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We are all far more litigious and conscious of our rights than we were. The courts are interpreting negligence far more widely. Claims have soared - and so have awards. The consequences for individuals and businesses, especially small businesses, can be dire. Fred Collins, an acknowledged expert in the field, provides detailed guidance and technical advice on how to mitigate the risks facing you and how to insure against them effectively and cost-effectively.

Liability insurance. --- Property insurance. --- Risk management. --- Insurance, Liability --- Insurance --- Indemnity against liability --- Insurance, Property

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Today, a century and a half after the abolition of slavery across most of the Americas, the idea of monetary reparations for former slaves and their descendants continues to be a controversial one. Lost among these debates, however, is the fact that such payments were widespread in the nineteenth century—except the “victims” were not slaves, but the slaveholders deprived of their labor. This landmark comparative study analyzes the debates over compensation within France and Great Britain. It lays out in unprecedented detail the philosophical, legal-political, and economic factors at play, establishing a powerful new model for understanding the aftermath of slavery in the Americas.

Slaveholders --- Indemnity --- Enslaved persons --- Legal status, laws, etc. --- History. --- Emancipation --- France --- Great Britain --- Politics and government

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Index based insurance schemes can play a vital role in insuring poor people in developing countries against a multitude of risk. However, the concept doesn’t go along without any obstacles. Matthias Rödl provides a theoretical framework of index based insurance schemes and further highlights where the latter distinguishes from a classic indemnity insurance. Thereby, scholars can gain a comprehensive theoretical insight into the topic, while practitioners are enabled to identify and understand fundamental challenges for their project upfront as well as to foster sound solutions. Contents Demand and Supply Self-Insurance Moral Hazard and Group Sample Observation Target Groups Researchers and students in the fields of insurance theory and microfinance Practitioners in the areas of microfinance and development aid The Author Dr. Matthias Rödl wrote his dissertation under the supervision of Prof. Dr. Peter-J. Jost at the chair of organization theory at WHU - Otto Beisheim School of Management, Vallendar. He picked up the idea for his dissertation during his time as a microfinance expert in India. Nowadays he lives in Germany working as a finance professional.

Insurance. --- Assurance (Insurance) --- Coverage, Insurance --- Indemnity insurance --- Insurance coverage --- Insurance industry --- Insurance protection --- Mutual insurance --- Underwriting --- Finance

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Insurance --- Religious aspects --- Islam. --- Assurance (Insurance) --- Coverage, Insurance --- Indemnity insurance --- Insurance coverage --- Insurance industry --- Insurance protection --- Mutual insurance --- Underwriting --- Finance

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What a pleasure it is to discover the second edition of the Handbook of Insurance, twelve years after the first! Many key concepts at the core of risk, uncertainty and insurance economics have been further refined, reassessed, and reanalyzed. New issues have emerged, including systemic risk, longevity risk, long-term care, the corporate governance of insurance companies, capital allocation within insurance companies and alternative risk transfer devices. I have a simple wish: that this handbook be diffused to as wide an audience as possible, both in academic and professional spheres. Denis Kessler Chairman and CEO of SCOR This new edition of the Handbook of Insurance reviews the last forty years of research developments in insurance and its related fields. A single reference source for professors, researchers, graduate students, regulators, consultants, and practitioners, the book starts with the history and foundations of risk and insurance theory, followed by a review of prevention and precaution, asymmetric information, risk management, insurance pricing, new financial innovations, reinsurance, corporate governance, capital allocation, securitization, systemic risk, insurance regulation, the industrial organization of insurance markets, and other insurance market applications. It ends with health insurance, longevity risk, long-term care insurance, life insurance financial products, and social insurance. This second version of the Handbook contains 15 new chapters. Each of the 37 chapters has been written by leading authorities in risk and insurance research, all contributions have been peer reviewed, and each chapter can be read independently of the others.

Economics. --- Insurance --- Business & Economics --- Economic Theory --- Insurance. --- Assurance (Insurance) --- Coverage, Insurance --- Indemnity insurance --- Insurance coverage --- Insurance industry --- Insurance protection --- Mutual insurance --- Underwriting --- Finance. --- Finance