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book (11)

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Book
Annuity Options in Public Pension Plans : The Curious Case of Social Security Leveling
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Year: 2017 Publisher: National Bureau of Economic Research

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Nudging Retirement Savings : A Field Experiment on Supplemental Plans
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Year: 2017 Publisher: National Bureau of Economic Research

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Planning for Retirement? The Importance of Time Preferences
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Year: 2017 Publisher: National Bureau of Economic Research

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Book
Intelligence analysis : a target-centric approach
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ISBN: 9781506316819 Year: 2017 Publisher: Thousand Oaks, Calif. Sage

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Book
Cyber-Physical Security : Protecting Critical Infrastructure at the State and Local Level
Authors: ---
ISBN: 3319328247 3319328220 Year: 2017 Publisher: Cham : Springer International Publishing : Imprint: Springer,

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This book focuses on the vulnerabilities of state and local services to cyber-threats and suggests possible protective action that might be taken against such threats. Cyber-threats to U.S. critical infrastructure are of growing concern to policymakers, managers and consumers. Information and communications technology (ICT) is ubiquitous and many ICT devices and other components are interdependent; therefore, disruption of one component may have a negative, cascading effect on others. Cyber-attacks might include denial of service, theft or manipulation of data. Damage to critical infrastructure through a cyber-based attack could have a significant impact on the national security, the economy, and the livelihood and safety of many individual citizens. Traditionally cyber security has generally been viewed as being focused on higher level threats such as those against the internet or the Federal government. Little attention has been paid to cyber-security at the state and local level. However, these governmental units play a critical role in providing services to local residents and consequently are highly vulnerable to cyber-threats. The failure of these services, such as waste water collection and water supply, transportation, public safety, utility services, and communication services, would pose a great threat to the public. Featuring contributions from leading experts in the field, this volume is intended for state and local government officials and managers, state and Federal officials, academics, and public policy specialists.

Keywords

Cyberinfrastructure --- Security measures. --- Cyber-based information systems --- Cyber-infrastructure --- Electronic data processing --- Information technology --- Computer networks --- Computer systems --- Distributed databases --- High performance computing --- Distributed processing --- Political science. --- Environmental pollution. --- Political Science. --- Waste Water Technology / Water Pollution Control / Water Management / Aquatic Pollution. --- Transportation. --- Chemical pollution --- Chemicals --- Contamination of environment --- Environmental pollution --- Pollution --- Contamination (Technology) --- Asbestos abatement --- Bioremediation --- Environmental engineering --- Environmental quality --- Factory and trade waste --- Hazardous waste site remediation --- Hazardous wastes --- In situ remediation --- Lead abatement --- Pollutants --- Refuse and refuse disposal --- Administration --- Civil government --- Commonwealth, The --- Government --- Political theory --- Political thought --- Politics --- Science, Political --- Social sciences --- State, The --- Environmental aspects --- Water pollution. --- Public transportation --- Transport --- Transportation --- Transportation, Primitive --- Transportation companies --- Transportation industry --- Locomotion --- Commerce --- Communication and traffic --- Storage and moving trade --- Aquatic pollution --- Fresh water --- Fresh water pollution --- Freshwater pollution --- Inland water pollution --- Lake pollution --- Lakes --- Reservoirs --- River pollution --- Rivers --- Stream pollution --- Water contamination --- Water pollutants --- Water pollution --- Waste disposal in rivers, lakes, etc. --- Economic aspects


Digital
Cyber-Physical Security : Protecting Critical Infrastructure at the State and Local Level
Authors: ---
ISBN: 9783319328249 Year: 2017 Publisher: Cham Springer International Publishing

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This book focuses on the vulnerabilities of state and local services to cyber-threats and suggests possible protective action that might be taken against such threats. Cyber-threats to U.S. critical infrastructure are of growing concern to policymakers, managers and consumers. Information and communications technology (ICT) is ubiquitous and many ICT devices and other components are interdependent; therefore, disruption of one component may have a negative, cascading effect on others. Cyber-attacks might include denial of service, theft or manipulation of data. Damage to critical infrastructure through a cyber-based attack could have a significant impact on the national security, the economy, and the livelihood and safety of many individual citizens. Traditionally cyber security has generally been viewed as being focused on higher level threats such as those against the internet or the Federal government. Little attention has been paid to cyber-security at the state and local level. However, these governmental units play a critical role in providing services to local residents and consequently are highly vulnerable to cyber-threats. The failure of these services, such as waste water collection and water supply, transportation, public safety, utility services, and communication services, would pose a great threat to the public. Featuring contributions from leading experts in the field, this volume is intended for state and local government officials and managers, state and Federal officials, academics, and public policy specialists.


