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Text messages (Cell phone systems)

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We worked with two microlenders to test impacts of randomly assigned reminders for loan repayments in the "text messaging capital of the world". We do not find strong evidence that loss versus gain framing or messaging timing matter. Messages only robustly improve repayment when they include the loan officer's name. This effect holds for clients serviced by the loan officer previously but not for first-time borrowers. Taken together, the results highlight the potential and limits of communications technology for mitigating moral hazard, and suggest that personal obligation/reciprocity between borrowers and bank employees can be harnessed to help overcome market failures.

Text messages (Cell phone systems) --- Microfinance. --- Loans.

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Kristina Grish's 'The Joy of Text' explores the evolving landscape of modern dating influenced by technology. The book delves into the implications of communication through emails, text messages, and instant messaging on romantic relationships. With a humorous and insightful approach, Grish provides guidance on navigating the complexities of digital communication to foster meaningful connections. Aimed primarily at single women, the book offers rules and strategies to effectively use technology for dating, addressing common dilemmas like interpreting typos or crafting online profiles. Grish emphasizes the importance of understanding and adapting to various communication platforms to improve romantic interactions in the digital age.

Online dating. --- Text messages (Cell phone systems) --- Online dating

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Dark and atmospheric science fiction books for struggling readers. The stories centre around Matt Merton and his plight to save the Earth from extinction in the aftermath of an alien invasion. Written for readers aged 10 to 14, who have a reading age of 7 to 8, each book offers a satisfying and worthwhile read, with fast-moving narratives, specially-designed text and thought-provoking themes.

Aliens -- Juvenile fiction. --- Extraterrestrial beings -- Juvenile fiction. --- Text messages (Cell phone systems) -- Juvenile fiction.

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Les pratiques plurilingues dans la communication par textos. La communication par texto (SMS et WhatsApp) a conquis les rituels de socialisation de la vie de tous les jours. Par l'intensification des connectivités socio-technologiques qu'elle accompagne, elle a contribué à la diversification des possibilités de contact linguistique. Dans ce contexte, les pratiques plurilingues sont en effet courantes. Cet ouvrage en rend compte en décrivant précisément ce que les utilisateurs font lorsqu'ils utilisent différentes langues dans leurs textos, en détaillant comment ils le font et en identifiant les régularités dans ces pratiques. Sur la base d'un dispositif méthodologique pluridimensionnel (linguistique, sociolinguistique et interactionnel), il expose les spécificités d'un nouveau type de compétence plurilingue liée à une communauté dont les membres ne communiquent pas forcément à l'aide de différentes langues dans leurs pratiques quotidiennes mais qui, lorsqu'ils passent à de l'écrit électronique informel, combinent de façon ludique et souvent virtuose les moyens hétérosémiotiques à leur disposition.

Text messages (Cell phone systems) --- Social aspects. --- SMS (short message service) --- Whatsapp