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While the nation's GDP has doubled in the last thirty years, significant increases in family income have been restricted to a small subset of the American population. This disjunct between national economic growth and stagnating incomes in all but the very top tier of the population corresponds with increasing economic inequality and a lack of social and economic mobility. As a consequence, neighborhoods and metropolitan areas have become more polarized. Stark geographic differences in levels of poverty, income, health outcomes, job opportunities, lifetime earning potential, and educational attainment highlight the degree to which place matters in terms of social and economic opportunity. Shared Prosperity in America's Communities examines this place-based disparity of opportunity and suggests what can be done to ensure that the benefits of economic growth are widely shared. Contributors' essays explore social and economic mobility throughout the country to illuminate the changing geography of inequality, offer a portfolio of strategies to address the challenges of place-based inequality, and show how communities across the nation are implementing change and building a future of shared prosperity. Approaching the problem from the vantage point of economics, sociology, and public policy, Shared Prosperity in America's Communities offers a timely analysis of the country's growing socioeconomic and geographic division and shows how communities can respond to the challenge of economic inequality to build a nation of opportunity for all. Contributors: J. Cameron Anglum, Timothy J. Bartik, Chris Benner, Angela Glover Blackwell, Anthony P. Carnevale, Raj Chetty, Rebecca Diamond, Lei Ding, Paul A. Jargowsky, David N. Karp, Elizabeth Kneebone, Douglas S. Massey, Jeremy Nowak, Manuel Pastor, Victor Rubin, Chris Schildt, Nicole Smith, Margery Austin Turner, Susan M. Wachter, Zachary D. Wood.

Metropolitan areas --- Economic development --- Economic aspects --- United States --- Economic conditions --- Regional disparities. --- Political Science. --- Public Policy. --- Urban Studies.

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Disasters-natural ones, such as hurricanes, floods, or earthquakes, and unnatural ones such as terrorist attacks-are part of the American experience in the twenty-first century. The challenges of preparing for these events, withstanding their impact, and rebuilding communities afterward require strategic responses from different levels of government in partnership with the private sector and in accordance with the public will.Disasters have a disproportionate effect on urban places. Dense by definition, cities and their environs suffer great damage to their complex, interdependent social, environmental, and economic systems. Social and medical services collapse. Long-standing problems in educational access and quality become especially acute. Local economies cease to function. Cultural resources disappear. The plight of New Orleans and several smaller Gulf Coast cities exemplifies this phenomenon. This volume examines the rebuilding of cities and their environs after a disaster and focuses on four major issues: making cities less vulnerable to disaster, reestablishing economic viability, responding to the permanent needs of the displaced, and recreating a sense of place. Success in these areas requires that priorities be set cooperatively, and this goal poses significant challenges for rebuilding efforts in a democratic, market-based society. Who sets priorities and how? Can participatory decision-making be organized under conditions requiring focused, strategic choices? How do issues of race and class intersect with these priorities? Should the purpose of rebuilding be restoration or reformation? Contributors address these and other questions related to environmental conditions, economic imperatives, social welfare concerns, and issues of planning and design in light of the lessons to be drawn from Hurricane Katrina.

Urban renewal --- 711.168 --- 911.375 --- 551.515.2 --- Model cities --- Renewal, Urban --- Urban redevelopment --- Urban renewal projects --- City planning --- Land use, Urban --- Urban policy --- Planologie: restauratieplannen; wederopbouwplannen; herbouwplannen --- Urban settlements (their study and geography). Towns. Cities --- Tropical cyclones. Hurricanes. Typhoons --- 711.168 Planologie: restauratieplannen; wederopbouwplannen; herbouwplannen --- 551.515.2 Tropical cyclones. Hurricanes. Typhoons --- Hurricane Katrina, 2005 --- Katrina, Hurricane, 2005 --- Hurricanes --- Cities and towns --- Civic planning --- Redevelopment, Urban --- Slum clearance --- Town planning --- Urban design --- Urban development --- Urban planning --- Land use --- Planning --- Art, Municipal --- Civic improvement --- Regional planning --- Government policy --- Management --- New Orleans (La.) --- Big Easy (La.) --- Crescent City (La.) --- La Nouvelle-Orléans (La.) --- NOLA (La.) --- Nawlins (La.) --- Neu Orleans (La.) --- Nieuw Orleans (La.) --- Nouvelle-Orléans (La.) --- Neuva Orleans (La.) --- Nueva Orleans (La.) --- Nuova Orleans (La.) --- City of New Orleans (La.) --- Cité d'Orléans (La.) --- Orleans Parish (La.) --- Economic conditions. --- Social conditions. --- Louisiana --- New Orleans, La. --- Social conditions --- Economic conditions --- Hurricane Katrina, 2005. --- Architecture. --- Business. --- Economics. --- Fine Art. --- Garden History. --- Public Policy. --- Technology and Engineering. --- Urban Studies.

