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Providing decent, safe, and affordable housing to low- and moderate-income families has been an important public policy goal for more than a century. In recent years there has been a clear shift of emphasis among policymakers from a focus on providing affordable rental units to providing affordable homeownership opportunities. Due in part to programs introduced by the Clinton and Bush administrations, the nation's homeownership rate is currently at an all-time high.Does a house become a home only when it comes with a deed attached? Is participation in the real-estate market a precondition to engaged citizenship or wealth creation? The real estate industry's marketing efforts and government policy initiatives might lead one to believe so. The shift in emphasis from rental subsidies to affordable homeownership opportunities has been justified in many ways. Claims for the benefits of homeownership have been largely accepted without close scrutiny. But is homeownership always beneficial for low-income Americans, or are its benefits undermined by the difficulties caused by unfavorable mortgage terms and by the poor condition or location of the homes bought?Chasing the American Dream provides a critical assessment of affordable homeownership policies and goals. Its contributors represent a variety of disciplinary perspectives and offer a thorough understanding of the economic, social, political, architectural, and cultural effects of homeownership programs, as well as their history. The editors draw together the assessments included in this book to prescribe a plan of action that lays out what must be done to make homeownership policy both effective and equitable.Contributors: Eric S. Belsky, Harvard University; Charles C. Bohl, University of Miami; Rachel G. Bratt, Tufts University; J. Michael Collins, Policy Lab Consulting Group, LLC; Walter Davis, Statistics New Zealand; Mark Duda, Harvard University; Avi Friedman, McGill University; Edward G. Goetz, University of Minnesota; Roberto G. Quercia, University of North Carolina at Chapel Hill; Carolina Katz Reid, Federal Reserve Bank of San Francisco; Nicolas Retsinas, Harvard University; William M. Rohe, University of North Carolina at Chapel Hill; Michael A. Stegman, John D. and Catherine T. MacArthur Foundation; Lawrence J. Vale, Massachusetts Institute of Technology; Shannon Van Zandt, Texas A&M University; Harry L. Watson, University of North Carolina at Chapel Hill

Home ownership --- Low-income housing

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This book illustrates examples of successful community development on the Lower East Side of Manhattan and in the Bronx, using seven different methods of finance, only one of which is still available today. The buildings were developed between 1975 and 1997.

Low-income housing --- New York (State)

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Hailed as a great success, welfare reform resulted in a dramatic decline in the welfare rolls--from 4.4 million families in 1996 to 2.1 million in 2001. But what does this ""success"" look like to the welfare mothers and welfare caseworkers who experienced it? In Flat Broke, With Children, Sharon Hays tells us the story of welfare reform from inside the welfare office and inside the lives of welfare mothers, describing the challenges that welfare recipients face in managing their work, their families, and the rules and regulations of welfare reform. Welfare reform, experienced on the ground, i

Public welfare --- Welfare recipients --- Poor women --- Mothers --- Low-income single mothers --- Poor single mothers --- Low-income mothers --- Single mothers --- United States.

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This report illustrates how local governments can realize the full benefit of inclusionaryhousing policies, which require developers of new market-rate real estate to providesome affordable units for lower-income residents. Policy makers, practitioners, and localleaders will learn how to build public support, use data to inform program design,establish reasonable expectations for developers, and ensure long-term program quality.

Inclusionary housing programs --- Low-income housing --- Mixed-income housing --- Housing --- Housing programs, Inclusionary --- Housing policy --- Zoning

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Common spaces in Housing Units (HU*) compiles the research in social housing done by Rozana Montiel Estudio de Arquitectura (REA). The post-its are graphic aphorisms collecting the observations and solutions reached in three of our rehabilitation projects commissioned by INFONAVIT: Common-Unity in Mexico City, Court in Veracruz, and Fresnillo Playground in Zacatecas. Our design work provides a non-linear reading of the three projects and records both a process and a result. The book is a guide to the texts and sub-texts of public space in social housing, where redrawing becomes an exercise of transforming space into a habitable place.

City planning --- Architecture and society --- Low-income housing --- Housing --- Rozana Montiel Estudio de Arquitectura (Firm)