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An indispensable guide for any recent graduate that provides simple, easy-to-follow rules for making smart personal finance choices during the first decade of one's career. Having graduated from college with a degree, even the luckiest newly minted professionals-those who are able to quickly find a full-time job and support themselves-are often burdened with thousands of dollars in student loan debt. Many of these young professionals grow up hearing that they should not invest until their debt is paid off. Others fall too readily for investment scams or the siren call of instant entrepreneurship. Still others don't invest at all. From financial expert Michael C. Taylor comes a proposed means by which to not only pull oneself out of debt but to start building wealth from the first day on the job: adoption of modesty, skepticism, and optimism. The Financial Rules for New College Graduates explains that by embodying modesty, the opposite of status-seeking ostentation; skepticism, the ability to recognize scams, false promises, and the hyperbole and short-sightedness of financial media; and optimism, the belief that financial security can be yours with little to no risk, anyone can attain financial security. The early chapters address the role of interest rates, compound interest, and discounted cashflows, while the remaining chapters explore each of the most consequential personal finance choices that recent graduates will make in the first ten years of their career.

College graduates --- Financial literacy. --- Finance, Personal.

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"Labour markets are becoming more dynamic in response to pressures from globalisation, new technologies and trade agreements, as well as cross-border migration, inter-generation differences, changing education imperatives and employer expectations. By focusing on several Asia Pacific countries, this book explores the differences in their workforces: ageing, or abundant in labour but lacking in skilled employees. One similarity these countries share is the difficulty in attracting and retaining employees with the required skillset and capabilities, and these constraints can stymie national economic growth and long term development. This book brings together national and international perspectives on employability challenges faced by selected countries in the Asia Pacific region. While the region is forecast to enjoy high growth in the coming decade, a recurring challenge is addressing skill shortages and ensuring effective transition from training colleges and universities into employment. Consequently, the book focuses on the roles of multiple stakeholders, primarily: governments, education providers and employers--in more effectively addressing these key socio-economic challenges."--Provided by publisher.

College graduates --- Graduate students --- Labor market --- Employment --- Employment

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College graduates --- Civil service --- Civil service --- College graduates --- Employees --- Recruiting --- Personnel management. --- Personnel management. --- Recruiting. --- Recruiting. --- United States --- United States. --- Officials and employees --- Recruiting.

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College graduates --- Civil service --- Recruiting --- Personnel management. --- United States --- United States. --- Officials and employees --- Recruiting.

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College attendance --- College students --- College graduates --- High school graduates --- High school dropouts --- College attendance --- College graduates --- College students --- High school dropouts --- High school graduates --- Employment --- Employment --- Employment --- Employment --- Employment --- Employment --- Employment --- Employment --- United States