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This volume presents some of the most critical and erudite opinions on the economy today. Bringing together the experience, predictions, and recommendations of distinguished leaders in politics, labor, and business, it provides a comprehensive examination of contrasting views in order to identify the shape that America's new industrial policy may take.

Industrial policy --- -658.11 --- 658.11 Kinds and forms of enterprise --- Kinds and forms of enterprise --- Business --- Industries --- Industry and state --- Economic policy --- Congresses --- Government policy --- United States --- -Congresses. --- Proceedings of a symposium held in Philadelphia, March 1981. --- U.S.A. --- Jungtinės Amerikos valstybės --- Soedinennye Shtaty Si︠e︡vernoĭ Ameriki --- Soedinennye Shtaty Severnoĭ Ameriki --- Si︠e︡vero-Amerikanskīe Soedinennye Shtaty --- Severo-Amerikanskie Soedinennye Shtaty --- Zlucheni Derz︠h︡avy --- USA --- US --- Arhab --- Ar. ha-B. --- Artsot ha-Berit --- ولايات المتحدة الامريكية --- Wilāyāt al-Muttaḥidah al-Amirīkīyah --- ABSh --- Amerika Birlăshmish Shtatlary --- ABŞ --- Amerika Birlăşmi Ştatları --- Forente stater --- Spojené staty americké --- Severo-Amerikanskie Shtaty --- Sjedinjene Američke Države --- Zʹi︠e︡dnani Derz︠h︡avy Ameryky --- Amerikai Egyesült Államok --- Yhdysvallat --- Verenigde Staten --- Egyesült Államok --- Hiwsisayin Amerikayi Miatsʻeal Tērutʻiwnkʻ --- Estados Unidos de América --- United States of America --- Fareyniḳṭe Shṭaṭn --- Artzois Ha'bris --- Estados Unidos da América do Norte --- SShA --- Soedinennye Shtaty Ameriki --- VSA --- États-Unis d'Amérique --- Vereinigte Staaten von Amerika --- Stati Uniti d'America --- Estados Unidos --- EE.UU. --- Stany Zjednoczone --- ĒPA --- Amerika Qūrama Shtattary --- Amerika Qŭshma Shtatlari --- SAD --- Saharat ʻAmērikā --- Hēnomenai Politeiai Amerikēs --- ZSA --- Mei-kuo --- Meiguo --- Mei guo --- ZDA --- Združene države Amerike --- U.S. --- America (Republic) --- Amirika Carékat --- Verenigde State van Amerika --- VS --- ولايات المتحدة --- Wilāyāt al-Muttaḥidah --- ولايات المتّحدة الأمريكيّة --- Wilāyāt al-Muttaḥidah al-Amrīkīyah --- Estatos Unitos --- Estatos Unitos d'America --- Ètats-Unis d'Amèrica --- Estaos Xuníos d'América --- Estaos Xuníos --- Tetã peteĩ reko Amérikagua --- Istadus Unidus --- Amerika Birlăşmiş Ştatları --- Amerika ka Kelenyalen Jamanaw --- Bí-kok --- Amerika Qushma Shtattary --- AQSh --- Злучаныя Штаты Амерыкі --- Zluchanyi︠a︡ Shtaty Ameryki --- Yunaeted Stet blong Amerika --- Yunaeted Stet --- Vaeinigte Staatn --- Vaeinigte Staatn vo Amerika --- Stadoù-Unanet Amerika --- Sŭedineni amerikanski shtati --- САЩ --- SASht --- Съединените щати --- Sŭedinenite shtati --- Америка (Republic) --- Amerika (Republic) --- Estats Units d'Amèrica --- Америкӑри Пӗрлешӳллӗ Штатсем --- Amerikări Pĕrleshu̇llĕ Shtatsem --- Stati Uniti --- SUA (Stati Uniti d'America) --- Unol Daleithiau America --- Unol Daleithiau --- Amerikas Forenede Stater --- Vereinigte Staaten --- Wááshindoon Bikéyah Ałhidadiidzooígíí --- Zjadnośone staty Ameriki --- Ameerika Ühendriigid --- Ηνωμένες Πολιτείες της Αμερικής --- Hēnōmenes Politeies tēs Amerikēs --- Η.Π.Α. --- Ē.P.A. --- Usono --- Unuiĝintaj Ŝtatoj de Ameriko --- Американь Вейтьсэндявкс Штаттнэ --- Amerikanʹ Veĭtʹsėndi︠a︡vks Shtattnė --- Ameriketako Estatu Batuak --- Feriene Steaten --- Feriene Steaten fan Amearika --- FS --- Stâts Unîts di Americhe --- Stâts Unîts --- Stáit Aontaithe Mheiriceá --- Steatyn Unnaneysit America --- Steatyn Unnaneysit --- S.U.A. --- Na Stàitean Aonaichte --- NSA --- Mî-koet --- 미국 --- Miguk --- Amerikayi Miatsʻyal Nahangner --- Miatsʻyal Nahangner --- 658.11 --- Congresses. --- US / United States of America - USA - Verenigde Staten - Etats Unis --- 338.023 --- 331.31 --- 338.012 --- 339.312.3 --- 338.40 --- Arbeidsproductiviteit. --- Economisch beleid. --- Energie (productiefactor). --- Financiering van de bedrijven. --- Industrieel beleid: algemeenheden. --- Американь Вейтьсэндявкс Штаттнэ --- Spojené obce severoamerické --- Proceedings of a symposium held in Philadelphia, March 1981 --- Arbeidsproductiviteit --- Economisch beleid --- Energie (productiefactor) --- Financiering van de bedrijven --- Industrieel beleid: algemeenheden --- États-Unis --- É.-U. --- ÉU --- Industry and state - United States - Congresses. --- United States - Economic policy - 1971- - Congresses. --- Business. --- Economics. --- Public Policy.

