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Implementing electronic card payment systems
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ISBN: 1580533051 1580538037 9781580538039 9781580533058 Year: 2003 Publisher: Boston Artech House

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As magnetic stripe cards are being replaced by chip cards that offer consumers and businesses greater protection against fraud, a new standard for this technology is being introduced by Europay, MasterCard, and Visa (EMV). This cutting-edge, new book provides you with a comprehensive overview of the EMV chip solution and explains how this technology provides a chip migration path, where interoperability plays a central role in the business model. The book offers you a better understanding of the security problems associated with magnetic stripe cards, and presents the business case for chip migration. Moreover, it explains the implementation of multi-application selection mechanisms in EMV chip cards and terminals, and shows you how to design a multi-application EMV chip card layout. This first-of-its-kind resource also discusses the organizational and management issues in connection with the EMV chip migration and the use of EMV chip cards in e-commerce and m-commerce transactions. An excellent reference for today's IT/e-commerce professionals and post-graduate student alike, the book helps you fully understand this emerging, complex payment card technology.

Les systèmes de règlement-livraison de titres européens : vers l'unification des marchés.
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ISBN: 2863253468 Year: 2003 Publisher: Paris Revue Banque

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Book
De betaling door middel van de elektronische overdracht van geldmiddelen.
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ISBN: 9059282639 9789059282636 Year: 2003 Volume: 33 Publisher: Mechelen Kluwer

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Het juridische kader voor de elektronische overdracht van geldmiddelen is bijzonder recent. Door de ontwikkeling van het giraal geld en de invoering van de euro kent de betaling bij middel van de elektronische overdracht een snel opwaartse evolutie. Verschillende verschijningsvormen kunnen worden onderscheiden : betalingen bij middel van bank- en kredietkaarten ; telebankieren, pc-bankieren en m-payment. De auteur onderzoekt de gemeenrechtelijke rechtsregels inzake betaling. Daarna worden de rechtsregels onderzocht betreffende de invoer van elektronische documenten, om ten slotte de aansprakelijkheidsregels na te gaan inzake de betaling bij middel van de kaart. Speciale aandacht gaat ook naar de strekking en kwalificatie van de verbintenissen van de netwerkondernemer. Ten slotte wordt een hoofdstuk gewijd aan de internationale betaling, en aan de bescherming van de private levenssfeer. VERBINTENISSEN UIT OVEREENKOMST - Gewone uitdovingsgrond: betaling - ELECTRONISCHE VERRICHTINGEN - (Bank)kaarten - VERWERKING VERREKENING BANKVERRICHTINGEN - SWIFT - Elektronische handtekening - Telecommunicatie - Internet - Factuur (internationaal) elektronisch betalingsverkeer ecommerce elektronische handel & de verbintenis tot betaling & de geldmiddelen & elektronische overdracht van0 geldmiddelen & de betaalkaarten (bankkaart betaalkaart) - aansprakelijkheid bij verlies of diefstal van de kaart het onbeheerd laten van gelden na de afhaling uit de automaat & de elektronische rechtshandeling en de wettelijke regeling van de digitale handtekening de elektronische overschrijving en de elektronische factuur & elektronische betaling via internet en per GSM & de internationale betaling & de elektronische betaling beschermd tegen de inzage door de fiscus INHOUD: Hoofdstuk 1. De verbintenis tot betaling - Afdeling 1. De betaling, de verbintenis en de geldmiddelen. Begripsbepaling - Afdeling 2. De bronnen en het bewijs van verbintenissen. - Afdeling 3. de inbetalinggeving - Afdeling 4. Toerekening van de betaling. Betaling door een andere dan de schuldenaar - Afdeling 5. Kwijtschelding van de schuld en overdracht van schuldvordering - Afdeling 6. Ogenblik van de betaling - Afdeling 7. Niet-nakoming van de verbintenis tot betaling van een geldsom - Afdeling 8. De onverschuldigde betaling - Hoofdstuk 2. De geldmiddelen - Afdeling 1. Begripsbepaling - Afdeling 2. Schepping van giraal geld - Hoofdstuk 3. Elektronische overdracht van geldmiddelen - Afdeling 1. Een meerpartijenovereenkomst - Afdeling 2. De verbintenissen van de netwerkondernemer - Afdeling 3. Zelfregulering in de elektronische handel, het elektronische betaalverkeer en de telecommunicatie - Afdeling 4. De rechtsgeldigheid van de eenzijdige inhouding op de betaling bij wanprestatie - Hoofdstuk 4. De betaalkaarten. Aansprakelijkheid bij verlies of diefstal van de kaart. Het onbeheerd laten van gelden na de afhaling uit de automaat - Afdeling 1. Begripsbepaling - Afdeling 2. Doelstelling en toepassingsgebied van 17 juli 2002 - Afdeling 3. Risico-verdeling bij het verlies of de diefstal van de betaalkaart - Afdeling 4. Het onbeheerd laten van gelden na de afhaling uit de automaat - Hoofdstuk 5. De elektronische rechtshandeling en de wettelijke regeling van de digitale handtekening, de elektronische overschrijving en de elektronische factuur - Afdeling 1. De elektronische rechtshandeling en de wettelijke regeling van de digitale handtekening - Afdeling 2. De elektronische overschrijving - Afdeling 3. De elektronische factuur - Hoofdstuk 6. Elektronische betaling via internet en per GSM - Afdeling 1. Aansprakelijkheid van de tussenpersoon voor de elektronische handel - Afdeling 2. M-commerce en M-payment - Hoofdstuk 7. De internationale betaling - Afdeling 1. Toepasselijk recht op en rechtsbevoegdheid betreffende de internationale betaling - Afdeling 2. De SWIFT betaling - interbancaire betalingssystemen - Hoofdstuk 8. De elektronische betaling beschermd tegen de inzage door de fiscus - Afdeling 1. Inleiding: de inzage door de fiscus van financiële transacties via de systeembeheerder is een omzeiling van het bankgeheim - Afdeling 2. De bescherming van elektronische betalingsverrichtingen voorwerp van productiebestanden of verwerkingsbestanden - Afdeling 3. Normatieve bescherming van de privé-sfeer en het bankgeheim - Afdeling 4. Besluit: De rechtsgevolgen van de normering inzake de bescherming van de persoonlijke levenssfeer en de bankdiscretie

