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From the observation that population ageing goes together with an increasing importance of age specific social risks, like financial and (long-term) care dependency, this dissertation investigates how elderly protection themselves against the financial and physical dimensions of old age dependency. This PhD investigates the sources used by the Belgian elderly population to protect themselves against the financial and physical dimensions of old age dependency. Based on thenbsp;perspective, developed by Rainwater et al. (1986), the clustering of income and care sources into resp. income and care packages is investigated. Particular attention is paid to differences (inequalities) amongnbsp;elderly population, and to the reproduction of inequalities from one package to another. To put it differently, we investigate whether inequalities in the old age income package are reflected in inequalities in the old age care package. ing and Retirement in Europe (SHARE) are used. The research population is limited to individuals aged 60 and over living in private households in Belgium. A quantitative research design isnbsp;up to investigate the research questions that arose from the literature review including amongnbsp;the main results from earlier research on the social protection of the elderly population. Cluster analysis was the main technique used to investigate the existance of clusters of income and care sources in the data. For the income package, different techniques are used to calculate the contribution of the different sources available to the elderly population. For example, financial assets, like savings, stocks and bonds, are transposed to fictitious annuities and added to the available income from other sources. sources more often have anbsp;generous old age income package, and, in addition, elderly with a more generous personal income package overall also have a more generous asset package. Similar results were found for the direct contribution of the asset package, including the direct revenues fromnbsp;assets and secondary residence, and fornbsp;simulated contribution of the asset package, that includes simulated annuities based on the wealth accumulated in financial assetsnbsp;secondary residence as well as a reverse mortgage on home ownership. installed in Belgium and that covers a wide range of health and social care services protecting the older population against the negative consequences of functional dependency in old age.

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• Reference Manager
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• Reference Manager
• EndNote
• RefWorks (Direct export to RefWorks)