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The definitive account of the housing bubble that caused the Great Recession--and earned Wall Street fantastic profits. The American housing bubble of the 2000s caused the worst global financial crisis since the Great Depression. In this definitive account, Adam Levitin and Susan Wachter pinpoint its source: the shift in mortgage financing from securitization by Fannie Mae and Freddie Mac to "private-label securitization" by Wall Street banks. This change set off a race to the bottom in mortgage underwriting standards, as banks competed in laxity to gain market share. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only "bullet" loans, to a robust, national market based around the thirty-year fixed-rate mortgage, a uniquely American innovation that served as the foundation for the middle class. Levitin and Wachter show how Fannie and Freddie's market power kept risk in check until 2003, when mortgage financing shifted sharply to private-label securitization, as lenders looked for a way to sustain lending volume following an unprecedented refinancing wave. Private-label securitization brought a return of bullet loans, which had lower initial payments--enabling borrowers to borrow more--but much greater back-loaded risks. These loans produced a vast oversupply of underpriced mortgage finance that drove up home prices unsustainably. When the bubble burst, it set off a destructive downward spiral of home prices and foreclosures. Levitin and Wachter propose a rebuild of the housing finance system that ensures the widespread availability of the thirty-year fixed-rate mortgage, while preventing underwriting competition and shifting risk away from the public to private investors.

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Private finance