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Book
Financing Prosperity by Dealing with Debt
Authors: ---
Year: 2022 Publisher: London, United Kingdom : UCL Press,

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In an era when many of us depend on debt to survive but struggle with its consequences, Financing Prosperity by Dealing with Debt draws together current thinking on how to solve debt crises and promote inclusive prosperity. By profiling existing action by credit unions and community organisations, alongside bold proposals for the future, with contributions from artists, activists and academics, the book shows how we can rethink the validity and inevitability of many contemporary forms of debt through organising debt audits, promoting debt cancellation and expanding member-owned co-operatives. The authors set out legal and political methods for changing the rules of the system to provide debt relief and reshape economies for more inclusive and sustainable flourishing. The book also profiles community-based actions that are changing the role of debt in economic, social and political life - among them, participatory art projects, radical advice networks and ways of financing feminist green transitions. While much of the research and activism documented here has taken place in London, the contributors show how different initiatives draw from and generate inspiration elsewhere, from debt audits across the global south, creative interventions around the UK and grassroots movements in North America. Financing Prosperity by Dealing with Debt moves beyond critique to present a wealth of concrete ways to tackle debt and forge the prosperous communities we want for the future.


Book
Economics for Life : Real-World Financial Literacy
Author:
Year: 2023 Publisher: Philadelphia : Temple University Press,

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America has evolved into an ownership society. Home-buying decisions, resource allocation, debt exposure, and financial planning for the future are now left to individuals, with little guidance from the companies or institutions they work for. Economics, with its insistence on quantifying ideas and putting specific quantitative values on all manner of phenomena, can help us sort through many puzzling dilemmas. Economics for Life: Real-World Financial Literacy is designed to help soon-to-be college graduates emerge into the start of their "real lives" with better comprehension of how to analyze the financial decisions that they will soon have to make. Written in an easy-to-read, conversational style, this textbook will help students learn how to make decisions on saving and investing for retirement, buying a car, buying a home, as well as how to safely navigate the use of debt and credit cards.


Book
Student loans and the dynamics of debt
Authors: ---
ISBN: 0880994878 9780880994873 9780880994842 0880994843 9780880994859 0880994851 Year: 2015 Publisher: Kalamazoo, Michigan : W.E. Upjohn Institute for Employment Research,

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Book
Kinderstube des Kapitalismus? : Monetäre Erziehung im 18. und 19. Jahrhundert
Authors: ---
ISBN: 3110398176 3110379120 3110374390 Year: 2017 Publisher: München ; Wien : De Gruyter Oldenbourg,

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Früh übt sich? Geld in den Händen von Kindern – als modernes Mittel in der sich entfaltenden kapitalistischen Ökonomie und als moralisch gefährliches Objekt – war im 18. Jahrhundert Anlass für erhebliche Auseinandersetzungen in Großbritannien und dem deutschsprachigen Raum. Als Gegenstand von philanthropischen Reformideen, von popularisierenden Schriften zur Ökonomie, von Kinderbüchern und Schulreformern spielte Geld eine durchweg ambivalente Rolle – auch in Kindheitserinnerungen und Spielwaren. Das neue Verhältnis zwischen Kindheit und Geld war nicht auf die bürgerlichen Schichten begrenzt. Auch für Kinder aus Arbeiterfamilien wurden konkrete monetäre Erziehungsideale formuliert und soziale Praktiken eingeübt. Die vorliegende Studie betrachtet die Geschichte des Kapitalismus aus der Seitenkulisse. Eng verknüpft mit historischen Gefühlskulturen, mit Zukunftskonzepten und mit Kindheitsvorstellungen entsteht dadurch eine Kulturgeschichte des Ökonomischen, die die Grenzen der herkömmlichen Kultur- und Wirtschaftsgeschichte überschreitet. Nursery of Capitalism examines the relationship between children and money in the 18th and 19th centuries. In the modern era, money came to symbolize both a resource for rationalization and a morally dangerous object. The author reveals that this ambivalence surfaced particularly in educating children to become economic citizens, and thus extends the history of economic subjectivity to include the perspective of children.


Book
Finanzielle Allgemeinbildung : Bildung als Mittel der Armutsprävention in der Kreditgesellschaft
Author:
ISBN: 3845258659 3789083623 Year: 2003 Publisher: Baden-Baden : Nomos Verlagsgesellschaft mbH & Co. KG,

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Der produktive Gebrauch von Finanzdienstleistungen ist zum Schlüssel für die Teilhabe am modernen Wirtschaftsleben geworden. "Finanzielle Allgemeinbildung" soll in der Kommunikation zwischen Anbietern und Kunden die Fähigkeit beider Seiten erhöhen, Finanzdienstleistungen und Lebensbedürfnisse besser aufeinander abzustimmen. Ohne sie wird die moderne Kreditgesellschaft höhere Überschuldung, Ausschluss und Risiken vor allem für die unteren Bevölkerungsschichten mit sich bringen. Ansätze für eine »Finanzielle Allgemeinbildung« haben sich in der Bundesrepublik im Vergleich zu den USA und Großbritannien erst in Anfängen etabliert. Die vorliegende, mit Unterstützung des Bundesministeriums für Familie, Senioren, Frauen und Jugend im Rahmen eines Forschungsprojektes von 1999 und 2001 im Institut für Finanzdienstleistungen e.V. (iff) durchgeführte Untersuchung will diese Diskussion eröffnen. Sie setzt sich kritisch mit Bildungskonzepten in Deutschland und vergleichend in den USA und Großbritannien auseinander, ermittelt die Ziele sowie methodische Ansätze einer »Finanziellen Allgemeinbildung« aus der Perspektive eines sozialen Verbraucherschutzes. Prof. Dr. Udo Reifner ist Direktor des iff e.V.


