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Providing decent, safe, and affordable housing to low- and moderate-income families has been an important public policy goal for more than a century. In recent years there has been a clear shift of emphasis among policymakers from a focus on providing affordable rental units to providing affordable homeownership opportunities. Due in part to programs introduced by the Clinton and Bush administrations, the nation's homeownership rate is currently at an all-time high.Does a house become a home only when it comes with a deed attached? Is participation in the real-estate market a precondition to engaged citizenship or wealth creation? The real estate industry's marketing efforts and government policy initiatives might lead one to believe so. The shift in emphasis from rental subsidies to affordable homeownership opportunities has been justified in many ways. Claims for the benefits of homeownership have been largely accepted without close scrutiny. But is homeownership always beneficial for low-income Americans, or are its benefits undermined by the difficulties caused by unfavorable mortgage terms and by the poor condition or location of the homes bought?Chasing the American Dream provides a critical assessment of affordable homeownership policies and goals. Its contributors represent a variety of disciplinary perspectives and offer a thorough understanding of the economic, social, political, architectural, and cultural effects of homeownership programs, as well as their history. The editors draw together the assessments included in this book to prescribe a plan of action that lays out what must be done to make homeownership policy both effective and equitable.Contributors: Eric S. Belsky, Harvard University; Charles C. Bohl, University of Miami; Rachel G. Bratt, Tufts University; J. Michael Collins, Policy Lab Consulting Group, LLC; Walter Davis, Statistics New Zealand; Mark Duda, Harvard University; Avi Friedman, McGill University; Edward G. Goetz, University of Minnesota; Roberto G. Quercia, University of North Carolina at Chapel Hill; Carolina Katz Reid, Federal Reserve Bank of San Francisco; Nicolas Retsinas, Harvard University; William M. Rohe, University of North Carolina at Chapel Hill; Michael A. Stegman, John D. and Catherine T. MacArthur Foundation; Lawrence J. Vale, Massachusetts Institute of Technology; Shannon Van Zandt, Texas A&M University; Harry L. Watson, University of North Carolina at Chapel Hill
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Home is where the profit is.
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This book illustrates examples of successful community development on the Lower East Side of Manhattan and in the Bronx, using seven different methods of finance, only one of which is still available today. The buildings were developed between 1975 and 1997.
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Das Buch untersucht die Ursachen für das hohe Armutsrisiko alleinerziehender Mütter in Deutschland. Es werden sowohl die Familien- und Erwerbsverläufe als auch der institutionelle Kontext betrachtet. In quantitativen Analysen werden der armutsverstärkende Effekt der sozialen Komposition und des Alleinerziehens identifiziert. Anhand eines Periodenvergleichs und eines Vergleichs mit UK wird der Einfluss des institutionellen Kontexts quantifiziert. Alleinerziehende gehören in Deutschland konstant zu den am meisten von Armut betroffenen Bevölkerungsgruppen: Während die Armutsrate der gesamten Bevölkerung im Jahr 2016 bei 16,5% und die von Paarhaushalten mit Kindern bei 'nur' 10% lag, waren doppelt bzw. dreimal so viele (32,5%) Alleinerziehende von Armut betroffen. 90% aller Alleinerziehenden sind Frauen. Obwohl das hohe Armutsausmaß alleinerziehender Mütter wissenschaftlich bestens dokumentiert ist, sind die Ursachen bisher wenig erforscht. Dieses Buch entwickelt anhand der Lebensverlaufsperspektive ein Theoriemodell, das sowohl die dynamischen Interdependenzen von Familien- und Erwerbsverläufen als auch den rahmenden Einfluss bestehender Familien- und Arbeitsmarktpolitik systematisch berücksichtigt. Es werden folgende Forschungsfragen beantwortet: Inwiefern ist dieses hohe Armutsrisiko das Ergebnis eines endogenen Selektionsprozesses ins Alleinerziehen oder des Alleinerziehens per se? Inwiefern trägt die Differenzierung von drei Wegen ins Alleinerziehen (Trennung einer Ehe, Trennung einer nichteheliche Lebensgemeinschaft, außerpartnerschaftliche Kindesgeburt) zum Verständnis dieser Effekte bei? Inwiefern werden diese beiden Effekte vom bestehenden institutionellen Kontext moderiert? Diese Fragen wurden anhand von Daten des Sozio-Ökonomischen Panel (SOEP) mit verschiedenen quantitativen Methoden empirisch analysiert. Im Vergleich zu Frauen, die nicht alleinerziehend werden, weisen zukünftige Alleinerziehende bereits zwei Jahre vor dem Übergang ins Alleinerziehen ein sub.
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Rental housing --- Low-income housing --- Low-income housing. --- Poor --- Housing --- Inclusionary housing programs --- Real estate business --- Rent
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The Wallace Foundation's National Summer Learning Study, conducted by RAND and launched in 2011, offers the first assessment of district-run voluntary summer programs over the short and long run. This report, the second of five that will result from the study, looks at how summer programs affected student performance on math, reading, and social and emotional assessments in fall 2013.
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Hailed as a great success, welfare reform resulted in a dramatic decline in the welfare rolls--from 4.4 million families in 1996 to 2.1 million in 2001. But what does this ""success"" look like to the welfare mothers and welfare caseworkers who experienced it? In Flat Broke, With Children, Sharon Hays tells us the story of welfare reform from inside the welfare office and inside the lives of welfare mothers, describing the challenges that welfare recipients face in managing their work, their families, and the rules and regulations of welfare reform. Welfare reform, experienced on the ground, i
Public welfare --- Welfare recipients --- Poor women --- Mothers --- Low-income single mothers --- Poor single mothers --- Low-income mothers --- Single mothers --- United States.
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Singapore's successful public housing programme is a source of political legitimacy for the ruling People's Action Party. Beng-Huat Chua accounts for the success of public housing in Singapore and draws out lessons for other nations. Housing in Singapore, he explains in this incisive analysis, is seen neither as a consumer good (as in the US) nor as a social right (as in the social democracies of Europe). The author goes on to look at the ways in which Singapore's planners have dealt with the problems of creating communities in a modern urban environment. He concludes that the success of the
Public housing --- City planning --- Government policy --- Government housing projects --- Housing policy --- Low-income housing --- Social housing
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This report illustrates how local governments can realize the full benefit of inclusionaryhousing policies, which require developers of new market-rate real estate to providesome affordable units for lower-income residents. Policy makers, practitioners, and localleaders will learn how to build public support, use data to inform program design,establish reasonable expectations for developers, and ensure long-term program quality.
Inclusionary housing programs --- Low-income housing --- Mixed-income housing --- Housing --- Housing programs, Inclusionary --- Housing policy --- Zoning
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'Making Education Work for the Poor' identifies wealth inequality as the gravest threat to the American education system. Today, wealth, rather than individuals' effort and ability, determines educational outcomes. This book calls for universal Opportunity Investment Accounts to be the cornerstone of the wealth-building agenda the nation needs to salvage the American Dream.
Low-income students --- College costs --- Education savings accounts --- Education, Higher --- Education. --- Finance --- Poor students --- Students
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