TY - BOOK ID - 133408668 TI - Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn? AU - Barajas, Adolfo. AU - Beck, Thorsten. AU - Belhaj, Mohammed. AU - Ben Naceur, Sami. PY - 2020 PB - Washington, D.C. : International Monetary Fund, DB - UniCat KW - Banks and Banking KW - Finance: General KW - Money and Monetary Policy KW - Industries: Financial Services KW - Economic Development: Financial Markets KW - Saving and Capital Investment KW - Corporate Finance and Governance KW - Financial Markets and the Macroeconomy KW - Financial Institutions and Services: Government Policy and Regulation KW - Monetary Policy, Central Banking, and the Supply of Money and Credit: General KW - Banks KW - Depository Institutions KW - Micro Finance Institutions KW - Mortgages KW - Monetary Systems KW - Standards KW - Regimes KW - Government and the Monetary System KW - Payment Systems KW - Finance KW - Monetary economics KW - Banking KW - Computer applications in industry & technology KW - Financial inclusion KW - Financial services KW - Credit KW - Mobile banking KW - Financial markets KW - Money KW - Technology KW - Financial sector development KW - Financial services industry KW - Banks and banking KW - Banks and banking, Mobile KW - India UR - https://www.unicat.be/uniCat?func=search&query=sysid:133408668 AB - The past two decades have seen a rapid increase in interest in financial inclusion, both from policymakers and researchers. This paper surveys the main findings from the literature, documenting the trends over time and gaps that have arisen across regions, income levels, and gender, among others. It points out that structural, as well as policy-related, factors, such as encouraging banking competition or channeling government payments through bank accounts, play an important role, and describes the potential macro and microeconomic benefits that can be derived from greater financial inclusion. It argues that policy should aim to identify and reduce frictions holding back financial inclusion, rather than targeting specific levels of inclusion. Finally, it suggests areas for future research. ER -