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Employer-sponsored health insurance

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"In this timely new book, Nan L. Maxwell examines the behavior of firms with respect to their provision of health care prior to ACA deliberations and uses those behaviors to forecast changes in employer-sponsored health insurance (ESI) once the ACA is fully implemented. Her analysis focuses on potential changes in the ESI offer due to implementation of the ACA concerning access and quality. The ACA will likely influence the behavior of virtually all firms that offered health insurance at the time of its passage. The ACA is unlikely to incentivize small firms to offer health insurance if they did not already offer it when the act was passed. The differences in ESI coverage and quality of the offer made to low-wage and high-wage workers is likely to converge when the ACA is fully implemented. Disparities in the offer of benefits other than health insurance might increase between low-wage and high-wage firms." -- Publisher's website.

Employer-sponsored health insurance

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Employer-sponsored health insurance --- Postemployment benefits --- Finance.

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While many employers have cut back their health insurance benefits in response to rising costs, some employers continue to pay 100 percent of premiums for their employees. In 2005, almost one-quarter of employees in establishments with health insurance worked in firms that offered at least one plan where the employer required no employee contribution to the health insurance premium for at least one plan with single coverage. This Statistical Brief presents estimates of offer rates and enrollment in employer-sponsored health insurance plans requiring no employee contribution in the ten most populous states in 2005. The availability of such plans varies considerably by state and firm size, among other factors. State variations from the national average are discussed. The estimates shown in this brief, which are drawn from the Insurance Component of the Medical Expenditure Panel Survey (MEPS-IC), look at both single and family coverage in the private sector of the economy. In addition to all firms, estimates for employees working for small (less than 50 employees) and large (50 or more employees) firms are shown. All differences between estimates discussed in the text are statistically significant at the 0.05 level.

Employer-sponsored health insurance --- Health insurance.

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Using data from the 1999 and 2002 MEPS-IC, this Statistical Brief examines the values of copays and deductibles for employer-sponsored health insurance.

Employer-sponsored health insurance --- Health insurance --- Costs.