TY - BOOK ID - 961543 TI - Deposit insurance: actual and good practices PY - 2000 VL - 197 SN - 1557759480 1462389546 1452748977 9781557759481 PB - Washington, D.C. DB - UniCat KW - Money. Monetary policy KW - Deposit insurance KW - banken KW - financiën KW - investeringen KW - wereld KW - 336.71 KW - 368 KW - 330.32 KW - AA* / International - Internationaal KW - 368.611 KW - 333.432.8 KW - 330.05 KW - 368.85400973 KW - Bank deposit insurance KW - Banks and banking KW - Insurance, Deposit KW - Savings insurance KW - Insurance KW - Bankwezen KW - Verzekeringswezen KW - Investeringen. Investeringstheorie. Investeringskredieten. Investeringsprojecten. Investeringsquote KW - Bankdepositoverzekering. Kredietverzekering. Waarborg op bankdeposito's. Delcredere. KW - Internationale monetaire organisatie. Internationaal Muntfonds. Algemene leningovereenkomsten. KW - Government guaranty of deposits KW - Working papers KW - Deposit insurance. KW - Borgsom KW - Depositobeschermingsregeling KW - Borgsom. KW - Depositobeschermingsregeling. KW - 330.32 Investeringen. Investeringstheorie. Investeringskredieten. Investeringsprojecten. Investeringsquote KW - 368 Verzekeringswezen KW - 336.71 Bankwezen KW - Internationale monetaire organisatie. Internationaal Muntfonds. Algemene leningovereenkomsten KW - Bankdepositoverzekering. Kredietverzekering. Waarborg op bankdeposito's. Delcredere KW - Banks and Banking KW - Finance: General KW - Financial Risk Management KW - Macroeconomics KW - Financial Institutions and Services: Government Policy and Regulation KW - Banks KW - Depository Institutions KW - Micro Finance Institutions KW - Mortgages KW - General Financial Markets: Government Policy and Regulation KW - Financial Crises KW - Insurance Companies KW - Actuarial Studies KW - Economic & financial crises & disasters KW - Banking KW - Finance KW - Insurance & actuarial studies KW - Bank deposits KW - Commercial banks KW - Lender of last resort KW - Financial crises KW - Financial institutions KW - Financial services KW - Systemic crises KW - Crisis management KW - Financial risk management KW - Banks and banking, Central KW - United States UR - https://www.unicat.be/uniCat?func=search&query=sysid:961543 AB - This paper demonstrates a well-designed deposit guarantee system can strengthen incentives for owners, managers, depositors and other creditors, borrowers, regulators and supervisors, and politicians. Borrowers should be aware that they will have to repay their loans if their bank fails and will be encouraged to keep their loans current where offsetting is limited to past-due loans. The performance of insurers, regulators, and supervisors as agents will improve where they know that they can take justifiable actions without political interference and will be held accountable for their actions to their principals. Despite the improvements, and possibly partly because there are issues in deposit insurance design that remain to be resolved, financial crises have been prevalent during the 1990s. This situation has forced a number of countries to offer a blanket guarantee to restore confidence and to allow the continued functioning of the financial system while the authorities take time to design a plan for the resolution of the crisis. ER -