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A school of thought hails microcredit as a social innovation, a messiah to enable people to help themselves out of poverty through entrepreneurship. An opposing school of thought considers microcredit as a capitalist demon ensnaring the poor in poverty and debt. The layman and the million professionals working in this industry are at a loss to make sense of the stories that circulate about microcredit. This book provides this sense-making, useful for students, professionals, investors and researchers who are attracted to this field. Poverty is a wicked problem, akin to Hydra, the Greek mythological monster with many heads. As microcredit tries to balance multiple objectives to grapple with these multiple heads, it has needed to shift the weapons it uses. The arsenal for this battle has needed new philosophies, changing ethics, differing missions, institutional partnerships, the latest technologies and new products. These rapid innovations have differed in speed across the world, with adaptations in developed and developing countries. This book presents these with many case studies and field research. It is clear that development initiatives, no matter how financial, cross academic disciplines. At the very least, they affect disciplines such as economics, business management, sociology, history, geography, politics, legal systems in place, as well as science, which is evolving at such a high speed. The book provides this multidisciplinary view and motivates future research and practices. «For anyone who is interested in research in this field, no doubt this will be a very stimulating reading.» (Marc Labie, Strategic Change 26(6) 2017)
Microfinance --- Microfinance. --- Micro-finance --- Microcredit --- Microenterprise lending --- Microlending --- Financial services industry --- Small business --- Finance
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In its new and developing role as a "knowledge bank," the World Bank can offer its clients much more than new financing (loans, guarantees or grants). It can also offer access to recent developments in international best practices, provide new knowledge sharing opportunities and facilitate the exchange of new ideas in a variety of fields. It can also use this new capacity to help local institutions address strategic and operational challenges. To that end, this book brings together the results of an eight-part series of presentations by leading experts and microfinance practitioners on issues
Microfinance. --- Risk management. --- Microfinance --- Risk management --- LDC / Developping Countries - Pays En Développement --- AA / International- internationaal --- 333.714 --- ambachtskrediet, beroepskrediet en volkskrediet. --- Micro-finance --- Microcredit --- Microenterprise lending --- Microlending --- Insurance --- Management --- Financial services industry --- Small business --- Finance --- ambachtskrediet, beroepskrediet en volkskrediet
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An important volume that examines the highly contested subject of microcredit, showing how its increasing inefficiency and sub-prime nature has resulted in multiple crises. Microcredit programmes, long considered efficient development tools, now face unprecedented crises in a number of countries. Is this the end of microcredit or rather an essential step in its expansion? Should we stop microcredit altogether or rethink the way it is implemented? Drawing on extensive empirical research conducted in various parts of the world - from Morocco to Senegal to India - this important volume examines the whole chain of microcredit to provide the answers to these questions. In doing so, the authors highlight the diversity of crises, both in intensity and in nature, while also shedding light on a diversity of causes, be it microcredit organizations unprepared for massive growth, saturated local economies or greedy investors and shareholders attracted by profits. Crucially, the authors demonstrate that microcredit is not a monolithic project, and the crises should also be analysed in the light of national histories and policies. An original and necessary intervention in what has become one of the most contentious topics within the development world.--Publisher website.
Private finance --- Developing countries --- Microfinance --- Micro-finance --- Microcredit --- Microenterprise lending --- Microlending --- Financial services industry --- Small business --- Finance --- E-books --- Microfinance. --- Poverty. --- Destitution --- Wealth --- Basic needs --- Begging --- Poor --- Subsistence economy --- Development economics & emerging economies --- Poverty & unemployment
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AA / International- internationaal --- 333.130.0 --- 333.134 --- 333.714 --- 338.340 --- Private banken: algemeen. Studies over de organisatie en de techniek van de banken --- Volksbanken. --- ambachtskrediet, beroepskrediet en volkskrediet. --- Algemene ontwikkeling in de Derde Wereld. --- Microfinance --- Micro-finance --- Microcredit --- Microenterprise lending --- Microlending --- Financial services industry --- Small business --- Volksbanken --- ambachtskrediet, beroepskrediet en volkskrediet --- Algemene ontwikkeling in de Derde Wereld --- Finance --- Private finance --- Microfinance.
