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For every prospective homebuyer there is a unique financial situation. Some may have past or current credit issues, others lack cash-on-hand for a down payment, and many have unpredictable incomes. But this doesn't mean these folks are any less entitled to own a home. Who Says You Can't Buy a Home! gives readers plenty of proven, powerful ways to overcome perceived obstacles to home ownership. Real estate and home-buying authority David Reed tells hopeful buyers everything they need to know about establishing credit, using government mortgage and zero money down programs, buying foreclosures, getting subprime loans, buying without a mortgage, and much more.

Mortgage loans --- House buying --- Banking --- Finance --- Business & Economics

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On the Rationality of Borrowers' Behaviour was prompted by two observations: first, mortgage take-up amongst homeowners was fairly divergent across Europe, and second, the fact that this was seen by academic researchers as well as policymakers and financial authorities as an indication of fundamental differences in the risk attitudes of homeowners. Although the time and depth of the cycles differed from one European country to another, mortgage markets have grown in size, expanded in product variation and improved borrowers' accessibility to mortgage credit. However, this expanding range of mortgage opportunities significantly increases the search and information costs for a borrower, making it harder for him to find the mortgage with the most favourable cost-risk trade-off. Nonetheless, the research reveals that homeowners are still acting as rational customers, i.e. willing and able to choose the optimal mortgage. Meanwhile, the cross-country analysis in this study highlights the role of the institutions, household characteristics, and the structure of national mortgage markets as key elements in shaping the optimal mortgage for homeowners.

Mortgage loans --- House buying --- Home ownership --- Social aspects --- Economic aspects

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Neo-Socialist Property Rights studies urban dwellers' desire for housing ownership and how their acquiring and defending of property rights reshape the state-property-family relationality in neo-socialist China. This book links property rights practice to the broader human rights discourse as both a working hypothesis and a historical question.

Home ownership --- Housing policy --- Right of property --- Ownership of homes --- Housing --- Real estate business --- House buying --- Political aspects --- E-books

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'Essential reading for decision makers and those on the front-line concerned with the provision of housing fit for the new millennium.' Chris Pond MP.

Home ownership -- Great Britain. --- Housing authorities -- Great Britain. --- Housing policy -- Great Britain. --- Public housing -- Great Britain. --- Housing policy --- Housing authorities --- Public housing --- Home ownership --- Ownership of homes --- Housing --- Real estate business --- House buying --- E-books

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Here he offers advice on topics such as: selecting the right VA lender; finding an agent in a town where there are few veterans; getting the best interest rate; refinancing VA loans; and, getting advice on VA loans while on active duty.

Mortgage loans --- Veterans --- Mortgage guarantee insurance --- House buying --- Banking --- Finance --- Business & Economics --- Home loans --- Mortgage lending --- Real estate loans --- Loans --- Secondary mortgage market --- United States. --- DVA --- D.V.A. --- VA --- V.A. (Veterans Affairs)