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As magnetic stripe cards are being replaced by chip cards that offer consumers and businesses greater protection against fraud, a new standard for this technology is being introduced by Europay, MasterCard, and Visa (EMV). This cutting-edge, new book provides you with a comprehensive overview of the EMV chip solution and explains how this technology provides a chip migration path, where interoperability plays a central role in the business model. The book offers you a better understanding of the security problems associated with magnetic stripe cards, and presents the business case for chip migration. Moreover, it explains the implementation of multi-application selection mechanisms in EMV chip cards and terminals, and shows you how to design a multi-application EMV chip card layout. This first-of-its-kind resource also discusses the organizational and management issues in connection with the EMV chip migration and the use of EMV chip cards in e-commerce and m-commerce transactions. An excellent reference for today's IT/e-commerce professionals and post-graduate student alike, the book helps you fully understand this emerging, complex payment card technology.

Credit cards. --- Debit cards. --- Electromagnetic compatibility. --- Electronic funds transfers. --- Payment --- Data processing. --- Digital cash --- Digital currency --- Digital money --- EFT (Electronic funds transfers) --- Electronic banking --- Electronic check clearing --- Electronic money systems --- Electronic payments systems --- Electronic transfer of funds --- Funds, Electronic transfers of --- Telebanking --- Transfers of funds, Electronic --- Virtual money --- Compatibility, Electromagnetic --- EMC (Electronics) --- Bank debit cards --- Cards, Debit --- Cards, Charge --- Cards, Credit --- Charge cards --- Law and legislation --- Commercial law --- Extinguishment of debts --- Performance (Law) --- Balance of trade --- Debtor and creditor --- Electronic data interchange --- Electronic benefits transfers --- Home banking services --- Electronics --- Banks and banking --- Consumer credit --- Point-of-sale systems industry --- Charge accounts --- Customer services