TY - BOOK ID - 590536 TI - Fragile by design : the political origins of banking crises and scarce credit AU - Calomiris, Charles W. AU - Haber, Stephen H. PY - 2014 SN - 9780691155241 0691155240 1306130441 1400849926 0691168350 PB - Princeton, N.J. Princeton University Press DB - UniCat KW - Private finance KW - Banks and banking KW - Bank failures KW - Credit KW - Banques KW - Crédit KW - History. KW - History KW - Histoire KW - Faillites KW - 331.162.0 KW - 333.101 KW - 333.139.2 KW - 333.17 KW - 333.70 KW - AA / International- internationaal KW - Geschiedenis van de particuliere financiën: algemeenheden. KW - Banksysteem en bankstelsel. KW - Bankcontrole en -reglementering. Reglementering van het bankberoep. KW - Crises, saneringen en hervormingen van het bankwezen. KW - Theorie en organisatie van het bankkrediet. KW - Crédit KW - Borrowing KW - Failure of banks KW - Geschiedenis van de particuliere financiën: algemeenheden KW - Banksysteem en bankstelsel KW - Bankcontrole en -reglementering. Reglementering van het bankberoep KW - Crises, saneringen en hervormingen van het bankwezen KW - Theorie en organisatie van het bankkrediet KW - Finance KW - Money KW - Loans KW - Business failures UR - https://www.unicat.be/uniCat?func=search&query=sysid:590536 AB - Why are banking systems unstable in so many countries-but not in others? The United States has had twelve systemic banking crises since 1840, while Canada has had none. The banking systems of Mexico and Brazil have not only been crisis prone but have provided miniscule amounts of credit to business enterprises and households.Analyzing the political and banking history of the United Kingdom, the United States, Canada, Mexico, and Brazil through several centuries, Fragile by Design demonstrates that chronic banking crises and scarce credit are not accidents. Calomiris and Haber combine political history and economics to examine how coalitions of politicians, bankers, and other interest groups form, why they endure, and how they generate policies that determine who gets to be a banker, who has access to credit, and who pays for bank bailouts and rescues.Fragile by Design is a revealing exploration of the ways that politics inevitably intrudes into bank regulation. ER -