Book
Financing prosperity by dealing with debt
Authors: ---
ISBN: 1800081871 180008188X Year: 2022 Publisher: London : UCL Press,

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Abstract

In an era when many of us depend on debt to survive but struggle with its consequences, Financing Prosperity by Dealing with Debt draws together current thinking on how to solve debt crises and promote inclusive prosperity. By profiling existing action by credit unions and community organisations, alongside bold proposals for the future, with contributions from artists, activists and academics, the book shows how we can rethink the validity and inevitability of many contemporary forms of debt through organising debt audits, promoting debt cancellation and expanding member-owned co-operatives. The authors set out legal and political methods for changing the rules of the system to provide debt relief and reshape economies for more inclusive and sustainable flourishing. The book also profiles community-based actions that are changing the role of debt in economic, social and political life - among them, participatory art projects, radical advice networks and ways of financing feminist green transitions. While much of the research and activism documented here has taken place in London, the contributors show how different initiatives draw from and generate inspiration elsewhere, from debt audits across the global south, creative interventions around the UK and grassroots movements in North America. Financing Prosperity by Dealing with Debt moves beyond critique to present a wealth of concrete ways to tackle debt and forge the prosperous communities we want for the future.


Book
Development of a K-12 financial education curriculum assessment rubric
Author:
ISBN: 0833093606 9780833093608 Year: 2015 Publisher: Santa Monica, California : RAND Corporation,


Book
Debtfare states and the poverty industry : money, discipline and the surplus population
Author:
ISBN: 041582267X 1315761955 1317646738 0415822661 1322156158 131764672X 9780415822664 9780415822671 9781317646723 9781315761954 9781317646730 Year: 2014 Publisher: London, [England] ; New York : Routledge,

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"This book theorizes the politics of debt and credit that underpins the expansion of consumer credit to the poor and addresses the role of states in facilitating consumer credit, in the developed and developing world. It features a range of case studies on pension securitization, credit cards, payday and student loans in the United States, and micro-lending and housing finance in Mexico"--


Book
Faith, Finance, and Economy : Beliefs and Economic Well-Being
Authors: --- ---
ISBN: 3030387844 3030387836 Year: 2020 Publisher: Singapore Springer Nature

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This open access book seeks to foster a multidisciplinary understanding of the ties between faith, financial intermediation, and economic progress by drawing on research across economics, finance, history, philosophy, ethics, theology, public policy, law, and other disciplines. Chapters in this edited volume examine themes as consequential as economic opportunities, real world outcomes and faith; values and consumerism; faith, financial intermediation and economic development in Western and Islamic societies; and the impact of faith issues on US workers, on the workplace and religion, and on the characteristics of good wealth. Though engaging with difficult questions, this book is written in an accessible style to be enjoyed by laypeople and scholars alike.

Keywords

Culture—Economic aspects. --- Business—Religious aspects. --- Personal finance. --- Pension plans. --- Religion and sociology. --- Macroeconomics. --- Bank marketing. --- Cultural Economics. --- Faith, Spirituality and Business. --- Personal Finance/Wealth Management/Pension Planning. --- Religion and Society. --- Macroeconomics/Monetary Economics//Financial Economics. --- Financial Services. --- Banks and banking --- Marketing of bank services --- Marketing of banking services --- Marketing --- Economics --- Religion and society --- Religious sociology --- Society and religion --- Sociology, Religious --- Sociology and religion --- Sociology of religion --- Sociology --- Finance, Personal --- Financial management, Personal --- Financial planning, Personal --- Personal finance --- Personal financial management --- Personal financial planning --- Finance --- Financial literacy --- Planning --- Cultural Economics --- Faith, Spirituality and Business --- Personal Finance/Wealth Management/Pension Planning --- Religion and Society --- Macroeconomics/Monetary Economics//Financial Economics --- Financial Services --- Business Ethics --- Personal Finance, Wealth Management, Pension Planning --- Sociology of Religion --- Macroeconomics and Monetary Economics --- Theology and Economics --- Christianity --- Biblical stewardship --- Islamic Finance --- inequality --- moral ecology --- Open Access --- Business ethics & social responsibility --- Religious life & practice --- Religious issues & debates --- Macroeconomics --- Monetary economics --- Banking --- Culture --- Business --- Pension trusts. --- Economic aspects. --- Religious aspects.

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