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* Balanced assessment of recent savings-led programs in microfinance* Contributors include wide range of scholars and practitionersThe entry of the private sector into financial services for the poor is a relatively new development, but already the glossy promises of credit-led microfinance are facing scrutiny from the development community. Policymakers and economists have begun picking through the hype of microfinance to identify where and how top-down loans might fit into broader human development efforts. To many, the answer involves shifting focus to another financial service: savings. Serving as a strong and perhaps more effective tool than microcredit, micro savings is quickly becoming a lauded poverty-alleviation tool.Contributors to Financial Promise for the Poor cover current innovations in microsavings happening around the world. They describe how savings group members in the developing world are avoiding many of the financial liabilities and debt of other microfinance programs while gaining skills and finding opportunities in collective enterprise. The turn from credit to savings speaks to the growing empowerment of individuals and communities as they break the bonds of indebtedness and find their own paths to financial security.

Microfinance --- Savings and loan associations --- Rotating credit associations --- Poor --- Credit associations, Rotating --- ROSCAs (Rotating credit associations) --- Rotating savings and credit associations --- Stokvels --- Banks and banking, Cooperative --- Building and loan associations --- Building societies --- Cooperative building associations --- Depository institutions --- Loan associations --- Provident loan associations --- S and L's --- Thrift institutions --- Community organization --- Private finance --- Developing countries

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Family law. Inheritance law --- Law of real property --- Belgium --- Inheritance and succession --- Rotating credit associations --- Accretion (Law) --- Successions et héritages --- Tontines (Associations d'épargne) --- Accroissement (Droit) --- Law and legislation --- Droit --- BPB0902 --- Tontine --- Droit successoral --- BE / Belgium - België - Belgique --- 347.451 --- 347.63 --- V56 Droit des régimes matrimoniaux - Huwelijksvermogensrecht --- erfrecht --- vermogensrecht --- Erfrecht --- Rentes. Altijddurende rente. Gewone grondrente. Lijfrente. --- Erfopvolging. --- droit successoral --- droit patrimonial --- Successions et héritages --- Tontines (Associations d'épargne) --- Civil law --- Case studies --- Insurance [Life ] --- Tontine life insurance policies --- BE / Belgium - België - Belgique --- V56 Droit des régimes matrimoniaux - Huwelijksvermogensrecht --- Rentes. Altijddurende rente. Gewone grondrente. Lijfrente --- Erfopvolging --- diritto successorio --- derecho sucesorio --- pärimisõigus --- perintöoikeus --- dedno pravo --- prawo spadkowe --- ligji i trashëgimisë --- paveldėjimo teisė --- наследно право --- öröklési jog --- lagstiftning om arvsrätt --- dlí an chomharbais --- direito sucessório --- arveret --- law of succession --- nasljedno pravo --- dedičské právo --- наследствено право --- mantojuma tiesības --- κληρονομικό δικαίωμα --- liġi tas-suċċessjoni --- dreptul succesiunilor --- dědické právo --- Erbrecht --- pravo nasljeđivanja --- Закон за наследување --- тестаментално наследување --- dědění ze zákona --- įpėdinystės teisė --- граѓанско применето право --- законско наследување --- sukcese --- dědění ze závěti