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The volume aims to promote the scientific value of the data collected by the international OECD and IEA surveys carried out in 2015. In particular, as regards the IEA TIMSS and TIMSS Advanced surveys, the contributions focus on the incidence of behaviours and learning contexts of students on the development of skills in mathematics. Regarding the OECD PISA survey, the topics discussed are the relationship between cultural, cognitive and motivational factors and the relative empirical evidence, as well as the online media exposure of the survey. Finally, a last thematic section concerns the relationship between context variables and competences related to Financial Literacy.
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The volume aims to promote the scientific value of the data collected by the international OECD and IEA surveys carried out in 2015. In particular, as regards the IEA TIMSS and TIMSS Advanced surveys, the contributions focus on the incidence of behaviours and learning contexts of students on the development of skills in mathematics. Regarding the OECD PISA survey, the topics discussed are the relationship between cultural, cognitive and motivational factors and the relative empirical evidence, as well as the online media exposure of the survey. Finally, a last thematic section concerns the relationship between context variables and competences related to Financial Literacy.
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Financial planners --- Financial literacy --- Consumer protection --- Entrepreneurship
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America has evolved into an ownership society. Home-buying decisions, resource allocation, debt exposure, and financial planning for the future are now left to individuals, with little guidance from the companies or institutions they work for. Economics, with its insistence on quantifying ideas and putting specific quantitative values on all manner of phenomena, can help us sort through many puzzling dilemmas. Economics for Life: Real-World Financial Literacy is designed to help soon-to-be college graduates emerge into the start of their "real lives" with better comprehension of how to analyze the financial decisions that they will soon have to make. Written in an easy-to-read, conversational style, this textbook will help students learn how to make decisions on saving and investing for retirement, buying a car, buying a home, as well as how to safely navigate the use of debt and credit cards.
Financial literacy. --- Finance, Personal. --- Economics --- Sociological aspects.
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Conversations about social education curricula largely neglect elements of spirituality and consciousness. This omission undermines the quality of the learning that occurs. This book presents spirituality as a legitimate basis for reframing these social decision-making by examining how revisiting notions of spirituality may redefine patterns of social relationships and financial choices. This work presents an interpretation of spirituality that offers the foundation for an alternative ideology to capitalist practices founded on principles of merit and blame. By acknowledging a spiritual sense of being, citizens may gain a renewed sense of personal responsibility toward community and social justice. The work draws from a fate-based ideology, which claims that individual and group choices originate from conditions outside their control. It describes art-based instructional processes that may stimulate students' affective awareness. It encourages facilitation of compassionate environments founded on principles of selflessness and provides a basis for conversation about the nature of social education and its foundations. This book represents an invaluable resource for researchers, leaders and practitioners in the field of social education.
Social skills --- Financial literacy. --- Study and teaching.
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This book provides an overview of current issues associated to financial literacy improvement. In selecting and structuring the material to include, the primary criterion has been applicability of topics and recommendations and accuracy of trends toward better financial literacy level. Each chapter is dedicated to a particular component of financial literacy from education to capability. Throughout the book, there are many practices initiated around the world which, regardless of their superiority, are all useful initiatives and can roll play as a spot light in the road of improvement for both investors and authorities. This book is not only applicable for academics and students, but authorities who aim to improve financial literacy (and subsequently financial capability) among individuals and for those investors who seek to improve their own financial literacy.
Finance. --- Finance, general. --- Financial literacy --- Capability, Financial (Financial literacy) --- Financial capability (Financial literacy) --- Literacy, Financial --- Life skills --- Finance, Personal --- Funding --- Funds --- Economics --- Currency question
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Der produktive Gebrauch von Finanzdienstleistungen ist zum Schlüssel für die Teilhabe am modernen Wirtschaftsleben geworden. "Finanzielle Allgemeinbildung" soll in der Kommunikation zwischen Anbietern und Kunden die Fähigkeit beider Seiten erhöhen, Finanzdienstleistungen und Lebensbedürfnisse besser aufeinander abzustimmen. Ohne sie wird die moderne Kreditgesellschaft höhere Überschuldung, Ausschluss und Risiken vor allem für die unteren Bevölkerungsschichten mit sich bringen. Ansätze für eine »Finanzielle Allgemeinbildung« haben sich in der Bundesrepublik im Vergleich zu den USA und Großbritannien erst in Anfängen etabliert. Die vorliegende, mit Unterstützung des Bundesministeriums für Familie, Senioren, Frauen und Jugend im Rahmen eines Forschungsprojektes von 1999 und 2001 im Institut für Finanzdienstleistungen e.V. (iff) durchgeführte Untersuchung will diese Diskussion eröffnen. Sie setzt sich kritisch mit Bildungskonzepten in Deutschland und vergleichend in den USA und Großbritannien auseinander, ermittelt die Ziele sowie methodische Ansätze einer »Finanziellen Allgemeinbildung« aus der Perspektive eines sozialen Verbraucherschutzes. Prof. Dr. Udo Reifner ist Direktor des iff e.V.
Financial literacy. --- Poverty --- Prevention --- Destitution --- Wealth --- Basic needs --- Begging --- Poor --- Subsistence economy --- Capability, Financial (Financial literacy) --- Financial capability (Financial literacy) --- Literacy, Financial --- Life skills --- Finance, Personal
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Guided by the principle that all young Americans should be equipped with the knowledge and skills necessary to make smart decisions about their finances, this book offers recommendations for government, individual commitments to action, and best practices for improving the financial capability of the nation's youth. The book also addresses frequently asked questions that may arise as financial institutions collaborate with schools, local and state governments, non-profits, or corporate entities to facilitate youth savings and financial education programs.
Financial literacy --- Finance, Personal --- Capability, Financial (Financial literacy) --- Financial capability (Financial literacy) --- Literacy, Financial --- Life skills --- E-books --- Finance, personal --- Youth --- Business & economics --- Social science
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Financial literacy --- Finance, Personal --- Financial management, Personal --- Financial planning, Personal --- Personal finance --- Personal financial management --- Personal financial planning --- Finance --- Capability, Financial (Financial literacy) --- Financial capability (Financial literacy) --- Literacy, Financial --- Life skills --- Planning --- E-books --- Financial literacy. --- Finance, Personal.
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