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This pioneering book explores the meaning of the term “Black social economy,” a self-help sector that remains autonomous from the state and business sectors. With the Western Hemisphere’s ignoble history of enslavement and violence towards African peoples, and the strong anti-black racism that still pervades society, the African diaspora in the Americas has turned to alternative practices of socio-economic organization. Conscientious and collective organizing is thus a means of creating meaningful livelihoods. In this volume, fourteen scholars explore the concept of the “Black social economy,” bringing together innovative research on the lived experience of Afro-descendants in business and society in Argentina, Brazil, Canada, Colombia, Guyana, Haiti, Jamaica, and the United States. The case studies in this book feature horrific legacies of enslavement, colonization, and racism, and they recount the myriad ways that persons of African heritage have built humane alternatives to the dominant market economy that excludes them. Together, they shed necessary light on the ways in which the Black race has been overlooked in the social economy literature. .

Schools of economics. --- Urban economics. --- Culture - Economic aspects. --- Economics. --- Heterodox Economics. --- Cultural Economics. --- Urban Economics. --- Cities and towns --- City economics --- Economics of cities --- Economics --- Economics schools of thought --- Schools of economic thought --- Economic aspects --- Blacks --- Social conditions. --- America --- Economic conditions. --- Negroes --- Ethnology --- Culture—Economic aspects. --- Culture --- Economic aspects.

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This pioneering book explores the meaning of the term “Black social economy,” a self-help sector that remains autonomous from the state and business sectors. With the Western Hemisphere’s ignoble history of enslavement and violence towards African peoples, and the strong anti-black racism that still pervades society, the African diaspora in the Americas has turned to alternative practices of socio-economic organization. Conscientious and collective organizing is thus a means of creating meaningful livelihoods. In this volume, fourteen scholars explore the concept of the “Black social economy,” bringing together innovative research on the lived experience of Afro-descendants in business and society in Argentina, Brazil, Canada, Colombia, Guyana, Haiti, Jamaica, and the United States. The case studies in this book feature horrific legacies of enslavement, colonization, and racism, and they recount the myriad ways that persons of African heritage have built humane alternatives to the dominant market economy that excludes them. Together, they shed necessary light on the ways in which the Black race has been overlooked in the social economy literature.

Sociology of culture --- Economics --- Economic geography --- diaspora --- cultuur --- economie --- racisme --- Jamaica --- Haiti --- Brazil --- Buenos Aires --- Colombia --- Guyana

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People across the globe engage in social and solidarity economics to help themselves, their community, and society on their own terms. 'Community Economies in the Global South' examines how people who conscientiously organize rotating savings and credit associations (ROSCAs) bring positive changes to their own lives as well as others. ROSCAs are a long-established and well documented practice, especially those organized by women of colour. Members make regular deposits to a fund as a savings that is then given in whole or in part to each member in turn based on group economics. This book spotlights women in Latin America, the Caribbean, Africa, and Asia who organize and use these associations, composed of ordinary people belonging to similar class origins who decide jointly on the rules to suit the interests of their members.

Savings and loan associations --- Rotating credit associations --- Women-owned business enterprises --- Business enterprises --- Businesswomen --- Credit associations, Rotating --- ROSCAs (Rotating credit associations) --- Rotating savings and credit associations --- Stokvels --- Banks and banking, Cooperative --- Building and loan associations --- Building societies --- Cooperative building associations --- Depository institutions --- Loan associations --- Provident loan associations --- S and L's --- Thrift institutions --- Savings and loan associations. --- Rotating credit associations. --- Women-owned business enterprises. --- Rotating credit associations - Developing countries --- Savings and loan associations - Developing countries --- Women-owned business enterprises - Developing countries --- Developing countries. --- Emerging nations --- Fourth World --- Global South --- LDC's --- Least developed countries --- Less developed countries --- Newly industrialized countries --- Newly industrializing countries --- NICs --- Third World --- Underdeveloped areas --- Underdeveloped countries

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"Knowledge-making in the field of of alternative economies has limited the inclusion of Black and racialized people's experience. In Beyond Racial Capitalism: Co-operatives in the African Diaspora, the goal is close that gap in development through a detailed analysis of cases in about a dozen countries where Black people live, and who turn to co-operatives to manage systemic exclusion. Most cases focus on how people use group methodology for social finance. But financing is not the sole objective for many of the Black people who engage in collective business forms, it is about the collective, and the making of a Black social economy. Systemic racism and anti-Black exclusion create an environment where pooling resources, in kind and money, becomes a way to cope and to resist an oppressive system. This book examines co-operatives in the context of racial capitalism-a concept of political scientist Cedric J. Robinson's that has meaning for the African diaspora who must navigate, often secretly and in groups, the landmines in business and society. Understanding business exclusion in the various cases enables appreciation of the civic contributions carried out by excluded racial minorities. These social innovations by Black people living outside of Africa who build co-operative economies go largely unnoticed. If they are noted, they are demoted to an "informal" activity and rationalized as having limited potential to bring about social change. The sheer determination of Black diaspora people to organize and build co-operatives that are explicitly anti-racist and rooted in mutual aid and the collective is an important lesson in making business ethical and inclusive"--

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All over the world, Black and racialized women engage in the solidarity economy through what is known as mutual aid financing. Formally referred to as rotating savings and credit associations (ROSCAs), these institutions are purposefully informal to support the women's livelihoods and social needs, and they act to reject tiered forms of neo-liberal development. The Banker Ladies - a term coined by women in the Black diaspora - are individuals that voluntarily organize ROSCAs for self-sufficiency and are intentional in their politicized economic co-operation to counter business exclusion. Caroline Shenaz Hossein reveals how Black women redefine the banking co-operative sector to be inclusive of informal institutions that are democratic and focused on group consensus, and which build an activist form of economic co-operation that is intent on making social profitability the norm. The book examines the ways in which diasporic Black women, who organize mutual aid, receive little to no attention. Unapologetically biased towards a group of women who have been purposely sidelined and put down for what they do, The Banker Ladies highlights how, in order to educate oneself about their contributions to politics and economics, it is imperative to listen to the voices of hundreds of Black women in charge of financial services for their communities.

POLITICAL SCIENCE / Women in Politics. --- ROSCAs. --- alternative finance. --- banker ladies. --- black feminists. --- community development. --- community economies. --- economic development. --- feminist political economy. --- social economy.