Keywords

Computer. Automation --- Financial law --- Belgium --- Droit financier --- Financieel recht --- 347.73 <493> --- Payment --- -Electronic funds transfers --- -Banking law --- -elektronisch betalingsverkeer --- België --- Belgisch recht --- economisch recht --- recht --- 396.1 --- AA / International- internationaal --- 347.734 --- 333.103 --- 333.427 --- U55 - Paiement/Systèmes de paiement/Comptes en banque - Betaling/Betalingsverkeer/Bankrekening --- 346.0809493 --- Ib1.ibel --- Banks and banking --- Law, Banking --- Financial institutions --- Digital cash --- Digital currency --- Digital money --- EFT (Electronic funds transfers) --- Electronic banking --- Electronic check clearing --- Electronic money systems --- Electronic payments systems --- Electronic transfer of funds --- Funds, Electronic transfers of --- Telebanking --- Transfers of funds, Electronic --- Virtual money --- Electronic data interchange --- Electronic benefits transfers --- Home banking services --- Commercial law --- Extinguishment of debts --- Performance (Law) --- Balance of trade --- Debtor and creditor --- Financieel recht. Commerciele organisatie. Handelsinstellingen--België --- Law and legislation --- -economisch recht --- Bank- en spaarinstellingen (recht). --- Bankautomatisatie. --- Giraal geld. --- 347.73 <493> Financieel recht. Commerciele organisatie. Handelsinstellingen--België --- Banking law --- Bank- en spaarinstellingen (recht) --- Bankautomatisatie --- Giraal geld --- -AA / International- internationaal --- -Bank- en spaarinstellingen (recht) --- -Law and legislation --- -Financial law --- -Payment --- -Law and legislation -

Financial cryptography : 6th International Conference, FC 2002, Southampton, Bermuda, March 11-14, 2002 : revised papers
Authors: ---
ISBN: 3540365044 354000646X Year: 2003 Publisher: Berlin, Germany : Springer,

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The Sixth International Financial Cryptography Conference was held during March 11-14, 2002, in Southampton, Bermuda. As is customary at FC, these proceedings represent "final" versions of the papers presented, revised to take into account comments and discussions from the conference. Submissions to the conference were strong, with 74 papers submitted and 19 accepted for presentation and publication. (Regrettably, three of the submit­ ted papers had to be summarily rejected after it was discovered that they had been improperly submitted in parallel to other conferences.) The small program committee worked very hard under a tight schedule (working through Christmas day) to select the program. No program chair could ask for a better committee; my thanks to everyone for their hard work and dedication. In addition to the refereed papers, the program included a welcome from the Minister of Telecommunications and e-Commerce, Renee Webb, a keynote address by Nigel Hickson, and a panel on privacy tradeoffs cheiired by Rebecca Wright (with panelists Ian Goldberg, Ron Rivest, and Graham Wood). The traditional Tuesday evening "rump session" was skillfully officiated by Markus Jakobsson. My job as program chair was made much, much easier by the excellent work of our general chair, Nicko van Someren, who performed the miracle of hiding from me any evidence of the innumerable logistical nightmares associated with conducting this conference. I have no idea how he did it, but it must have involved many sleepless nights.

