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Claiming social security benefits early
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ISBN: 1633218023 9781633218024 1633217655 9781633217652 Year: 2014 Publisher: New York

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Abstract

Deciding when to retire and claim Social Security benefits can be one of the most important financial decisions older Americans make. Despite higher monthly benefits for those who delay, many people still claim Social Security retirement benefits at age 62, the earliest age of eligibility. In 2014, these early claimers will see their monthly benefits reduced by 25 percent compared to what they would have received if they had delayed claiming until age 66, the current full retirement age. At the same time, some early claimers do not have access to government or employer-sponsored health insuran


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Sustainability of the German Pension Scheme: Employment at Higher Ages and Incentives for Delayed Retirement
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ISBN: 1000038392 3731501716 Year: 2014 Publisher: KIT Scientific Publishing

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The aging society and threatening old-age poverty are two major political topics in Germany for the next decades. Many modern employment biographies consist of atypical employment and discontinuities; both negatively impact the pension entitlements of the individuals. This work develops an inninnovative approach that offers flexibility to absorb demographic changes as well as labor market developments, without threatening the financial stability of the public pension scheme.


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La fin des préretraites et européanisation des politiques de retraite en France et en Allemagne
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ISBN: 9782343013312 2343013314 Year: 2014 Publisher: Paris L'Harmattan

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