: General --- Financial Crises --- Monetary Policy --- Pension Funds --- Non-bank Financial Institutions --- Financial Instruments --- Institutional Investors --- Public finance & taxation --- Economic & financial crises & disasters --- Monetary economics --- Investment & securities --- Bank soundness --- Tax incentives --- Financial crises --- Accommodative monetary policy --- Financial sector policy and analysis --- Monetary policy --- Investment banking --- Financial services --- Stocks --- United States
Listing 1 - 7 of 7 |
Sort by
|