Keywords

Computer networks -- Security measures -- Congresses. --- Data encryption (Computer science) -- Congresses. --- Electronic commerce -- Security measures -- Congresses. --- Electronic funds transfers -- Security measures -- Congresses. --- Internet -- Security measures -- Congresses. --- Electronic funds transfers --- Data encryption (Computer science) --- Electronic commerce --- Internet --- Computer networks --- Banking --- Finance --- Business & Economics --- Security measures --- DARPA Internet --- Internet (Computer network) --- Cybercommerce --- E-business --- E-commerce --- E-tailing --- eBusiness --- eCommerce --- Electronic business --- Internet commerce --- Internet retailing --- Online commerce --- Web retailing --- Digital cash --- Digital currency --- Digital money --- EFT (Electronic funds transfers) --- Electronic banking --- Electronic check clearing --- Electronic money systems --- Electronic payments systems --- Electronic transfer of funds --- Funds, Electronic transfers of --- Telebanking --- Transfers of funds, Electronic --- Virtual money --- Computer science. --- Finance. --- Computer communication systems. --- Operating systems (Computers). --- Data encryption (Computer science). --- Management information systems. --- E-commerce. --- Computer Science. --- Data Encryption. --- Finance, general. --- Computer Communication Networks. --- Operating Systems. --- Management of Computing and Information Systems. --- e-Commerce/e-business. --- Wide area networks (Computer networks) --- World Wide Web --- Commerce --- Information superhighway --- Electronic data interchange --- Electronic benefits transfers --- Home banking services --- Information Systems. --- Cryptology. --- Computer operating systems --- Computers --- Disk operating systems --- Systems software --- Funding --- Funds --- Economics --- Currency question --- Data encoding (Computer science) --- Encryption of data (Computer science) --- Computer security --- Cryptography --- Operating systems --- Informatics --- Science --- Computer-based information systems --- EIS (Information systems) --- Executive information systems --- MIS (Information systems) --- Sociotechnical systems --- Information resources management --- Management --- Communication systems, Computer --- Computer communication systems --- Data networks, Computer --- ECNs (Electronic communication networks) --- Electronic communication networks --- Networks, Computer --- Teleprocessing networks --- Data transmission systems --- Digital communications --- Electronic systems --- Information networks --- Telecommunication --- Cyberinfrastructure --- Electronic data processing --- Network computers --- Communication systems --- Distributed processing

Financial Cryptography : 7th International Conference, FC 2003, Guadeloupe, French West Indies, January 27-30, 2003, Revised Papers
Authors: ---
ISBN: 3540451269 3540406638 Year: 2003 Publisher: Berlin, Heidelberg : Springer Berlin Heidelberg : Imprint: Springer,

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Keywords

Electronic funds transfers --- Data encryption (Computer science) --- Electronic commerce --- Internet --- Computer networks --- Banking --- Finance --- Business & Economics --- Security measures --- DARPA Internet --- Internet (Computer network) --- Cybercommerce --- E-business --- E-commerce --- E-tailing --- eBusiness --- eCommerce --- Electronic business --- Internet commerce --- Internet retailing --- Online commerce --- Web retailing --- Data encoding (Computer science) --- Encryption of data (Computer science) --- Digital cash --- Digital currency --- Digital money --- EFT (Electronic funds transfers) --- Electronic banking --- Electronic check clearing --- Electronic money systems --- Electronic payments systems --- Electronic transfer of funds --- Funds, Electronic transfers of --- Telebanking --- Transfers of funds, Electronic --- Virtual money --- Finance. --- Computer communication systems. --- Operating systems (Computers). --- Data encryption (Computer science). --- Algorithms. --- Computers and civilization. --- Finance, general. --- Data Encryption. --- Computer Communication Networks. --- Operating Systems. --- Algorithm Analysis and Problem Complexity. --- Computers and Society. --- Computer software. --- Computer science. --- Cryptology. --- Computer security --- Cryptography --- Computer operating systems --- Computers --- Disk operating systems --- Systems software --- Funding --- Funds --- Economics --- Currency question --- Informatics --- Science --- Software, Computer --- Computer systems --- Operating systems --- Civilization and computers --- Civilization --- Algorism --- Algebra --- Arithmetic --- Communication systems, Computer --- Computer communication systems --- Data networks, Computer --- ECNs (Electronic communication networks) --- Electronic communication networks --- Networks, Computer --- Teleprocessing networks --- Data transmission systems --- Digital communications --- Electronic systems --- Information networks --- Telecommunication --- Cyberinfrastructure --- Electronic data processing --- Network computers --- Foundations --- Distributed processing

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