TY - BOOK ID - 32842081 TI - Payday Lending in Canada in a Global Context : A Mature Industry with Chronic Challenges AU - Buckland, Jerry. AU - Robinson, Chris. AU - Spotton Visano, Brenda. PY - 2018 SN - 3319712136 3319712128 PB - Cham : Springer International Publishing : Imprint: Palgrave Macmillan, DB - UniCat KW - Loans. KW - Moneylenders KW - Payday loans KW - Finance. KW - Bank marketing. KW - Microeconomics. KW - Economic history. KW - Financial Services. KW - Personal Finance/Wealth Management/Pension Planning. KW - Economy-wide Country Studies. KW - Economic conditions KW - History, Economic KW - Economics KW - Price theory KW - Banks and banking KW - Marketing of bank services KW - Marketing of banking services KW - Marketing KW - Funding KW - Funds KW - Currency question KW - Lenders, Money KW - Money lenders KW - Capitalists and financiers KW - Borrowing KW - Lending KW - Loans for consumption KW - Finance KW - Credit KW - Investments KW - Pay check advances KW - Pay day advances KW - Pay day loans KW - Paycheck advances KW - Payday advances KW - Loans, Personal KW - Personal finance. KW - Finance, Personal KW - Financial management, Personal KW - Financial planning, Personal KW - Personal finance KW - Personal financial management KW - Personal financial planning KW - Financial literacy KW - Planning KW - Pension plans. UR - https://www.unicat.be/uniCat?func=search&query=sysid:32842081 AB - This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources—all in the context of an established Canadian industry—provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland to South Africa and Australia. ER -