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In spite of an unprecedented period of growth and prosperity, the poverty rate in the United States remains high relative to the levels of the early 1970s and relative to those in many industrialized countries today. Understanding Poverty brings the problem of poverty in America to the fore, focusing on its nature and extent at the dawn of the twenty-first century.

Poverty --- Poverty. --- Poor. --- Disadvantaged, Economically --- Economically disadvantaged --- Impoverished people --- Low-income people --- Pauperism --- Poor --- Poor, The --- Poor people --- Destitution --- Economic conditions --- Persons --- Social classes --- Wealth --- Basic needs --- Begging --- Subsistence economy

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In this revelatory book, Sudhir Venkatesh takes us into Maquis Park, a poor black neighborhood on Chicago’s Southside, to explore the desperate, dangerous, and remarkable ways in which a community survives. We find there an entire world of unregulated, unreported, and untaxed work, a system of living off the books that is daily life in the ghetto. From women who clean houses and prepare lunches for the local hospital to small-scale entrepreneurs like the mechanic who works in an alley; from the preacher who provides mediation services to the salon owner who rents her store out for gambling parties; and from street vendors hawking socks and incense to the drug dealing and extortion of the local gang, we come to see how these activities form the backbone of the ghetto economy. What emerges are the innumerable ways that these men and women, immersed in their shadowy economic pursuits, are connected to and reliant upon one another. The underground economy, as Venkatesh’s subtle storytelling reveals, functions as an intricate web, and in the strength of its strands lie the fates of many Maquis Park residents. The result is a dramatic narrative of individuals at work, and a rich portrait of a community. But while excavating the efforts of men and women to generate a basic livelihood for themselves and their families, Off the Books offers a devastating critique of the entrenched poverty that we so often ignore in America, and reveals how the underground economy is an inevitable response to the ghetto’s appalling isolation from the rest of the country.

Informal sector (Economics) --- Poor --- Travail noir --- Pauvres --- Disadvantaged, Economically --- Economically disadvantaged --- Impoverished people --- Low-income people --- Pauperism --- Poor, The --- Poor people --- Hidden economy --- Parallel economy --- Second economy --- Shadow economy --- Subterranean economy --- Underground economy --- Economic conditions --- Persons --- Social classes --- Poverty --- Artisans --- Economics --- Small business --- E-books --- Informal sector (Economics) - Illinois - Chicago --- Poor - Illinois - Chicago

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Wresinski, Joseph --- Poverty --- Poor --- Religious aspects --- Christianity --- Religious life --- -Poverty --- -Destitution --- Wealth --- Basic needs --- Begging --- Subsistence economy --- Disadvantaged, Economically --- Economically disadvantaged --- Impoverished people --- Low-income people --- Pauperism --- Poor, The --- Poor people --- Persons --- Social classes --- -Christianity --- Economic conditions --- -Religious life --- Destitution --- Religious aspects&delete& --- Poverty (Virtue) --- Poverty - Religious aspects - Christianity --- Poor - Religious life --- Wresinski, Joseph.

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Poor --- History. --- -Disadvantaged, Economically --- Economically disadvantaged --- Impoverished people --- Low-income people --- Pauperism --- Poor, The --- Poor people --- Persons --- Social classes --- Poverty --- History --- Economic conditions --- Nuremberg (Germany) --- -Economic conditions --- -History --- Disadvantaged, Economically --- Nürnberg (Germany) --- Norimberga (Germany) --- Nyremvergē (Germany) --- Ni︠u︡rnberg (Germany) --- Economic conditions. --- Poor - Germany - Nuremberg - History. --- Neurenberg (Germany)

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Nearly forty percent of humanity lives on an average of two dollars a day or less. If you've never had to survive on an income so small, it is hard to imagine. How would you put food on the table, afford a home, and educate your children? How would you handle emergencies and old age? Every day, more than a billion people around the world must answer these questions. Portfolios of the Poor is the first book to systematically explain how the poor find solutions to their everyday financial problems. The authors conducted year-long interviews with impoverished villagers and slum dwellers in Bangladesh, India, and South Africa--records that track penny by penny how specific households manage their money. The stories of these families are often surprising and inspiring. Most poor households do not live hand to mouth, spending what they earn in a desperate bid to keep afloat. Instead, they employ financial tools, many linked to informal networks and family ties. They push money into savings for reserves, squeeze money out of creditors whenever possible, run sophisticated savings clubs, and use microfinancing wherever available. Their experiences reveal new methods to fight poverty and ways to envision the next generation of banks for the "bottom billion." Indispensable for those in development studies, economics, and microfinance, Portfolios of the Poor will appeal to anyone interested in knowing more about poverty and what can be done about it.

Home economics --- Microfinance. --- Poor. --- Disadvantaged, Economically --- Economically disadvantaged --- Impoverished people --- Low-income people --- Pauperism --- Poor --- Poor, The --- Poor people --- Persons --- Social classes --- Poverty --- Micro-finance --- Microcredit --- Microenterprise lending --- Microlending --- Financial services industry --- Small business --- Budgets, Family --- Budgets, Household --- Family budgets --- Household budgets --- Household expenses --- Accounting. --- Economic conditions --- Finance --- Social stratification --- Social problems --- Microfinance --- Accounting --- Pauvres --- Microcrédit --- Economie domestique