TY - BOOK ID - 85296932 TI - Financial regulation AU - Faia, Ester AU - Hackethal, Andreas AU - Haliassos, Michael AU - Langenbucher, Katja PY - 2015 SN - 1316028348 1316028828 1316477274 131603027X 1316031233 1316029794 1316032191 1316026647 1107084261 1107446228 9781316026649 9781316032190 9781316031711 1316031713 9781107446229 9781316031230 9781107084261 9781107446229 PB - Cambridge, United Kingdom New York DB - UniCat KW - Finance KW - Monetary policy KW - Financial institutions KW - Financial crises KW - Crashes, Financial KW - Crises, Financial KW - Financial crashes KW - Financial panics KW - Panics (Finance) KW - Stock exchange crashes KW - Stock market panics KW - Crises KW - Financial intermediaries KW - Lending institutions KW - Associations, institutions, etc. KW - Monetary management KW - Economic policy KW - Currency boards KW - Money supply KW - Funding KW - Funds KW - Economics KW - Currency question KW - Government policy KW - Law and legislation KW - Prevention. UR - https://www.unicat.be/uniCat?func=search&query=sysid:85296932 AB - The 2007 to 2009 financial crisis resulted in the re-emergence of the debate on financial regulation and its relationships with other macroeconomic policies, particularly monetary policy. In Europe, the financial crisis was followed by the sovereign debt crisis, as the bail-out of the financial sector put strains on public finances in several countries. The sequence of events called for a strengthening of the union, ranging from a common framework for supervisory policy that could minimize the risk of unforeseen bank or country defaults to a common resolution mechanism that could set equal rules across countries and reduce ex-ante mis-incentives to risk-taking and moral hazard. This analysis of the state of and prospects for financial regulation examines the lending and saving behavior of banks and households as well as their borrowing activities in order to understand the conflicting priorities and complicated decisions involved in the development and implementation of financial legislation. ER -