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Can private health insurance fill gaps in publicly financed coverage? Does it enhance access to health care or improve efficiency in health service delivery? Will it provide fiscal relief for governments struggling to raise public revenue for health? This book examines the successes, failures and challenges of private health insurance globally through country case studies written by leading national experts. Each case study considers the role of history and politics in shaping private health insurance and determining its impact on health system performance. Despite great diversity in the size and functioning of markets for private health insurance, the book identifies clear patterns across countries, drawing out valuable lessons for policymakers while showing how history and politics have proved a persistent barrier to effective public policy. This title is also available as Open Access on Cambridge Core.

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Insurance premiums --- Rates and tables --- -Insurance --- Verzekeringswezen. Actuariaat. Grondslagen verzekeringswezen. Vaststellen verzekeringspremies. Risicoberekening --- Actuariaat ; Algemeen --- 368.01 Verzekeringswezen. Actuariaat. Grondslagen verzekeringswezen. Vaststellen verzekeringspremies. Risicoberekening --- Actuarial mathematics --- Insurance --- 10.03.a --- 368.01 --- Assurance (Insurance) --- Coverage, Insurance --- Indemnity insurance --- Insurance coverage --- Insurance industry --- Insurance protection --- Mutual insurance --- Underwriting --- Finance --- Insurance policies --- Premiums (Insurance) --- Prices --- Mathematics --- Premiums --- Costs --- Congresses --- Insurance - Rates and tables - Congresses --- Insurance - Mathematics - Congresses --- Insurance premiums - Congresses

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Technological innovation is deeply woven into the fabric of American culture, and is no less a basic feature of American health care. Medical technology saves lives and relieves suffering, and is enormously popular with the public, profitable for doctors, and a source of great wealth for industry. Yet its costs are rising at a dangerously unsustainable rate. The control of technology costs poses a terrible ethical and policy dilemma. How can we deny people what they may need to live and flourish? Yet is it not also harmful to let rising costs strangle our health care system, eventually harming everyone?In Taming the Beloved Beast, esteemed medical ethicist Daniel Callahan confronts this dilemma head-on. He argues that we can't escape it by organizational changes alone. Nothing less than a fundamental transformation of our thinking about health care is needed to achieve lasting and economically sustainable reform. The technology bubble, he contends, is beginning to burst.Callahan weighs the ethical arguments for and against limiting the use of medical technologies, and he argues that reining in health care costs requires us to change entrenched values about progress and technological innovation. Taming the Beloved Beast shows that the cost crisis is as great as that of the uninsured. Only a government-regulated universal health care system can offer the hope of managing technology and making it affordable for all.

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Written by a respected authority on human rights and public health, this book delivers an in-depth review of the challenges of neoliberal models and policies for realizing the right to health. The author expertly explores the integration of social determinants into the right to health along with the methodologies and findings of social medicine and epidemiology. The author goes on to challenge the way that health care is currently provided and makes the case that achieving universal health coverage will require fundamental health systems reforms.

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