Book
To Retire or Not? : Retirement Policy and Practice in Higher Education
Authors: --- ---
Year: 2017 Publisher: Philadelphia : University of Pennsylvania Press,

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Colleges and universities across the country face huge challenges as their faculties age, their budgets stagnate, and mandatory retirement becomes a thing of the past. In To Retire or Not? the nation's foremost authorities on retirement policy and practice provide a critical assessment of academic labor markets and retirement patterns, explaining how to adjust pension and other incentive programs to ensure proper replenishment of intellectual and human capital. Case studies vividly illustrate how to predict the need for special retirement programs, how to structure voluntary early-out benefit plans, and how age-based retirement incentives work in practice. Recent legal decisions are assessed and critiqued.A recent amendment to the U.S. Age Discrimination in Employment Act ended mandatory retirement for tenured faculty at colleges and universities across the country. This law let individual faculty members enjoy an economic benefit enjoyed by almost all other American workers: they could choose to continue working past age 70 or "sell" the benefit back to their universities in exchange for earlier retirement. At the same time, however, educational administrators were faced with a faculty bulge created by the expansion of the professorate in the 1960s and early '70s, and the so-called "surplus army" of Ph.D.s of the 1980s. Colleges and universities everywhere are now faced with the higher costs of retaining senior professors instead of hiring entry-level replacements at lower salaries.


Digital
Annuity Options in Public Pension Plans : The Curious Case of Social Security Leveling
Authors: --- --- ---
Year: 2017 Publisher: Cambridge, Mass. National Bureau of Economic Research

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Social Security Leveling is an annuity option that allows participants to receive a level income before and after age 62. The retiree receives a larger pension benefit prior to age 62, but then the pension benefit is lowered at age 62 when the individual is expected to claim Social Security benefits. This option is not uncommon in public pension plans, yet little is known about how this option is used in practice and its impact on well-being in retirement. Our study uses a combination of administrative records and survey data from recent North Carolina public sector retirees. We find that one-third of all retirees selecting a single life annuity between 2009 and 2014 opted for Social Security Leveling. The evidence suggests that individuals are choosing this option in a way that is consistent with their stated preferences and a consumption smoothing motive. However, we also see higher rates of ex post "regret" in the annuity choice among those choosing the level income option.


Digital
Planning for Retirement? The Importance of Time Preferences
Authors: --- --- ---
Year: 2017 Publisher: Cambridge, Mass. National Bureau of Economic Research

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Ensuring retirement income security is a priority for individuals, employers, and policymakers. Using merged administrative and survey data for public sector workers in North Carolina, we explore how workers' characteristics and preferences are associated with planning and saving for retirement. We then assess the "quality" of a retirement plan and whether retirement behavior is consistent with these plans. The findings indicate that the way that individuals discount future consumption is associated with the extent of their retirement planning and preparedness. We find that individuals who engage in retirement planning are better prepared to meet their retirement goals upon leaving their career jobs.


Digital
Nudging Retirement Savings : A Field Experiment on Supplemental Plans
Authors: --- --- ---
Year: 2017 Publisher: Cambridge, Mass. National Bureau of Economic Research

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Although supplemental saving plans can be an important part of an individual's financial security in retirement, contribution rates remain low, particularly among those with lower salaries and less education. We report findings from a field experiment that distributed an informational nudge containing information on key aspects of the employer-provided supplemental saving plans of older public employees in North Carolina. Among workers participating in a supplemental plan, individuals who received an informational nudge increased their contributions in the months following the intervention relative to the control group. Moreover, those that received the nudge reported in a subsequent survey that they were more likely to have developed a retirement plan and report more confidence in their retirement preparedness. In contrast, individuals who were not enrolled in a retirement saving plan were not moved to begin contributing to a supplemental plan.

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