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This book deals with consumer lending from both theoretical and empirical points of view. In the theoretical section, it book analyses the wider context of financial literacy, household indebtedness and the global consumer credit market including relevant legal, regulatory and risk management issues. In the empirical section, the book uses The Navigator of Responsible Lending as an evaluation tool to assess both bank and non-bank consumer credit providers in the Czech Republic. Although our empirical research is done as a case study on the Czech Republic, its basic ideas might be easily applied to other countries as well. Enclosures to the book include additional texts relevant to consumer lending (including case studies and an unofficial English translation of the Czech Consumer Credit Act) and therefore provide the reader with several perspectives on the topic.
Consumer credit. --- Consumer debt --- Credit --- Consumer credit --- Loans, Personal --- Consumer loans --- Loans, Consumer --- Loans, Small --- Personal loans --- Small loans --- Loans --- E-books
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Sovereign Wealth Funds (SWFs) have been currently becoming a more and more important part of the international financial system. These institutions administrated more than USD 6 trillion under their asset management as of the end of 2013. SWFs are the funds owned by a state, set up for various macroeconomic purposes. Usually, they are financed through the transfer of foreign currency assets which are mainly long-term investments abroad. This book focuses on global SWFs from both the theoretical and empirical point of view. Moreover, it discusses a theoretical set-up of a SWF in the Czech Republic
Sovereign wealth funds. --- International finance. --- International economic relations. --- Economic policy, Foreign --- Economic relations, Foreign --- Economics, International --- Foreign economic policy --- Foreign economic relations --- Interdependence of nations --- International economic policy --- International economics --- New international economic order --- International monetary system --- International money --- Funds, Sovereign wealth --- SWFs (Sovereign wealth funds) --- Economic policy --- International relations --- Economic sanctions --- Finance --- International economic relations --- Investment of public funds --- Sovereign wealth funds --- E-books
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Cílem této monografie je podat ctenári komplexní pohled na problematiku financní gramotnosti, zadluování a trh spotrebitelských úveru v Ceské republice vcetne relevantní právní úpravy, regulace a dozoru nad tímto sektorem. Predkládané dílo se skládá z 12 kapitol a obsahuje tri hlavní cásti: teoretickou cást, empirickou cást a záverecné shrnutí. Teoretická cást v 6 kapitolách predstavuje výsledky výzkumného projektu Navigátor bezpecného úveru. Empirická cást obsahuje rovne 6 kapitol a obsahuje pohledy na ceský trh spotrebitelských úveru od zástupcu akademické, neziskové, verejné i privátní sféry. Snahou autoru bylo zpracovat problematiku spotrebitelských úveru v irím kontextu v rozumný, prehledný a ctivý text, který se pohybuje na pomezí ekonomie a práva.
Loans --- Consumer credit --- Consumer debt --- Borrowing --- Lending --- Loans for consumption --- Credit --- Finance --- Investments
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Spolu s nastupujícími trendy v oblastech IT, digitalizace a cloud bankingu prochází globální bankovnictví v posledních letech dynamickým vývojem. Predkládaná publikace se snaí zájemce uvést do iroké problematiky bankovnictví v teoretické i praktické rovine, a to s durazem na Ceskou republiku a Evropskou unii. Jedná se o unikátní bilingvní cesko-anglické dílo vycházející z nekolikaletého výzkumu autoru v oblasti financních trhu a risk managementu. Publikace je psána srozumitelným jazykem, a tudí je vhodná jak pro odbornou, tak i pro irí verejnost.
Banks and banking --- Accounting --- Data processing. --- Accounting. --- Bank accounting --- Bank statements --- Agricultural banks --- Banking --- Banking industry --- Commercial banks --- Depository institutions --- Finance --- Financial institutions --- Money
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