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The particular demands and nature of life in the Armed Forces, such as high levels of mobility, may contribute to financial difficulties or reduced financial stability for some personnel and their partners. This can negatively impact the quality of life of military families, affect the mental wellbeing of personnel and their partners, and reduce the likelihood of a successful transition to civilian life. However, there is a lack of research, particularly in the UK, on the potential extent of financial instability among current and former Service personnel and their partners as well as how the unique characteristics of Service life contribute to it. This study aimed to fill this gap by exploring levels and drivers of financial stability among military families in the UK and the extent to which characteristics of Service life can play a positive or negative role. It also examined the scope of existing finance-related support and proposed recommendations to improve policy and support provision. Rather than empirically measuring levels of financial stability and the impact of Service-related factors, the study provided initial exploratory analysis as an basis for a broader research agenda on the financial stability, resilience and wellbeing of the UK Armed Forces Community.

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Growing regional military capabilities coupled with reduced warning times mean that the Royal Australian Navy requires a more responsive approach to acquiring, preparing and deploying military capabilities. The Navy is currently undergoing a significant transformation, with new platforms being introduced into service and existing ones undergoing major upgrades. To help focus these efforts, the authors of this report provide an evidence base for an expanded Modelling and Simulation (M&S) Strategy for Navy so that it can better position itself to operate in a high-end warfighting (HEWF) environment. The authors review Navy M&S strategy broadly and recommend how it could be strengthened to support the ongoing modernisation. Analysing information captured through a literature review, an environmental scan, and interviews, the authors make suggestions for inclusion in a revised strategy so that Navy can better utilise the benefits of M&S in both the immediate and longer terms. These suggestions go beyond traditional training applications to include the use of M&S as a decision support tool in development and testing of HEWF concepts in the maritime domain. The authors develop an approach based on a standard strategy-to-task logic model. To meet the model's requirements, the relevant strategic requirements and key elements of the current and forecast states for Navy M&S are identified. These provide a basis for developing strategic focus areas for M&S lines of operation (LOOs) that incorporate enabling M&S functions, as well as introducing new LOOs related to the application of M&S in support of Navy's HEWF decision support requirements.