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This Selected Issues paper describes the developments and challenges in the financial sector of the Republic of San Marino. The study analyzes the structure of the financial sector, compares the performance of Sammarinese banks with those in other countries, reviews the legal and regulatory environment as well as supervisory practices, and discusses the challenges facing the banking system. The paper also provides the statistical appendix report for the country.

Banks and Banking --- Labor --- Macroeconomics --- Public Finance --- Demography --- Banks --- Depository Institutions --- Micro Finance Institutions --- Mortgages --- Social Security and Public Pensions --- Nonwage Labor Costs and Benefits --- Private Pensions --- Personal Income, Wealth, and Their Distributions --- Retirement --- Retirement Policies --- Governmental Property --- Pensions --- Banking --- Labour --- income economics --- Population & demography --- Public finance & taxation --- Pension spending --- Personal income --- Commercial banks --- Expenditure --- National accounts --- Financial institutions --- Government asset management --- Public financial management (PFM) --- Banks and banking --- Income --- Population aging --- Finance, Public --- San Marino, Republic of --- Income economics