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Providing decent, safe, and affordable housing to low- and moderate-income families has been an important public policy goal for more than a century. In recent years there has been a clear shift of emphasis among policymakers from a focus on providing affordable rental units to providing affordable homeownership opportunities. Due in part to programs introduced by the Clinton and Bush administrations, the nation's homeownership rate is currently at an all-time high.Does a house become a home only when it comes with a deed attached? Is participation in the real-estate market a precondition to engaged citizenship or wealth creation? The real estate industry's marketing efforts and government policy initiatives might lead one to believe so. The shift in emphasis from rental subsidies to affordable homeownership opportunities has been justified in many ways. Claims for the benefits of homeownership have been largely accepted without close scrutiny. But is homeownership always beneficial for low-income Americans, or are its benefits undermined by the difficulties caused by unfavorable mortgage terms and by the poor condition or location of the homes bought?Chasing the American Dream provides a critical assessment of affordable homeownership policies and goals. Its contributors represent a variety of disciplinary perspectives and offer a thorough understanding of the economic, social, political, architectural, and cultural effects of homeownership programs, as well as their history. The editors draw together the assessments included in this book to prescribe a plan of action that lays out what must be done to make homeownership policy both effective and equitable.Contributors: Eric S. Belsky, Harvard University; Charles C. Bohl, University of Miami; Rachel G. Bratt, Tufts University; J. Michael Collins, Policy Lab Consulting Group, LLC; Walter Davis, Statistics New Zealand; Mark Duda, Harvard University; Avi Friedman, McGill University; Edward G. Goetz, University of Minnesota; Roberto G. Quercia, University of North Carolina at Chapel Hill; Carolina Katz Reid, Federal Reserve Bank of San Francisco; Nicolas Retsinas, Harvard University; William M. Rohe, University of North Carolina at Chapel Hill; Michael A. Stegman, John D. and Catherine T. MacArthur Foundation; Lawrence J. Vale, Massachusetts Institute of Technology; Shannon Van Zandt, Texas A&M University; Harry L. Watson, University of North Carolina at Chapel Hill

Home ownership --- Low-income housing

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Low-income consumers --- Retail trade --- Consumers

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The Wallace Foundation's National Summer Learning Study, conducted by RAND and launched in 2011, offers the first assessment of district-run voluntary summer programs over the short and long run. This report, the second of five that will result from the study, looks at how summer programs affected student performance on math, reading, and social and emotional assessments in fall 2013.

Academic achievement -- United States. --- Low-income students -- United States. --- Summer schools -- United States. --- Low-income students --- Poor students --- Summer schools --- Academic achievement --- Students

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A legendary figure in the realms of public policy and academia, John Gilderbloom is one of the foremost urban-planning researchers of our time, producing groundbreaking studies on housing markets, design, location, regulation, financing, and community building. Now, in Invisible City, he turns his eye to fundamental questions regarding housing for the elderly, the disabled, and the poor. Why is it that some locales can offer affordable, accessible, and attractive housing, while the large majority of cities fail to do so? Invisible City calls for a brave new housing paradigm that makes the needs of marginalized populations visible to policy makers. Drawing on fascinating case studies in Houston, Louisville, and New Orleans, and analyzing census information as well as policy reports, Gilderbloom offers a comprehensive, engaging, and optimistic theory of how housing can be remade with a progressive vision. While many contemporary urban scholars have failed to capture the dynamics of what is happening in our cities, Gilderbloom presents a new vision of shelter as a force that shapes all residents.

Low-income housing --- Urban poor --- People with disabilities --- Older people --- Housing

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The observations of housing experts on low-income home ownership in the US and its effects on households and communities. It examines: trends in the 1990's; borrower constraints; financial returns to low-income homeowners; low-income loan performance; and socioeconomic impacts of home ownership.

Home ownership --- Low-income housing --- Homeowners --- Social aspects --- Finance. --- Economic conditions.