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In the past ten years, the world of microfinance has changed dramatically. The field has moved rapidly from early innovations in providing loans to help poor entrepreneurs start businesses to a bold vision of creating entire financial systems that work for the poor. Microfinance has proven to be an effective tool for reducing poverty and helping poor people to improve their lives. And yet a diverse range of potential clients still lack access to an array of financial services - not just credit for enterprise but also a safe place to save, the ability to transfer funds to family members, insura
Social policy --- Private finance --- Third World: economic development problems --- Developing countries --- Microfinance --- Credit --- Financial institutions --- Financial services industry --- Poor --- Crédit --- Institutions financières --- Services financiers --- Pauvres --- Government policy --- Micro-finance --- Microcredit --- Microenterprise lending --- Microlending --- Small business --- Services, Financial --- Service industries --- Finance
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The Handbook of Microfinance gathers selected work from academics and field practitioners. In an attempt to understand the enormous gap between the limited number of clients that are currently benefiting from microfinance services, and the huge number of potential clients that are not, the selected contributions in this handbook have one common tread: the prevailing mismatch between demand by clients of microfinance institutions and potential clients selecting themselves out for their demand for a wider array of financial products is not being met. The scope of the book is wide. It includes su
Private finance --- Developing countries --- Microfinance. --- Microfinance --- LDC / Developping Countries - Pays En Développement --- AA / International- internationaal --- 333.714 --- 333.134 --- 338.340 --- sociale economie --- welvaartseconomie --- 14.01 --- ambachtskrediet, beroepskrediet en volkskrediet. --- Volksbanken. --- Algemene ontwikkeling in de Derde Wereld. --- Microfinanciering en -verzekeringen ; Algemeen --- Micro-finance --- Microcredit --- Microenterprise lending --- Microlending --- Financial services industry --- Small business --- Volksbanken --- ambachtskrediet, beroepskrediet en volkskrediet --- Algemene ontwikkeling in de Derde Wereld --- Finance --- E-books --- Aide économique
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Microfinance. --- Loans, Personal. --- Poverty. --- Microfinance --- Prêts personnels --- Pauvreté --- 336.71 --- 336.77 --- 339.96 --- Bankwezen --- Financiering. Krediet. Kredietverlening. --- Ontwikkelingshulp. Ontwikkelingssamenwerking. Ontwikkelingsproblematiek --- 339.96 Ontwikkelingshulp. Ontwikkelingssamenwerking. Ontwikkelingsproblematiek --- 336.77 Financiering. Krediet. Kredietverlening. --- 336.71 Bankwezen --- Prêts personnels --- Pauvreté --- Loans, Personal --- Poverty --- Destitution --- Wealth --- Basic needs --- Begging --- Poor --- Subsistence economy --- Micro-finance --- Microcredit --- Microenterprise lending --- Microlending --- Financial services industry --- Small business --- Consumer loans --- Loans, Consumer --- Loans, Small --- Personal loans --- Small loans --- Consumer credit --- Loans --- Financiering. Krediet. Kredietverlening --- Finance
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Microfinance --- France --- Italie --- Bulgarie --- Allemagne --- Hongrie --- Danemark --- Portugal --- Autriche --- Slovaquie --- Luxembourg --- Norvège --- Belgique --- Espagne --- Roumanie --- Pologne --- Suède --- Pays-Bas --- Kreditwesen --- Mikrofinanzierung --- Unternehmensentwicklung --- Kreditwesen. --- Mikrofinanzierung. --- Unternehmensentwicklung. --- France. --- Italie. --- Bulgarie. --- Allemagne. --- Hongrie. --- Danemark. --- Portugal. --- Autriche. --- Slovaquie. --- Luxembourg. --- Norvège. --- Belgique. --- Espagne. --- Roumanie. --- Pologne. --- Suède. --- Pays-Bas. --- 330.55 --- 333.714 --- EEC / European Union - EU -Europese Unie - Union Européenne - UE --- Micro-finance --- Microcredit --- Microenterprise lending --- Microlending --- Financial services industry --- Small business --- Coöperatief stelsel --- ambachtskrediet, beroepskrediet en volkskrediet --- Finance --- Norvège. --- Suède.
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AA / International- internationaal --- 333.401 --- 330.00 --- 333.400 --- Begrip en functies van het geld. --- Economische en sociale theorieën: algemeenheden. --- Geldwezen: algemeenheden. --- Economics --- Financial institutions --- Money --- Currency --- Monetary question --- Money, Primitive --- Specie --- Standard of value --- Financial intermediaries --- Lending institutions --- Economic theory --- Political economy --- Economische en sociale theorieën: algemeenheden --- Geldwezen: algemeenheden --- Begrip en functies van het geld --- Exchange --- Finance --- Value --- Banks and banking --- Coinage --- Currency question --- Gold --- Silver --- Silver question --- Wealth --- Associations, institutions, etc. --- Social sciences --- Economic man
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Over the last decade, the theory that poverty in the world's poorest regions could be alleviated by providing small loans to micro-entrepreneurs has become increasingly popular. This volume examines the effectiveness of this theory when put into practice. The book presents empirical evidence drawn from comparative experiences in seven developing countries and produces some startling conclusions. This work should be essential reading for all those interested in development, poverty-reduction, social welfare and finance. Volume One provides a detailed analysis of this theory an
Private finance --- Development aid. Development cooperation --- Developing countries --- Poverty --- Finance --- Economic development --- Pauvreté --- Finances --- Développement économique --- Debt financing (Corporations). --- Public welfare. --- Business. --- 330.56 --- 336.7 --- Nationaal inkomen. Volksinkomen. Gezinsinkomen. Vermogensstratificatie. Particuliere inkomens en bestedingen. Armoede. Honger --- Geldwezen. Kredietwezen. Bankwezen. Financien. Monetaire econonomie. Beurswezen --- 336.7 Geldwezen. Kredietwezen. Bankwezen. Financien. Monetaire econonomie. Beurswezen --- 330.56 Nationaal inkomen. Volksinkomen. Gezinsinkomen. Vermogensstratificatie. Particuliere inkomens en bestedingen. Armoede. Honger --- Debt financing (Corporations) --- Economic conditions. --- Pauvreté --- Développement économique --- Economic policy. --- Corporations --- Corporate debt --- Poverty - Developing countries. --- Business & Economics --- Economic History --- Entrepreneurship. --- Finance. --- Government lending. --- Political aspects. --- Poverty. --- average --- loan --- size --- grameen --- bank --- rural --- credit --- market --- financial --- institutions
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