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For anyone with an interest in pensions-workers and employers, personnel directors, accountants, actuaries, lawyers, insurance agents, financial analysts, government officials, and social scientists-this book is required reading. Now, without the aid of a pension specialist, anyone can determine how their particular pension plan stacks up against the average. Using virtually all available government sources (including computerized data unavailable in print) and their own extensive surveys, the authors present a comprehensive description of the structural features and financial conditions of U.S. private, state, city, and municipal pension plans. The introductions to the hundreds of tables explain and highlight the information. The picture that emerges of the "typical" plan and its significant variations is crucial to all those with a financial stake in pensions. The reader can compare pension vesting, retirement, and benefit provisions by plan type, plan size, industry, union status, and many more characteristics. With this information, workers can evaluate just how generous their employer is; job applicants can compare fringe benefits of prospective employers; personnel directors can judge their competitive edge. The financial community will find especially interesting the analysis of the unfunded liabilities of private, state, and local pension funds. The investment decisions of private and public pension funds and their return performances are described as well. Government officials and social scientists will find the analysis of pension coverage, the receipt of pension income by the elderly, cost-of-living adjustments, and disability insurance of special importance in evaluating the proper degree of public intervention in the area of old age income support. Pensions in the American Economy is comprehensive and easy to use. Every reader, from small-business owners and civil servants to pension fund specialists, will find in it essential information about this increasingly important part of labor compensation and retirement finances.

Social security law --- Savings --- United States --- Old age pensions --- 36 --- 351.84*4 <73> --- -06.04.g.USA --- 09.09.b --- Employees --- OASI (Old age and survivors insurance) --- Old age and survivors insurance --- Older people --- Retirement pensions --- Survivors' benefits (Old age pensions) --- Pensions --- Maatschappelijk werk --- Pensioenwetgeving--Verenigde Staten van Amerika. VSA. USA --- Groepsverzekering ; Verenigde Staten --- Sociale verzekering ; Verenigde Staten ; Pensioenen --- 351.84*4 <73> Pensioenwetgeving--Verenigde Staten van Amerika. VSA. USA --- 36 Maatschappelijk werk --- 06.04.g.USA --- Superannuation schemes --- E-books --- 36 Safeguarding the mental and material necessities of life --- Safeguarding the mental and material necessities of life --- 36 Waarborgen van de mentale en materiële behoeften van het leven; maatschappelijk werk --- Waarborgen van de mentale en materiële behoeften van het leven; maatschappelijk werk --- Old age pensions - United States --- pension, retirement, savings, finance, aging, vesting, benefits, investment, return performance, economics, nonfiction, income, elderly, government, intervention, assistance, aid, social security, disability insurance, cost of living adjustment, growth, workers, labor, funds, state, local, participation, structure, alternative, replacement rates. --- United States of America