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Collisional effects on molecular spectra : laboratory experiments and models, consequences for applications
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ISBN: 9780128227367 0128227362 9780128223642 0128223642 Year: 2021 Publisher: Amsterdam, Netherlands : Elsevier,


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Kommentar zum Versicherungsvertragsgesetz und Allgemeine Versicherungsbedingungen unter Einschluß des Versicherungsvermittlerrechts.
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ISBN: 3110142775 3111870952 311089923X 9783110142778 Year: 2013 Publisher: Berlin ; Boston : De Gruyter,

Impact mechanics
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ISBN: 0521632862 0521602890 9780521632867 9780521602891 Year: 2000 Publisher: Cambridge : Cambridge University Press,

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Automobile insurance : actuarial models
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ISBN: 0898381665 9780898381665 9048158141 9401577080 Year: 1985 Publisher: Dordrecht : Springer-Science+Business Media, B.V.,

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Abstract

The mathematical theory of non-life insurance developed much later than the theory of life insurance. The problems that occur in the former field are far more intricate for several reasons: 1. In the field oflife insurance, the company usually has to pay a claim on the policy only once: the insured dies or the policy matures only once. It is with only a few particular types of policy (for instance, sickness insurance, when the insured starts working again after a period of sickness) that a valid claim can be made on a number of different occasions. On the other hand, the general rule in non-life insurance is that the policyholder is liable to be the victim of several losses (in automobile insurance, of course, but also in burglary and fire insurance, householders' comprehensive insurance, and so on). 2. In the field of life insurance, the amount to be paid by the company­ excluding any bonuses-is determined at the inception of the policy. For the various types of life insurance contracts, the sum payable on death or at maturity of the policy is known in advance. In the field of non-life insurance, the amount of a loss is a random variable: the cost of an automobile crash, the partial or totalloss of a building as a result of fire, the number and nature of injuries, and so forth.

Bonus-malus systems in automobile insurance
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ISBN: 079239545X 9401042756 9401106312 9780792395454 Year: 1995 Volume: 19 Publisher: Boston ; Dordrecht ; London Kluwer Academic Publishers

Road-user behavior and traffic accidents.
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ISBN: 0720403383 0444109099 9780720403381 Year: 1976 Publisher: Amsterdam North-Holland

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