TY - BOOK ID - 135948854 TI - The costs of excess medical claims for automobile personal injuries : documented briefing AU - Carroll, Stephen J. AU - Abrahamse, Allan F. AU - Vaiana, Mary E. AU - Institute for Civil Justice (U.S.) AU - Rand Corporation. PY - 1995 PB - Santa Monica, Calif.: RAND, Institute for Criminal Justice, DB - UniCat KW - Automobile insurance claims KW - Automobile insurance KW - Personal injuries KW - Traffic accidents KW - Costs. KW - Economic aspects UR - https://www.unicat.be/uniCat?func=search&query=sysid:135948854 AB - Over the past decade and a half, automobile insurance premiums for personal injury coverage have grown rapidly. Many fear that excess claims for medical care may be a major factor in the increase. This study analyzes the pattern of excess medical claiming across the states to estimate how much excess medical claiming exists and how much it costs consumers. The study concludes that 35-42 percent of claimed medical costs for automobile injuries are excess. In 1993, this excess claiming consumed approximately $4 billion of health care resources, cost insurers $9-$13 billion in compensation for noneconomic losses and other costs, and may have cost consumers $13-$18 billion in auto insurance premiums. ER -