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"This book offers a chronological account of the development of interest-bearing debt and how the issue of interest has been addressed throughout medieval and modern civilizations. It provides a review of the impact of these interest-bearing debt practices upon social relations and institutions, throughout the history of modern economics, observing the relative conditions of the time. The author asserts that the development of the concept of interest and debt can be traced through three historical periods. The first period covers measures from a more radical stance, as introduced by the Monotheistic religions, with the same foundations and principles at their core. The second period examines the arguments that justify interest-bearing debt and particularly how the stance of major religions has been translated into a basis of support for these transactions. And the final part offers a linear report of the development of interest-bearing debt and its disruptive impact throughout the history of economics from medieval times to the modern era. Initially, the book presents a conceptual framework of terms applicable to the discussions and then examines the consistency and reliability of the theological and philosophical arguments on the restrictions imposed upon the practice of interest and debt, including rigid prohibition. While the book is grounded in research that relies heavily on historical sources, it offers a contribution to the literature on economics as well, since the historical findings are analysed in the context of economic terms and theories. An interdisciplinary effort, the book will attract the attention of those who have an interest in finance, economics, history, religion and sociology"--
Interest --- Debt --- Religious aspects.
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An earth-shaking reimagining of household debt that opens up a new path to financial security for all Americans. American households have a debt problem. The problem is not, as often claimed, that Americans recklessly take on too much debt. The problem is that US debt policies have no basis in reality. Weaving together the histories and trends of US debt policy with her own family story, Chrystin Ondersma debunks the myths that have long governed debt policy, like the belief that debt leads to prosperity or the claim that bad debt is the result of bad choices, both of which nest in the overarching myth of a free market unhindered by government interference and accessible to all. In place of these stale narratives, Ondersma offers a compelling, flexible, and reality-based taxonomy rooted in the internationally recognized principle of human dignity. Ondersma's new categories of debt--grounded in abolitionist principles--revolutionize how policymakers are able to think about debt, which will in turn revolutionize the American debt landscape itself.
Debt --- Households --- Economic aspects
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This book offers a transformative approach to eliminating clutter and debt by addressing the underlying beliefs and patterns that perpetuate these issues. Drawing on expertise in psychology and conflict management, the authors provide a 30-day program focusing on inner actions and concrete steps to increase peace of mind, self-worth, and financial stability. Each chapter includes personal examples, reflective questions, and daily calls to action. The book is designed for individuals seeking lasting change in managing their space and finances, encouraging a shift in mindset and behavior to achieve a more organized and financially secure life.
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This book by sociologist Benjamin Lemoine explores the legal and financial strategies employed by private financiers to challenge state sovereignty and recover debts. It examines the role of New York courts in global finance and the influence of aggressive legal tactics on international relations. The work delves into how these financial mechanisms have been used to enforce economic conformity among states, particularly those in the Global South. The author sheds light on the impact of these practices on global capitalism and the potential threats they pose to state regulation in the face of global challenges like climate change.
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Getting Out of Debt For Dummies by Steven Bucci is a comprehensive guide designed to help individuals manage and eliminate their debt effectively. The book offers practical advice on understanding and facing financial facts, creating and maintaining a budget, and developing strategies to spend less and save more. It also delves into credit reporting and scoring, explaining how these systems work and how they affect financial health. Additionally, the book provides guidance on dealing with high debt and bad credit, including free resources for credit repair, coping with debt collection, and minimizing credit damage during a financial crisis. It aims to empower readers to take control of their financial situations and improve their credit for a stable future. This book is intended for anyone seeking to understand and manage their personal finances better.
Debt relief. --- Finance, Personal. --- Debt relief --- Finance, Personal --- E-books
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Shackle-Free Spending: A Guide to Breaking the Debt Cycle is a comprehensive resource aimed at individuals seeking financial freedom and stability. Authored by Shauna K Chapman, this book delves into the psychological aspects of spending habits, providing readers with strategies to reassess and realign their financial decisions. It covers essential topics such as budgeting, cost-cutting, income boosting through side hustles, and effective debt management, including credit card and loan handling. The book also addresses crisis management, investment as a tool for debt recovery, and the importance of seeking financial advice. With practical guidance and tools, it empowers readers to achieve a debt-free lifestyle and maintain long-term financial health. This book is primarily intended for individuals looking to break free from the debt cycle and enhance their financial literacy.
Debt relief. --- Finance, Personal. --- Debt relief --- Finance, Personal
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This book, authored by Richard Marney and Timothy Stubbs, provides an in-depth exploration of debt restructuring in emerging markets. It offers a comprehensive analysis of the financial, institutional, and regulatory challenges faced in these markets. The authors draw on decades of experience to present actionable strategies and insights through theoretical frameworks and extensive case studies. The book emphasizes the importance of understanding local institutional frameworks and macroeconomic factors in successful debt restructuring. It is intended for restructuring financiers, policymakers, and both seasoned professionals and newcomers interested in emerging market economies.
Debt relief. --- Investments, Developing country. --- Debt relief --- Investments, Developing country
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Why were economies sluggish before the pandemic? Why have interest rates paid by businesses and households been rising even though deposit rates are nil? Does the policy of bailing out economies bring any dangers?British investment manager David Kauders FRSA puts forward three radical theories.
Debt. --- Economic policy. --- E-books
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The 'Credit Investor's Handbook: Leveraged Loans, High Yield Bonds, and Distressed Debt' by Michael Gatto is a comprehensive guide designed for finance professionals and sophisticated investors. It explores the leveraged finance markets, detailing their history, structure, and the various credit cycles that influence them. The book provides a seven-step process for evaluating debt investments, covering sources and uses, qualitative and financial statement analysis, forecasting, corporate valuation, and investment documentation. Additionally, it delves into the complexities of distressed debt investing, including bankruptcy processes, subordination, and liability management. Aimed at enhancing the reader's understanding of credit investment strategies, the handbook is enriched with illustrative case studies and insights from the author's experiences, though it clearly states these should not be considered direct investment advice.
Junk bonds --- Debt --- E-books
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How Governments Borrow reveals how annual borrowing decisions are informed by domestic politics. The book traces the annual fiscal policymaking process in Emerging Markets (EM) to show how a government's partisan policy preferences are a primary determinant of annual external borrowing decisions and thus patterns of debt accumulation.
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