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Drive through just about any low-income neighborhood and you're sure to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in ""alternative financial services"" directed at the poor and those with credit problems. Howard Karger describes this world as an economic Wild West, where just about any financial scheme that's not patently illegal is tolerated.Taking a hard look at this fringe economy, Karger shows that what seem to be small, independent storefront operations are actually

Loans, Personal -- United States. --- Marginality, Social -- United States. --- Microfinance -- United States. --- Pawnbroking -- United States. --- Working poor -- United States. --- Poor --- Working class --- Informal sector (Economics) --- Financial services industry --- Debt --- Business & Economics --- Economic History --- Economic conditions --- Economic conditions. --- Commons (Social order) --- Labor and laboring classes --- Laboring class --- Labouring class --- Working classes --- Employment --- Social classes --- Labor

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Child abuse policy in the United States contains dangerous contradictions. The rapidly expanding child abuse industry (made up of enterprising psychotherapists and attorneys) consumes enormous resources, while thousands of poor children are seriously injured or killed, many while under the ""protection"" by public agencies. Meanwhile, the public child abuse system has become a virtual ""nonsystem,"" marked by a staggering turnover of staff, unmanageable caseloads, a severe shortage of funding, and caseloads composed of highly dysfunctional families. In The Politics of Child Abuse in America...

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