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By the end of 2003, consumer debt in the U.S. reached 2 trillion. By 2005, the average American may be carrying over 50,000 in consumer debt and that doesn't count mortgages or car loans. It's unsecured debt related to consumer spending. This borrowing is expensive and is fundamentally changing the way Americans live. Credit scores have become the golden keys to successful living. But what does it all mean? How do you know you're managing your credit wisely? In a credit-based economy, your credit score means as much to you as money in the bank meant to your grandparents. This book explains,
Consumer credit. --- Credit cards. --- Credit scoring systems. --- Finance, Personal.
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PCI DSS has recently updated its standard to 3.1. While the changes are fairly minor in nature, there are massive implications to companies relying on SSL as a scope reducing tool inside their enterprise. This update book goes through the specific changes to PCI DSS 3.1, and includes new case studies that discuss the specific implications for making the change to 3.1. This concise supplement also includes a detailed explanation of each changed requirement and how it will impact your environment. PCI Compliance, 3.1 Addendum serves as an update to Syngress’ comprehensive reference volume PCI Compliance, Fourth Edition . Includes all system updates to the new version of PCI DSS 3.1 Details and describes each update and enhancement Includes case studies that illustrate when and where these changes will effect and improve your enterprise
Credit cards --- Data protection. --- Security measures. --- Security measures --- Standards.
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Credit cards --- Debit cards --- Electronic funds transfers --- United States.
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Credit cards --- Debit cards --- Electronic funds transfers --- United States.
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"The worldwide success of VISA International, Dee Hock asserts, is due to its chaordic structure: it is owned by 22,000 member banks, which both compete with each other for 750 million customers and must cooperate by honoring one another's $1.25 trillion in transactions annually across borders and currencies. Birth of the Chaordic Age is the story of how that structure came into being."--Jacket.
Businessmen --- Bank credit cards --- Charge account bank plans --- Credit cards --- History --- Hock, Dee, --- VISA International --- History. --- E-books --- Finance --- Business & Economics --- Banking --- Business men --- Businesspeople
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This book was the first comprehensive treatment of credit cards in the global economy. The topic is timely not only because of the attention focused on cards as a contributor to the substantial rise in consumer borrowing, but also because of the role of cards in the recent retrenchment in the U.S. bankruptcy system. Relying on data from the US, the UK, Canada, Australia, and Japan, Charging Ahead includes the first careful statistical analysis of the relation between the rise of credit card use and broader macroeconomic phenomena like consumer borrowing, savings, and bankruptcy. It also provides a broad narrative of how credit cards have come to be used so differently around the world. Finally, it sets out a detailed and coherent program for regulatory intervention grounded in both empirical analysis and the existing theoretical literature.
Credit cards. --- Credit cards --- Commercial law --- Cards, Charge --- Cards, Credit --- Charge cards --- Consumer credit --- Point-of-sale systems industry --- Charge accounts --- Law and legislation. --- Law --- General and Others
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Shows that the key to effectively leading difficult meetings lies not in acquiring more tools and techniques but in your state of mind Offers dozens of stories, exercises and practices to help readers cultivate a grounded, compassionate, purposeful presence Draws on Dressler's interviews with 35 distinguished experts in facilitation, negotiation, organizational development and leadershipHigh heat meetings seem to be happening in more and more organizations these days. Situations where participants are polarized, angry, fearful, confused. If you facilitate meetings for a living, all your
Bank credit cards -- History. --- Businessmen -- United States -- Biography. --- Hock, Dee, 1929-. --- VISA International -- History. --- Businessmen --- Bank credit cards --- Finance --- Business & Economics --- Banking --- History --- History. --- Hock, Dee, --- VISA International --- Charge account bank plans --- Credit cards --- E-books --- Business meetings. --- Management. --- Administration --- Industrial relations --- Organization --- Meetings --- Business meetings --- Management
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The Credit Card Accountability Responsibility and Disclosure Act of 2009 (""CARD Act"" or ""the Act"") changed the landscape of the credit card market. The CARD Act was enacted to ""establish fair and transparent practices related to the extension of credit"" in this market, regulating both the underwriting and pricing of credit card accounts. The CARD Act directs the Consumer Financial Protection Bureau to conduct a biennial review of the consumer credit card market, including the effect of the Act on the cost and availability of credit and the adequacy of protections for consumers relating t
Banking law. --- Credit cards --- Commercial law --- Banks and banking --- Law, Banking --- Financial institutions --- Law and legislation. --- Law and legislation --- Banking law --- E-books
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